1. Preface

1.1 Introduction

This manual is designed to help acquaint you with the Mortgages module of Oracle FLEXCUBE.

It provides an overview of the module and guides you, through the various steps involved in granting mortgages to the customers of your bank.

1.2 Audience

This manual is intended for the following User/User Roles:

	Role		Function
	Back office data entry clerk		Input functions for contracts
	Back office managers/officers		Authorization functions
	Product Managers		Product definition and authorization
	End of Day operators		Processing during End of Day/ Beginning of Day
	Financial Controller / Product Man­agers		Generation of reports

1.3 Documentation Accessibility

For information about Oracle's commitment to accessibility, visit the Oracle Accessibility Program website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.

1.4 Organization

This manual is organized into the following chapters:

	Chapter		Description
	Chapter 1		About this Manual gives information on the intended audience. It also lists the various chapters covered in this User Manual.
	Chapter 2		Mortgages - An Overview offers a snapshot of the features that the mod­ule provides.
	Chapter 3		Maintenances and Operations discusses the procedure to maintain details of the account which are necessary for disbursing the mortgage.
	Chapter 4		Defining Product Categories and Products talks about defining the attrib­utes specific to setting up a mortgage product.
	Chapter 5		Account Creation talks about creating customer accounts.
	Chapter 6		Capturing Additional Details for a Mortgage talks about the additional details that you can capture for a Mortgage account.
	Chapter 7		Branch Transfer of Mortgages explains the process of capturing mort­gages and facilitating the transfer of the same from one branch to another.
	Chapter 8		Making Manual Disbursements describes the procedure to make a mort­gage disbursement using the ‘Manual’ mode.
	Chapter 9		Operations deals with the payments details and changes that you can effect on a mortgage.
	Chapter 10		Batch Processes deals with processing the batch operations.
	Chapter 11		Reports lists and explains the possible reports that can be generated for the module.
	Chapter 12		Annexure A explains the types of accounting entries and advices gener­ated at each stage in the lifecycle of a mortgage.
	Chapter 13		Function ID Glossary has alphabetical listing of Function/Screen ID's used in the module with page references for quick navigation.

1.5 Related Documents

You may need to refer to any or all of the User Manuals while working on the Mortgages module:

• Core
• Procedures
• Settlements
• Interest
• User Defined

1.6 Glossary of Icons

This User Manual may refer to all or some of the following icons.

	Icons		Function
			Exit
			Add row
			Delete row
			Option List