The advice types that are available for the Retail Teller module are the debit and credit advices generated for the debit or credit entries that would be passed to customer accounts, namely, “DR ADVICE” and “CR ADVICE”. The formats for these advices are given below.
This section contains the following topics:
#RH
DEBIT ADVICE
DATE: _BRN-DATE_ PAGE: _PG_
#SC
_CUSTOMER-NAME_
_CUSTADDR1_
_CUSTADDR2_
_CUSTADDR3_
_CUSTADDR4_
#EC
#EH
#PH
PAGE: _PG_
#EH
#B
CUSTOMER ID: _CUSTOMER_
ACCOUNT No: _ACCOUNT_
OUR REFERENCE NO: _CONTRACTREFNO_
USER REFERENCE NO: _USERREFNO_
WE HAVE EXECUTED THE FOLLOWING TRANSACTION ON YOUR BEHALF ON _TRNDT_:
-------------------------------------------------------------------
VALUE DATE CCY AMOUNT
-------------------------------------------------------------------
_VALDT_ _CCY_ _AMOUNT_
-------------------------------------------------------------------
DETAILS OF CHARGES FOR THE ABOVE TXN ARE:
CHARGE AMOUNT 1: _CHGAMT1_ -CHGCCY1_
CHARGE AMOUNT 2: _CHGAMT2_ -CHGCCY2_
CHARGE AMOUNT 3: _CHGAMT3_ -CHGCCY3_
CHARGE AMOUNT 4: _CHGAMT4_ -CHGCCY4_
CHARGE AMOUNT 5: _CHGAMT5_ -CHGCCY5_
THE ACCOUNT BALANCE AFTER THE TXN IS: _ACCBAL_
#EB
#RF
AUTHORIZED SIGNATORY
#EF
#RH
CREDIT ADVICE
DATE: _BRN-DATE_ PAGE: _PG_
#SC
_CUSTOMER-NAME_
_CUSTADDR1_
_CUSTADDR2_
_CUSTADDR3_
_CUSTADDR4_
#EC
#EH
#PH
PAGE: _PG_
#EH
#B
_DEPSLIPNO_
_UNITID_
CUSTOMER ID : _CUSTOMER_
ACCOUNT : _ACCOUNT_
OUR REFERENCE NO : _CONTRACTREFNO_
USER REFERENCE NO : _USERREFNO_
WE HAVE EXECUTED THE FOLLOWING TRANSACTION ON YOUR BEHALF:
-------------------------------------------------------------------
VALUE DATE CCY AMOUNT
-------------------------------------------------------------------
_VALDT_ _CCY_ _AMOUNT_
-------------------------------------------------------------------
#EB
#RF
AUTHORIZED SIGNATORY
#EF
Note
You can generate both debit and credit advices on completion of the transaction. Multiple advice generation is supported for the below mentioned RT screens
The following are the multiple advices which are supported for the above screens:
VAT_ADVICE.xml will show the advice generated for the message type VAT_ADV from host. It would show the host generated advice whereas the other message types will be branch generated ones.
| Field Tags | Description | ||
|---|---|---|---|
| Branch | Branch Code | ||
| Date | Account Opening Date | ||
| Time of Transaction | Checker Date-TimeStamp | ||
| Customer Name | - | ||
| Customer No. | - | ||
| Teller | MakerId | ||
| TD account number | - | ||
| TD amount | - | ||
| TD amount in words | - | ||
| TD tenor (in days) | Number of days between Maturity Date and StartDate. | ||
| Start date | - | ||
| Maturity date | - | ||
| Interest rate | - | ||
| Interest amount | Projected interest amount at the time of maturity. | ||
| TD Ccy | Currency of the TD |
System would support the below mentioned advice field tags:
For BC/DD:
| Field Tags | Description | ||
|---|---|---|---|
| Account number | - | ||
| CCY | - | ||
| Cheque amount | - | ||
| Charges | - | ||
| Amount credited | Net of charges | ||
| Paying bank | - | ||
| Date sent | Date of issue | ||
| Date realized | Liquidation date | ||
| Cheque number | - | ||
| amount in words | - | ||
| Branch name | - | ||
| Customer name | - |
For Cheques:
| Field Tags | Description | ||
|---|---|---|---|
| Account number | - | ||
| CCY | - | ||
| Cheque amount | - | ||
| Charges | - | ||
| Amount credited | Net of charges | ||
| Paying bank | - | ||
| Date sent | Instrument date | ||
| Date realized | Clearing date | ||
| Cheque number | - | ||
| amount in words | - | ||
| Branch name | - | ||
| Customer name | - |
System would support the below mentioned advice field tags:
For BC/DD:
| Field Tags | Description | ||
|---|---|---|---|
| Account number | - | ||
| CCY | - | ||
| Cheque Amount | - | ||
| Return Charges | - | ||
| Returning bank | - | ||
| Date sent | Date of issue | ||
| Date returned | Liquidation date | ||
| Branch name | - | ||
| Teller number | MakerId | ||
| Amount in words | - | ||
| Time | Checker Date-TimeStamp | ||
| Customer name | - | ||
| customer address | |||
| Return reason | Reject Reason | ||
| Cheque number |
For Cheque:
| Field Tags | Description | ||
|---|---|---|---|
| Account number | - | ||
| CCY | - | ||
| Cheque Amount | - | ||
| Return Charges | - | ||
| Returning bank | - | ||
| Date sent | Date of issue | ||
| Date returned | Liquidation date | ||
| Branch name | - | ||
| Teller number | MakerId | ||
| Amount in words | - | ||
| Time | Checker Date-TimeStamp | ||
| Customer name | - | ||
| customer address | |||
| Return reason | Reject Reason | ||
| Cheque number |
Following are the accounting entries passed for the manual repayment of loan by cash:
| EVENT | Dr/Cr | ACCOUNTING ROLE | AMOUNT TAG | ||||
|---|---|---|---|---|---|---|---|
| INIT | Dr | OFFSET_ACCOUNT (The GL for Cash) | OFS_AMT | ||||
| INIT | Cr | DR_SETTL_BRIDGE | TXN_AMT |
Following are the accounting entries passed for the manual repayment of loan by cash:
EVENT |
Dr/Cr | ACCOUNTING ROLE | AMOUNT TAG | ||||
|---|---|---|---|---|---|---|---|
| INIT | Dr | CR_SETTL_BRIDGE | TXN_AMT | ||||
| INIT | Cr | OFFSET_ACCOUNT (The GL for Cash) | OFS_AMT |
Following are the accounting entries passed for the sale of foreign currency to the CASA account holder:
| EVENT | DR/CR | ACCOUNTING ROLE | AMOUNT TAG | ||||
|---|---|---|---|---|---|---|---|
| INIT | DR | TXN_ACCOUNT(CASA) | TXN_AMT | ||||
| INIT | CR | OFFSET_ACCOUNT(ASSET) | OFS_AMT |
The system passes the following accounting entries for FX purchase against account:
| EVENT | DR/CR | ACCOUNTING ROLE | AMOUNT TAG | ||||
|---|---|---|---|---|---|---|---|
| INIT | DR | OFFSET_ACCOUNT(ASSET) | OFS_AMT | ||||
| INIT | CR | TXN_ACCOUNT(CASA) | TXN_AMT |