Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Acronyms and Abbreviations
1.5 Organization
1.6 Related Documents
1.7 Glossary of Icons
2. Credit Appraisal Management Origination
2.1 Introduction
2.2 Credit Appraisal Management Creation Process
2.3 Stages in Credit Appraisal Management Origination
2.3.1 Process Flow Diagram
2.3.2 Process Matrix
2.4 Application Entry
2.4.1 Application Entry Stage
2.4.2 Viewing Liability Details Summary
2.4.3 Customer Details Tab
2.4.4 Capturing Customer Details
2.4.5 Facility Hierarchy or Liability Detail Report
2.4.6 Requested Tab
2.4.7 Maintaining Facility Details
2.4.8 Facility Restriction
2.4.9 Facility Pool Linkage
2.4.10 Remarks Tab
2.4.11 Maintaining Document Details
2.4.12 Viewing Customer Conversation Details
2.4.13 Viewing 360Degree Corporate Customer Details
2.4.14 Viewing Customer MIS Details
2.4.15 Linking Covenant for Customer
2.4.16 Customer Signatory Details
2.5 Credit Appraisal Enrichment
2.5.1 Credit Appraisal Enrichment Stage
2.5.2 Collateral Tab
2.5.3 Pool Tab
2.5.4 Customer Channel Button
2.5.5 Account Channel Button
2.5.6 Deal Information
2.5.7 Headroom Analysis
2.6 KYC Approval Sub-process
2.6.1 Initiate KYC Approval Sub-process
2.6.2 Verify Prospect /Customer Details
2.6.3 Ascertain if KYC Checks are Required
2.6.4 SDN check
2.6.5 Verify SDN Match
2.6.6 Internal Blacklist Check
2.6.7 Verify Customer Contact Details
2.6.8 Other KYC Checks
2.6.9 KYC Decision
2.7 Credit Rating Sub-process
2.8 Credit Review and Scoring
2.8.1 Initiate Credit Review and Scoring Stage
2.8.2 Credit Evaluation
2.9 Risk Evaluation
2.9.1 Credit Evaluation
2.10 Facility Sanction Letter
2.10.1 Process Flow Diagram
2.10.2 Credit Analysis
2.10.3 Credit Risk
2.11 Proposal Structuring
2.11.1 Pricing Tab
2.11.2 Calculating RAROC
2.11.3 Terms Tab
2.11.4 Exception Tab
2.12 Recommendation & Review
2.13 Approval
2.14 Draft Facility Document Generation
2.15 Customer Acceptance
2.16 Facility Document Generation
2.17 DB Hand off
2.18 Hand off Retry
2.19 Customer Account Information
3. Credit Appraisal Management Closure/Transfer Process
3.1 Introduction
3.2 Closure Process
3.3 Transfer Process
3.4 Stages in Closing Credit Appraisal Management
3.4.1 Process Flow Diagram
3.4.2 Process Matrix
3.5 Application Entry
3.5.1 Application Entry Stage
3.5.2 Facility Details Tab
3.6 Facility Closure Enrichment
3.7 Facility Closure Review
3.8 Facility Closure Approval
3.9 Closure Advice Generation
3.10 DB Hand off
3.11 Hand off Retry
3.12 Customer Acceptance
4. Covenant Tracking Process
4.1 Introduction
4.2 Stages in Covenant Tracking Process
4.2.1 Process Flow Diagram
4.2.2 Process Matrix
4.3 Receive Covenant Details
4.3.1 Receive Covenant Details Stage
4.3.2 Viewing Customer Conversation
4.3.3 Viewing Conversation Information
4.3.4 Viewing Customer Covenant Details
4.3.5 Maintaining Document Details
4.4 Covenant Verification
4.5 Covenant Follow up
5. Credit Appraisal Management Covenant Poller Process
5.1 Introduction
5.2 Stages in Covenant Poller Credit Appraisal Management
5.2.1 Process Flow Diagram
5.3 Process for Initiating Covenant Maintenance
6. Reports
6.1 Generating Horizontal or Vertical Analysis Reports
6.2 Generating Benchmark Reports
6.3 Pipeline Analysis Report
6.3.1 Generating Pipeline Analysis Report
6.3.2 Financial Ratio Analysis Report
6.3.3 Questionnaire Report
6.3.4 External Agency Analysis
6.3.5 Exposure Analysis Report
7. Function ID Glossary