How are compliance rating transactions created?

Compliance rating transactions may be created as follows:

If a payment tender is canceled with a cancellation reason that indicates the cancellation was due to non-sufficient funds, a compliance rating transaction is created. The number of compliance rating is defined on the payment cancellation reason code.
A user may create compliance rating transactions at their discretion.
Algorithms may add compliance rating transactions. The system provides a sample overdue event algorithm that adds compliance rating transactions. Refer to C1-OE-CR-RT for more information.

Note:

Created By Flag. The compliance rating transaction includes a Created By flag that is customizable using the Lookup table. This field name is CR_RAT_CRE_BY_FLG. If your implementation uses algorithms to create compliance rating history transactions, you may consider adding appropriate values to the Created By flag. Also note that the Created By flag includes the value Other, which may be used by your implementation specific algorithms if you do not want to add a new custom value.