Administration Guide for Oracle Billing Insight > Payment Transactions > About Credit Card Payment Transactions >

About Instant Credit Card Payments

The states for an instant credit card payment can be Settled, Failed-authorize, or Failed. For instant payments, there is no scheduled state.

Instant credit card payments are processed in the following order:

1. A user submits an instant credit card payment from the UI.
2. The Payment module sends the payment to a credit card cartridge in real time.
3. The Payment module sets the state of the credit card transaction to one of the following:
   • If the card is authorized and settled, then the state is set to Settled.
   • If the card failed to authorize, then the state is set to Failed_authorize.
   • If there is a network problem, then the state is set to Failed.
4. The Payment module inserts the payment into the creditcard_payments table.
5. The Payment module presents the result of the transaction to the user.
6. The pmtPaymentReminder job runs and optionally sends email to users who have made an instant payment.