Contents

1. Preface

1.1 Introduction

1.3 Documentation Accessibility

1.4 Abbreviations

1.5 Organization

1.6 Related Documents

1.7 Glossary of Icons

2. Mudarabah Origination

2.1 Stages in Mudarabah

2.2 Finance Prospect Details

2.2.1 Maintaining Finance Prospect Details

2.2.2 Customer Tab

2.2.3 Details Tab

2.2.4 Requested Tab

2.2.5 Viewing Finance Prospect Summary

2.3 Credit Rating Rules

2.3.1 Maintaining Credit Rating Rules

2.3.3 Risk Factor Tab

2.3.4 Specifying Credit Grades

2.3.5 Specifying Auto Decision Details

2.3.6 Viewing Credit Rule Summary

2.4 Credit Ratios

2.4.1 Maintaining Credit Ratios

2.4.2 Specifying Formula Details

2.4.3 Viewing Credit Ratio Summary

2.5 Override Details

2.5.1 Maintaining Override Details

2.5.2 Viewing Override Summary

2.6 Document Checklist and Advices

2.6.1 Maintaining Document Checklist and Advices

2.6.2 Process Flow (BPEL) Report

2.6.3 Viewing Document Checklist Summary

2.7 Application Category Maintenance

2.7.1 Maintaining Application Category Details

2.7.3 Agency Tab

2.7.4 Viewing Application Category Summary

2.7.5 Maintaining Pricing Details

2.8 Stages in Mudarabah Finance Origination

2.8.2 Process Flow Diagram

2.8.3 Process Matrix

2.9 Finance Application Details Entry Stage

2.9.1 Making Application Entry

2.9.3 Capturing Customer MIS

2.9.4 Capturing Customer Account MIS

2.9.5 Requested Tab

2.9.6 Limits Tab

2.9.7 Collaterals Tab

2.9.8 Comments Tab

2.9.9 Capturing Document Details

2.10 Application Verification Stage

2.11 Application Management Verification Stage

2.12 Internal Blacklist Check Stage

2.13 External Blacklist Check Stage

2.14 Underwriting

2.14.1 Collateral Tab

2.14.2 Credit Score Tab

2.14.3 Bureau Tab

2.14.4 Ratios Tab

2.14.5 Financing Tab

2.14.6 Component Tab

2.14.7 Charges Tab

2.14.8 Investigation Tab

2.14.9 Comments Tab

2.15 Finance Approval Stage

2.16 Document Verification Stage

2.17 Message Generation

2.18 Finance Application Details Upload

3. Function ID Glossary