6 Oracle Payment Interface (OPI)

This document covers EFTLink Integration with Oracle Payment Interface (OPI) Payment Systems. It should be read in conjunction with the Oracle Retail EFTLink Framework Installation and Configuration Guide.

Note: To avoid confusion references to OPI Retail or similar phrasing refers to Oracle Payment Interface and not Open Payment Initiative.

EFTLink General

This document assumes static EFTLink configuration. When deploying with a POS that supports dynamic configuration, all property settings referred to below should be set on the POS, and not directly into local property files.

Minimum Version

The OPI interface requires a minimum EFTLink version of 17.0.1.

System Architecture

EFTLink connects to the OPI using only a secure HTTPS connection (using HTTP POST), and uses a Transport Layer Security (TLS) protocol version 1.2 or higher.

Fileset

The following files are used in the EFTLink folder:

• cores/opiretail/opiretail.jar

• opiretail.properties (optional, if not present defaults apply)

• Lang<CC>_<Core>.properties – Language translation file, for further information see Language.

Language

The translation files for this core should not require alteration, but if necessary then this can accomplished by amending the relevant Lang<CC>_<Core>.properties within the base eftlink folder.

The language used will follow the language set in the EFTLink framework; see the Oracle Retail EFTLink Framework Installation and Configuration Guide, EFTLink General Information, Translation section.

EftlinkConfig.properties

DisplayLanguage = EN

Supported country codes are: CN, DE, EN, ES, FR, IT, JP, NL, PT, RU and SV.

Core Classname

The following should have been set in the EftlinkConfig.properties file by installcore.bat or installcore.sh:

EPSCore0= oracle.eftlink.opiretail.OPIRetailCore

Configuration Settings

The full set of configuration properties is defined and commented in opiretail.properties.

Key Settings

Settings that may be different for each POS.

Table 6-1 OPI - Key Settings

Setting	Description	Default	Example
EPSAddress	Specifies the host address of the Oracle Payments Interface service.	localhost	EPSAddress = 192.0.2.4
EPSPort	Specifies the host port of the Oracle Payments Interface service.	5007	EPSPort = 5007
DetectReceiptSignatureString	Specifies the text to find in the print data returned from the Oracle Payments Interface response in order to determine whether a signature check prompt is required for the request.	Signature	DetectReceiptSignatureString = # Signature #
DefaultOperatorId	Specifies a default operator id for POS systems that do not provide an operator id in the EPSRequest.	EFTLink OPI Operator	DefaultOperatorId = EFTLink OPI Operator
DefaultBaseCurrency	Specifies the default base currency to be used as part of the TransCurrency element in the OPI Retail messages.	GBP	DefaultBaseCurrency = GBP
DefaultCheckType	Specifies the default check type for check processing.	01	DefaultCheckType = 01
DefaultCheckName	Specifies the default check name for check processing.	Personal Check	DefaultCheckName = Personal Check
SiteId	Specifies the SiteId data which is required in every Oracle Payments Interface request.	null	SiteId = Site
ProxyInfo	Specifies the ProxyInfo data which is required in every Oracle Payments Interface request.	null	ProxyInfo = OPI Version 6.1
POSInfo	Specifies the POSInfo data which is required for every Oracle Payments Interface request.	null	POSInfo = Test POS
PartialAuthEnabled	Specifies whether partial authorization is enabled.	false	PartialAuthEnabled = true
ElectronicSignatureEnabled	Specifies whether or not Electronic Signature processing is enabled.	true	ElectronicSignatureEnabled = true
GiftCardProcessingEnabled	Specifies whether or not Gift Card processing is enabled.	true	GiftCardProcessingEnabled = true
PersonalCheckProcessingEnabled	Specifies whether or not Personal Check/Cheque processing is enabled.	true	PersonalCheckProcessingEnabled = true
LineDisplayEnabled	Specifies whether or not Line Item Display processing is enabled.	false	LineDisplayEnabled = true
ElectronicJournal	Specifies whether or not to add journal attributes to print lines.	false	ElectronicJournal = true
CombinedReceipt	Specifies whether or not to defer printing of the EFT customer receipt and instead include within the standard POS customer receipt.	false	CombinedReceipt = true

Secondary Settings

These settings are normally correct at their default values, but can be overridden if necessary.

