1. Preface

1.1 Introduction

This manual is designed to help acquaint you with the Retail/Consumer Lending module of Oracle FLEXCUBE.

It provides an overview of the module and guides you, through the various steps involved in granting loans to the customers of your bank.

You can further obtain information about to a particular field by placing the cursor on the relevant field and striking the <F1> key on the keyboard.

1.2 Audience

This manual is intended for the following User/User Roles:

	Role		Function
	Back office data entry clerk		Input functions for contracts
	Back office managers/officers		Authorization functions
	Product Managers		Product definition and authorization
	End of Day operators		Processing during End of Day/ Beginning of Day
	Financial Controller / Product Managers		Generation of reports

1.3 Documentation Accessibility

For information about Oracle's commitment to accessibility, visit the Oracle Accessibility Program website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.

1.4 Organization

This manual is organized into the following chapters:

	Chapter		Description
	Chapter 1		About this Manual gives information on the intended audience. It also lists the various chapters covered in this User Manual.
	Chapter 2		Retail Lending—an Overview is a snapshot of the features that the module provides.
	Chapter 3		Maintenances and Operations discusses the procedure to maintain details of the account which are necessary for disbursing the loan.
	Chapter 4		Defining Product Categories and Products talks about defining the attributes specific to setting up a loan product.
	Chapter 5		Account Creation talks about creating customer accounts.
	Chapter 6		Capturing Additional Details for a Loan talks about the additional details that you can capture for a Loan account.
	Chapter 7		Branch Transfer of Loans explains the procedure to transfer the finance and commitment of either a customer initiated or branch initi­ated transfers from one branch to another.
	Chapter 8		Making Manual Disbursements describes the procedure to make a loan disbursement using the ‘Manual’ mode.
	Chapter 9		Operations deals with the payments details and changes that you can effect on a loan.
	Chapter 10		Batch Processes deals with processing the batch operations.
	Chapter 11		Annexure A: Accounting Entries for Consumer Lending explains the types of accounting entries generated at each stage in the lifecycle of a loan.
	Chapter 12		Reports lists the possible reports that can be generated for the Mod­ule.
	Chapter 13		Glossary lists the important terms and its definition.
	Chapter 14		Function ID Glossary has alphabetical listing of Function/Screen ID's used in the module with page references for quick navigation.

1.5 Related Documents

You may need to refer to any or all of the User Manuals while working on the Retail/Consumer Lending module:

• Core
• Procedures
• Settlements
• Interest
• User Defined

1.6 Glossary of Icons

This User Manual may refer to all or some of the following icons.

	Icons		Function
			Exit
			Add row
			Delete row
			Option List