5.1.1 View Attributes

This overlay window is displayed when you click the View Attributeslink in the Create Program screen. It displays the attributes associated with the ‘Type of Program’ selected. The type of program is also referred to as the Product.

Field Name	Description
View Attributes – Product Attribute
Product Code	Displays the unique code associated with the product.
Product Category	Displays the type of receivable/payable that will be financed. For example, invoice or purchase order or debit note.
Product Description	Displays the description of the product.
Borrower	Displays whether the borrower is the anchor or the spoke.
Effective Date	Displays the date from when the product has been active.
Product Type	Displays the type of the product.
Expiry Date	Displays the expiry date of the product.

View Attributes – Finance Parameter

Figure 5-2 View Attributes – Finance Parameter

Field Name	Description
View Attributes – Finance Parameter
Auto Finance Applicable	Displays whether the receivables/payables raised under the product will be automatically financed, or not.
Auto Settlement Applicable	Displays whether the finance availed against receivables/payables under the product will be settled automatically.
Preferred Disbursement Mode	Displays the preferred mode of transferring the finance amount.
Preferred Settlement Mode	Displays the preferred mode of transferring the settlement amount.
Minimum Finance %	Displays the minimum percentage of the receivable/payable amount that will be financed.
Maximum Finance %	Displays the maximum percentage of the receivable/payable amount that will be financed.
Minimum Tenor (Days)	Displays the minimum finance tenor in days.
Maximum Tenor (Days)	Displays the maximum finance tenor in days.
Stale Period (Days)	Displays the period in days after which the receivable/payable becomes stale and cannot be financed any more.
Minimum Waiting Period (Days)	Displays the minimum period in days up to which the finance cannot be closed, in case pre-closure is allowed.
With Recourse	Displays whether the finance is with or without recourse.

View Attributes – Repayment Parameter

Figure 5-3 View Attributes – Repayment Parameter

Field Name	Description
View Attributes – Repayment Parameter
Pre Payment Allowed	Displays whether the finance can be repaid prior to the finance maturity date.
Part Payment Allowed	Displays whether the finance can be repaid in parts.
Maturity Date Calculation	Displays the basis on which the maturity date of the finance is calculated.
Multiple Disbursement Allowed	Displays whether multiple disbursements of the finance amount is allowed or not.
Holiday Treatment	Displays how the finance maturity date will be handled if it falls on a bank holiday.
Credit Limit Utilization	Displays whether credit limits will be applicable when financing the receivables/payables.
Reconciliation By	Displays what reconciliation will be matched against.
Auto Debit Application	Displays whether or not auto debit will be applicable for finance repayment.
On Due Date	Displays the order in which the principal, and the interest will be charged on the finance maturity date.
Before Due Date	Displays the order in which the principal, and the interest will be charged prior to the finance maturity date.
After Due Date	Displays the order in which the principal, interest, and overdue interest will be charged post the finance maturity date.
Non Performing Assets	Displays the order in which the principal, interest, and overdue interest will be charged if the finance repayment gets defaulted/missed.