Table 6-2 OPI - Secondary Settings

Setting	Description	Default	Example
RequestResponseTimeout	Specifies the timeout when sending / receiving messages to / from the Oracle Payments Interface in milliseconds.	30000	RequestResponseTimeout = 15000
ValidateMessaging	Specifies whether or not to validate all requests / responses against their respective XSDs.	false	ValidateMessaging = true
MaintenanceTimeout	Specifies the timeout for the core maintenance menu in seconds.	60	MaintenanceTimeout = 30
SignatureCheckTimeout	Specifies the timeout for the Signature Check prompt when required in seconds.	30	SignatureCheckTimeout = 15
BusyErrorText	Specifies the error text when the device is busy.	Device error retry	BusyErrorText = Busy Device Error
ReadResponseBuffer	Specifies a minimum buffer amount to allocate space in memory as a rough approximation of the expected content length of an OPI Retail Response in bytes.	1024	ReadResponseBuffer = 1024
MaxLineItemTextLength	Specifies the max length of an Item Description in characters. This is used to truncate the length of the item description in case the description of a product is too long during line item display on the pin entry device (PED).	17	MaxLineItemTextLength = 17
CombinedReceiptFilter_X	Specifies custom filtering of information on the customer receipt. Replace X with a number between 0 and 100. A maximum of 100 filters are allowed and <blank> checks if empty lines should be suppressed.	null	CombinedReceiptFilter_0 = <blank>
IssuerId_XX	This property maps to the OPI Card type returned as part of an OPI TransactionResponse. XX should be replaced with a a 2-character number between 00 - 45.	IssuerId_00 = Local/Debit IssuerId_01 = VISA IssuerId_02 = MasterCard IssuerId_03 = American Express IssuerId_04 = Diners Club IssuerId_05 = JCB IssuerId_06 = CUP IssuerId_07 = SVC IssuerId_08 = Others IssuerId_09 = CUP Debit IssuerId_10 = Debit SMS IssuerId_11 = Bank Card IssuerId_12 = Discover IssuerId_13 = PayPal IssuerId_16 = UKDM/Switch IssuerId_17 = VISA Electron IssuerId_18 = VISA Debit IssuerId_19 = Maestro IssuerId_20 = VPay IssuerId_21 = Alliance IssuerId_22 = EC Chip IssuerId_23 = GiroCard IssuerId_24 = MasterCard Debit IssuerId_25 = WeChat Pay IssuerId_26 = AliPay IssuerId_31 = RESERVE-1 IssuerId_32 = RESERVE-2 IssuerId_33 = RESERVE-3 IssuerId_34 = RESERVE-4 IssuerId_35 = RESERVE-5 IssuerId_36 = RESERVE-6 IssuerId_37 = RESERVE-7 IssuerId_38 = RESERVE-8 IssuerId_39 = RESERVE-9 IssuerId_40 = RESERVE-10 IssuerId_41 = RESERVE-11 IssuerId_42 = RESERVE-12 IssuerId_43 = RESERVE-13 IssuerId_44 = RESERVE-14 IssuerId_45 = RESERVE-15	IssuerId_00 = Local/Debit
AdminMenu0.X	Specifies the ability to customize the Admin Menu. Replace X with a value between 0 - 4.	AdminMenu0.1 = TXT_RECONCILIATION, Reconciliation AdminMenu0.2 = TXT_CANCEL, Cancel	AdminMenu0.3 = TXT_REPRINT, Reprint
GetCustomerVerificationAcceptLabel	Specifies the text label of the accept button for the Get Customer Verification custom form.	Yes	GetCustomerVerificationAcceptLabel = No
GetCustomerVerificationDeclineLabel	Specifies the text label of the decline button for the Get Customer Verification custom form.	No	GetCustomerVerificationDeclineLabel = No
DisplayMessageDuration	Specifies the timeout duration of the display message custom form in seconds.	30	DisplayMessageDuration = 60
GetPhoneNumberUseMaxLength	Specifies whether to use max length instead of the regex for phone number capture custom form.	true	GetPhoneNumberUseMaxLength = true
GetPhoneNumberMaxLength	Specifies the maximum number of digits for the phone number capture custom form.	10	GetPhoneNumberMaxLength = 12
