Implementation Guide for Oracle Self-Service E-Billing > About Payment Processing >

About Credit Card Processing

Credit card payments are supported for immediate or future (scheduled) payments. Credit card payments require two steps: authorization and settlement. Authorization verifies the customer account and puts a hold on the account for the amount of the payment. Settlement occurs when the payment is made. Oracle Self-Service E-Billling Payment performs authorization and settlement in one transaction using the credit card gateway for credit card payments.

Credit card payments require an agreement with a credit card gateway to process credit card transactions. A cartridge for PayPal Payflow Pro is provided with Oracle Self-Service E-Billling, which requires signing up with PayPal Payflow Pro payment services. For help with cartridges, contact your Oracle sales representative to request assistance from Oracle's Professional Services. In addition, other cartridges can be created to support other payment processors.