1. About this Manual
1.1 Introduction
This manual is designed to help acquaint you with the Loans Module
of Oracle Lending.
It provides an overview of the module and guides you, through the
various steps involved in granting loans to the customers of your bank.
In addition to this User Manual, you can find answers to specific
features and procedures, in the Online Help. It can be invoked by choosing
Help Contents from the Help Menu of the software. You can further obtain
information about to a particular field by placing the cursor on the
relevant field and pressing the <F1> key on the keyboard.
1.2 Audience
This manual is intended for the following User/User Roles:
Role
|
Function
|
Back office data entry
clerk
|
Input functions for contracts
|
Back office managers/officers
|
Authorization functions
|
Product Managers
|
Product definition and
authorization
|
End of Day operators
|
Processing during End of
Day/ Beginning of Day
|
Financial Controller /
Product Managers
|
Generation of reports
|
1.3 Organization
This manual is organized into the following chapters:
Chapter 1
|
About this Manual gives
information on the intended audience. It also lists the various chapters
covered in this User Manual.
|
Chapter 2
|
Loans - An Overview is
a snapshot of the features that the module provides.
|
Chapter 3
|
Defining Attributes Specific
to Loan product talks about defining the attributes specific to
setting up a loans product.
|
Chapter 4
|
Disbursing a Loan deals
with the procedure involved in entering the details of a loan.
|
Chapter 5
|
Processing Upfront Fee
Accruals talks about accruing upfront fee components at the time
of booking the contract.
|
Chapter 6
|
Defining Discount Accrual
Fee Classes explains the process of discount accrual for loans.
|
Chapter 7
|
Processing Repayments discusses
the setting up of repayment schedules for the loans that are disbursed.
|
Chapter 8
|
Rolling over a loan is
the procedure of rolling over loans that have matured.
|
Chapter 9
|
Making Additional Disbursements
and Rate Changes deals with the additional details and changes
that you can effect on a loan.
|
Chapter 10
|
Automatic Processing explains the processes
that automatically run periodic activities.
|
Chapter 11
|
Processing a Commitment deals with the setting
up of loan commitments and linking of a commitment to a loan.
|
Chapter 12
|
Annual Rest Loans deals
with the processing of Annual Rest Loans.
|
Chapter 13
|
Loans and Deposits Reports
explains the various types of reports generated at various stages
in the Loans and Deposits module.
|
Chapter 14
|
Appendix A - Customer Correspondence
explains the types of advices and notices generated at each stage, in
the life cycle of a loan.
|
Chapter 15
|
Appendix B - Accounting
Entries, Advices and Error Codes contains a list of suggested accounting
entries, advices and error codes that could be encountered for the loans
module.
|
Chapter 16
|
Function ID Glossary has
alphabetical listing of Function/Screen ID's used in the module with
page references for quick navigation.
|
1.4 Documentation Accessibility
For
information about Oracle's commitment to accessibility, visit the Oracle
Accessibility Program website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.
1.5 Related Documents
You may need to refer to any or all of the User Manuals while working
on the Loans module:
- Core Services
- Core Entities
- Procedures
- Settlements
- Interest
- Charges and Fees
- Tax
- User Defined Field