GetPhoneNumberRegex	Specifies the regular expression for the phone number capture custom form.	\d{3}-\d{3}-\d{4}	GetPhoneNumberRegex = \d{3}-\d{3}-\d{4}
GetSSNUseMaxLength	Specifies whether to use max length instead of the regex for social security number capture custom form.	false	GetSSNUseMaxLength = true
GetSSNMaxLength	Specifies the max length of the social security number capture custom form.	9	GetSSNMaxLength = 9
GetSSNRegex	Specifies the regular expression for the social security number capture custom form.	\d{3}-\d{2}-\d{4}	GetSSNRegex = \d{3}-\d{2}-\d{4}
GetEmailAddressMaxLength	Specifies the max length of the email address capture custom form.	50	GetEmailAddressMaxLength = 100
GetDriverLicenseMaxLength	Specifies the max length of the driver license capture custom form.	20	GetDriverLicenseMaxLength = 20
GetNumericFieldUseMaxLength	Specifies whether to use max length instead of a regex for the numeric field custom form.	true	GetNumericFieldUseMaxLength = true
GetNumericFieldMaxLength	Specifies the max length of the numeric field capture custom form.	50	GetNumericFieldMaxLength = 50
GetNumericFieldRegex	Specifies the regular expression for the numeric field custom form. Default is empty.		GetNumericFieldRegex = \d{3}-\d{2}-\d{4}
GetAlphanumericFieldUseMaxLength	Specifies whether to use max length instead of a regex for the alpha numeric field custom form.	true	GetAlphanumericFieldUseMaxLength= true
GetAlphaNumericFieldMaxLength	Specifies the max length of the alpha numeric field capture custom form.	50	GetAlphaNumericFieldMaxLength = 50
GetAlphaNumericFieldRegex	Specifies the regular expression for the alpha numeric field custom form. Default is empty.		GetAlphaNumericFieldRegex = \d{3}-\d{2}-\d{4}
DisplayQRCodeButtonLabel	Specifies the label of the button on the QR code custom form.	Done	DisplayQRCodeButtonLabel = Cancel
GetPhoneNumberGuidanceText	Specifies the guidance text when capturing a phone number. Default is empty.		GetPhoneNumberGuidanceText = Please input your phone number below in the form of XXX-XXX-XXXX (replace X with a number between 0-9)
GetEmailAddressGuidanceText	Specifies the guidance text when capturing an email address. Default is empty.		GetEmailAddressGuidanceText = Please input your email address below, for example; [e-mail].
GetSSNGuidanceText	Specifies the guidance text when capturing a social security number. Default is empty.		GetSSNGuidanceText = Please input your social security number below, for example; 078-05-1120
GetDateGuidanceText	Specifies the guidance text when capturing a date of birth. Default is empty.		GetDateGuidanceText = Please input your date of birth below, for example; 1971-01-01 (YYYY-MM-DD)
GetDriverLicenseGuidanceText	Specifies the guidance text when capturing a driver license number. Default is empty.		GetDriverLicenseGuidanceText = Please input your driving license below, for example; 123 456 789
GetNumericFieldGuidanceText	Specifies the guidance text when capturing generic numeric data. Default is empty.		GetNumericFieldGuidanceText = Please input your loyalty number below, for example; 123-456-7891
GetAlphanumericFieldGuidanceText	Specifies the guidance text when capturing generic alpha-numeric data. Default is empty.		GetAlphanumericFieldGuidanceText = Please enter your name below incl. middle names, for example; Joe M Bloggs

Administration Functions

The terminal has some administration/maintenance functions. These are normally invoked from a dedicated EFT Maintenance button, but if this is not available, they could be accessed by an engineer using the EFTLink built-in test harness.

