Implementation Guide for Oracle Self-Service E-Billing > Payment Processing >

About Credit Card Processing

Credit card payments are supported for immediate or future (scheduled) payments. Credit card payments require two steps: authorization and settlement. Authorization verifies the customer account and puts a hold on the account for the amount of the payment. Settlement occurs when the payment is made. Oracle Self-Service E-Billing Payment performs authorization and settlement in one transaction using the credit card gateway for credit card payments.

Credit card payments require an agreement with a credit card gateway to process credit card transactions. A cartridge for PayPal Payflow Pro is provided with Oracle Self-Service E-Billing, which requires signing up with PayPal Payflow Pro payment services. The Chase Paymentech Orbital Payment Gateway cartridge has been tested for use with Oracle Self-Service E-Billing. In addition, you can create cartridges to support other payment processors. For help with cartridges, contact your Oracle sales representative to request assistance from Oracle's Professional Services.