OPERA Cloud supports the Chip and PIN method of credit card payment and authorization for checked-in guests and for passerby transactions. The Chip and PIN payment method relies on a microchip in the card that holds the cardholder authentication information.
To accept Chip and PIN payments, you must set up Chip and PIN devices for your property.
If a Chip and PIN payment method needs authorization, OPERA Cloud requests the authorization amount from the EFT Vendor. The EFT Vendor initializes the reader device and the guest inserts a card into the reader. At the prompt on the reader device, the guest enters a PIN.
If the authorization is declined, the guest must select an alternative method of payment.
Parent topic: Configuring a Chip and PIN Reader