The authentication level value indicates how much to trust authentications. Once a user has authenticated, this value is stored in the SSO token for the session. When the SSO token is presented to an application the user wants to access, the application can use the stored value to determine whether the level is sufficient to grant the user access. If the authentication level stored in an SSO token does not meet the minimum value required, the application can prompt the user to authenticate again through a service with a higher authentication level.
The authentication level should be set within the organization's specific authentication template. The Default Authentication Level value described here will apply only when no authentication level has been specified in the Authentication Level field for a specific organization's authentication template. The Default Authentication Level default value is 0. (The value in this attribute is not used by Federation Manager but by any external application that may chose to use it.)