Contents

1. Preface

  • 1.1 Introduction
  • 1.2 Audience
  • 1.3 Documentation Accessibility
  • 1.4 Acronyms and Abbreviations
  • 1.5 Organization
  • 1.6 Related Documents
  • 1.7 Glossary of Icons

    • 2. Credit Appraisal Management Origination

  • 2.1 Introduction
  • 2.2 Credit Appraisal Management Creation Process
  • 2.3 Stages in Credit Appraisal Management Origination
  • 2.3.1 Process Flow Diagram
  • 2.3.2 Process Matrix
  • 2.4 Application Entry
  • 2.4.1 Application Entry Stage
  • 2.4.2 Viewing Liability Details Summary
  • 2.4.3 Customer Details Tab
  • 2.4.4 Capturing Customer Details
  • 2.4.5 Facility Hierarchy or Liability Detail Report
  • 2.4.6 Requested Tab
  • 2.4.7 Maintaining Facility Details
  • 2.4.8 Facility Restriction
  • 2.4.9 Facility Pool Linkage
  • 2.4.10 Remarks Tab
  • 2.4.11 Maintaining Document Details
  • 2.4.12 Viewing Customer Conversation Details
  • 2.4.13 Viewing 360Degree Corporate Customer Details
  • 2.4.14 Viewing Customer MIS Details
  • 2.4.15 Linking Covenant for Customer
  • 2.4.16 Customer Signatory Details
  • 2.5 Credit Appraisal Enrichment
  • 2.5.1 Credit Appraisal Enrichment Stage
  • 2.5.2 Collateral Tab
  • 2.5.3 Pool Tab
  • 2.5.4 Customer Channel Button
  • 2.5.5 Account Channel Button
  • 2.5.6 Deal Information
  • 2.5.7 Headroom Analysis
  • 2.6 KYC Approval Sub-process
  • 2.6.1 Initiate KYC Approval Sub-process
  • 2.6.2 Verify Prospect /Customer Details
  • 2.6.3 Ascertain if KYC Checks are Required
  • 2.6.4 SDN check
  • 2.6.5 Verify SDN Match
  • 2.6.6 Internal Blacklist Check
  • 2.6.7 Verify Customer Contact Details
  • 2.6.8 Other KYC Checks
  • 2.6.9 KYC Decision
  • 2.7 Credit Rating Sub-process
  • 2.8 Credit Review and Scoring
  • 2.8.1 Initiate Credit Review and Scoring Stage
  • 2.8.2 Credit Evaluation
  • 2.9 Risk Evaluation
  • 2.9.1 Credit Evaluation
  • 2.10 Facility Sanction Letter
  • 2.10.1 Process Flow Diagram
  • 2.10.2 Credit Analysis
  • 2.10.3 Credit Risk
  • 2.11 Proposal Structuring
  • 2.11.1 Pricing Tab
  • 2.11.2 Calculating RAROC
  • 2.11.3 Terms Tab
  • 2.11.4 Exception Tab
  • 2.12 Recommendation & Review
  • 2.13 Approval
  • 2.14 Draft Facility Document Generation
  • 2.15 Customer Acceptance
  • 2.16 Facility Document Generation
  • 2.17 DB Hand off
  • 2.18 Hand off Retry
  • 2.19 Customer Account Information

    • 3. Credit Appraisal Management Closure/Transfer Process

  • 3.1 Introduction
  • 3.2 Closure Process
  • 3.3 Transfer Process
  • 3.4 Stages in Closing Credit Appraisal Management
  • 3.4.1 Process Flow Diagram
  • 3.4.2 Process Matrix
  • 3.5 Application Entry
  • 3.5.1 Application Entry Stage
  • 3.5.2 Facility Details Tab
  • 3.6 Facility Closure Enrichment
  • 3.7 Facility Closure Review
  • 3.8 Facility Closure Approval
  • 3.9 Closure Advice Generation
  • 3.10 DB Hand off
  • 3.11 Hand off Retry
  • 3.12 Customer Acceptance

    • 4. Covenant Tracking Process

  • 4.1 Introduction
  • 4.2 Stages in Covenant Tracking Process
  • 4.2.1 Process Flow Diagram
  • 4.2.2 Process Matrix
  • 4.3 Receive Covenant Details
  • 4.3.1 Receive Covenant Details Stage
  • 4.3.2 Viewing Customer Conversation
  • 4.3.3 Viewing Conversation Information
  • 4.3.4 Viewing Customer Covenant Details
  • 4.3.5 Maintaining Document Details
  • 4.4 Covenant Verification
  • 4.5 Covenant Follow up

    • 5. Credit Appraisal Management Covenant Poller Process

  • 5.1 Introduction
  • 5.2 Stages in Covenant Poller Credit Appraisal Management
  • 5.2.1 Process Flow Diagram
  • 5.3 Process for Initiating Covenant Maintenance

    • 6. Reports

  • 6.1 Generating Horizontal or Vertical Analysis Reports
  • 6.2 Generating Benchmark Reports
  • 6.3 Pipeline Analysis Report
  • 6.3.1 Generating Pipeline Analysis Report
  • 6.3.2 Financial Ratio Analysis Report
  • 6.3.3 Questionnaire Report
  • 6.3.4 External Agency Analysis
  • 6.3.5 Exposure Analysis Report

    • 7. Function ID Glossary