MySQL 9.5 Reference Manual Including MySQL NDB Cluster 9.5
A character set is a set of symbols and encodings. A collation is a set of rules for comparing characters in a character set. Let's make the distinction clear with an example of an imaginary character set.
      Suppose that we have an alphabet with four letters:
      A, B, a,
      b. We give each letter a number:
      A = 0, B = 1,
      a = 2, b = 3. The letter
      A is a symbol, the number 0 is the
      encoding for A, and the
      combination of all four letters and their encodings is a
      character set.
    
      Suppose that we want to compare two string values,
      A and B. The simplest way to
      do this is to look at the encodings: 0 for A
      and 1 for B. Because 0 is less than 1, we say
      A is less than B. What we've
      just done is apply a collation to our character set. The collation
      is a set of rules (only one rule in this case): “compare the
      encodings.” We call this simplest of all possible
      collations a binary
      collation.
    
      But what if we want to say that the lowercase and uppercase
      letters are equivalent? Then we would have at least two rules: (1)
      treat the lowercase letters a and
      b as equivalent to A and
      B; (2) then compare the encodings. We call this
      a case-insensitive
      collation. It is a little more complex than a binary collation.
    
      In real life, most character sets have many characters: not just
      A and B but whole alphabets,
      sometimes multiple alphabets or eastern writing systems with
      thousands of characters, along with many special symbols and
      punctuation marks. Also in real life, most collations have many
      rules, not just for whether to distinguish lettercase, but also
      for whether to distinguish accents (an “accent” is a
      mark attached to a character as in German Ö),
      and for multiple-character mappings (such as the rule that
      Ö = OE in one of the two
      German collations).
    
MySQL can do these things for you:
Store strings using a variety of character sets.
Compare strings using a variety of collations.
Mix strings with different character sets or collations in the same server, the same database, or even the same table.
Enable specification of character set and collation at any level.
To use these features effectively, you must know what character sets and collations are available, how to change the defaults, and how they affect the behavior of string operators and functions.