How to reach here:
Closed term deposits are either due to maturity date is achieved or the user has completely redeemed the deposit amount. In either of the case, the customer may want to view the closed term deposits for reference.
Using this option user can easily access all the closed term deposits from the term deposit dashboard. User can view the details of closed term deposits. Some of the key details shown as part of closed term deposit details are;
How to reach here:
Deposit Dashboard > Closed Deposits
Field Description
|
Field Name |
Description |
|---|---|
|
Account Details |
|
|
Customer Name |
Name of the primary account holder in the account Note: If the account is a joint account, it displays the primary account holder name along with joint account indicator. |
|
Status |
Status of the account. Only inactive accounts are displayed here. |
|
Product / Offer Name |
Name of the product / offer under which the account was opened. |
|
Account Number |
Deposit account number in a predefined format. |
|
Net Balance |
Balance as on closing of Term Deposit. |
Closed Deposit Details
Field Description
|
Field Name |
Description |
|---|---|
|
Primary Customer |
Name of the primary user. |
|
Account Number |
Term deposit account number in the masked format. |
|
Holding Details |
|
|
Customer ID |
Customer Id of the primary user. |
|
Holding Pattern |
Holding pattern selected for the term deposit. For example:
|
|
Joint Account Holder |
Name of the joint account holder. This field appears only if the TDTerm Deposit is a deposit accepted by bank, for a fixed term, from customers. A term deposit is a liability of a bank with fixed maturity period. is opened in a Joint mode. Note: In case of multiple joint holders, all joint account holder names will be displayed separated with a comma. |
|
Account Details |
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Status |
Status of the term deposit account. Displays the status as Closed. |
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Original Principal Amount |
Original principal amount at the time of opening of term deposit account. |
|
Interest Rate |
Rate of interest applicable for the term deposit. |
|
Deposit Date |
Date on which the amount is deposited for deposit. |
|
Value Date |
Value date of the deposit as maintained by the host. |
|
Deposit Term |
Term of deposit in years, months and days for the respective product. The deposit term appears, if value is one or more than one for each of years/ months/ days for example: 5 Years, 4 Months, 10 Days. |
|
Deposit Certificate Number |
Unique number as assigned by the host for the respective term deposit. |
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Deposit Branch |
Deposit branch address details. |
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Maturity Details |
|
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Maturity Date |
Maturity instructions set for the selected TD account |
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Maturity Amount |
Maturity amount of the term deposit. |
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Net Credit Account |
City of the beneficiary bank. |
|
Maturity Instructions |
Maturity instructions set by the user for the selected TD account at the time of opening a TD. The options can be:
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