EFTLink uses DeviceProxy messages to display input prompts on the POS to manage these functions.

Table 6-3 OPI - Administration Functions

Function	Description
Day End	Print an end day report and close the current day. Manual alternative to automated ReconciliationWithClosure.

Supported Functions

Below is a list of supported functionalities of the interface to OPI.

Table 6-4 OPI - Supported Functions

Function	Description
Payment/Payment with Loyalty	EFTLink sends payment request to the OPI. The OPI will return a response message with formatted receipt strings for merchant and/or customer receipts. In an event of referral or communication failure where authorization cannot be obtained online then a prompt for authorization code will appear; authorization code must be obtained via telephone. After the manual authorization process is complete, a Sales Completion transaction is sent to finalize the original sale/purchase. In the event of a communication failure between EFTLink and the OPI Retail EPS, the cashier must decide whether to retry or decline the transaction. In the event of a retry; a Transaction Inquiry message is sent and if a response is returned from the OPI EPS, the response is used to finalize the sale/purchase.
Check Payment	EFTLink sends payment request to the OPI. The OPI will return a response message with formatted receipt strings for merchant and/or customer receipts.
Refund	EFTLink sends refund requests to the OPI. The OPI will refund a transaction with specified amount.
Reversal	EFTLink sends reversal requests to the OPI. The OPI will reverse a transaction specified by the original transaction reference.
Sale State Notifications	EFTLink sends line items through to the device so the customer display can be updated in line with the POS.
Cancel Current Transaction	EFTLink sends an abort request and if a transaction is cancellable, it is cancelled.
Read Non-PCI Card	EFTLink sends a card swipe request to receive data for non-pci cards. The full pan is returned in clear text, unencrypted and without tokenization. PCI cards will return a blank PAN.
SVC Payment	EFTLink sends a gift or merchandise credit card payment request to the terminal. If there are not enough funds available, only the funds available will be deducted. The POS client will have to settle the transaction with another tender in this scenario.
SVC Activate	EFTLink sends a gift or merchandise credit card activation request to the terminal.
SVC Add Value	EFTLink sends a gift or merchandise credit card add value request to the terminal. This will only add value to an account that has been activated.
SVC Balance Enquiry	EFTLink sends a gift or merchandise credit card balance enquiry request to the terminal.
SVC Unload (Cashout)	EFTLink sends a gift or merchandise credit card cash out request to the terminal. All funds are deducted from the account and the cash back amount is returned to the POS. The account is not deactivated as part of this process.
SVC Reversal	EFTLink sends a gift or merchandise credit card activate/add value/payment which is voided or post voided and the original transaction actions are reversed.
Custom form for customer question/verification	EFTLink sends a request to the terminal with a question/verification message. The customer selects either the Yes or No button. The core sends 'Y' or 'N' as part of the response to the POS.
Custom form for capturing phone number	EFTLink sends a request to the terminal triggering a phone number capture. The customer keys in their phone number and selects submit. The core sends the captured phone number to the POS.
Custom form for capturing date	EFTLink sends a request to the terminal to capture a date, for example a birth date. The customer keys in their birth date and selects submit. The core sends the captured date to the POS.
Custom form for signature capture	EFTLink sends a request to the terminal to capture signature. The customer signs and selects Accept. The core sends the decoded signature to the POS.
Custom form for any alphanumeric data capture	EFTLink sends a request to the terminal to capture any data which could be alphanumeric. A prompt is displayed regarding the type of data expected. The customer keys in the relevant data and selects submit. The core sends the data back to the POS.
Custom form for a survey or donation selection	EFTLink sends a request to the terminal in capture data in the form of either buttons or radio buttons. The customer can choose between a list of buttons or radio buttons which have different responses or amounts and selects submit. The core sends back the value of the button pressed back to the POS.
Custom form for displaying a message	EFTLink sends a request to the terminal to display a message to the customer. The message times out after a configurable amount of time.
Custom form for displaying a scannable QR code	EFTLink sends a request to the terminal to display a scannable QR code to the customer. The message times out after a configurable amount of time.