UPLOADED FILES INQUIRY

Through this option the user can view the bulk files uploaded by the corporate user (only those files that the user has access to) and their status.

Note: The landing screen displays all the files that are uploaded today.

You are here How to reach here:

Dashboard > Uploaded Files Inquiry
OR
File Upload > Uploaded Files Inquiry

Uploaded File Inquiry - Search

ClosedField Description

Field Name

Description

Search

File Identifier

Unique code/ name assign for the party preferences for handling of payment files.

Transaction Type

Transaction type associated with the file.

File Name

File name of the uploaded file.

File Reference ID

The file reference number which was generated while uploading the file.

File Status

Status of the file uploads.

From Date

Start date of a file upload.

To Date

End date of a file upload.

To search and view uploaded files

  2. Click to expand the search criteria and search a particular uploaded file.
  3. The search section appears. Enter the appropriate search criteria.
  4. Click Search. The search results appear on the Uploaded File Inquiry screen based on the search parameters.
    OR
    Click Clear to reset the search criteria.
    OR
    Click Cancel to close the search panel.
ClosedField Description

Field Name

Description

Upload Details

File upload date and time.

Type

Uploaded file type.

File Identifier

File identifier selected while uploading the file.

File Name

Name of the uploaded file.

File Reference ID

The file reference number generated after the file was uploaded.

File Status

Status of the file upload.

The file life cycle / file status could be:

  • Uploaded: File Uploaded and file reference number is generated.
  • Verified: File has been pre-processed and authorization checks done (limit + account access check). File will be sent to host for processing if no approval is required.
  • Error: File has been pre-processed and gets error. The end of the life cycle of the file (File Level). The user can download an error file at this stage.
  • Approval in Progress: File has been partially approved. File will be available for further approvals.
  • Rejected: File has been rejected (File level). The end of the life cycle of the file.
  • Approved: File has been fully approved
  • Completed: File is completely processed both in system and in the Host. The user can download a response file at this stage.
  1. Click the respective file to view the details. The Uploaded File Inquiry - File Details screen appears.
  1. In the File Name field, click File Download to download the originally uploaded file.
    The download File Download icon is only available for the file for which the bank administrator has set the Approval type of the particular file identifier to be viewed at record level. The business user can download and view the record level details of the uploaded files.
  1. In the Response File Download field click Filew Download to download the response file.
  2. Click Save button to save the file.
    OR
    Click the Open button to open the file.

Note: If there is an error during file verification, then an option will be available to download the generated error file.

FAQs

Closed What are some of the validations that a file goes through at various stages, in its life cycle?

The following are the validations performed on an uploaded file by OBDX and then finally by the Host, before file is processed.

 

Sr No

 

Events

Applicable to

 

Checks

1

On File Upload

All Files

File contents should not match an already uploaded file

2

On File Upload

All Files

File should not exceed the Maximum Size limit

3

On File Upload

All Files

The File Extension type should be the ones permitted viz., xml, xls, xlxs, csv

4

On File Upload

All Files

The file should not be Malicious

5

At Pre-Processing

All Files

The format for all fields, should be as templated viz., Date, CurrencyA generally accepted form of money, including coins and paper notes, which is issued by a government and circulated with in an economy. in accordance with ISO standards, CIFCustomer Information File- numeric, account number-alphanumeric etc.

6

At Pre-Processing

All Files

The CIF should be valid, should exist

7

File At Pre-Processing

All Files

CIF and Debit account should belong to each other

8

At Pre-Processing

All Files

User should have access to Debit Account

9

At Pre-Processing

All Files

Debit account should not be in closed status

10

At Pre-Processing

All Files

The debit account should belong to the debit account branch

11

At Pre-Processing

All Files

Transaction Limits are not violated at user level

12

At Pre-Processing

All Files

Payment date should not be in the past

13

At Pre-Processing

All Files

Payment date should not be a holiday as per the host calendar maintenance

14

At Pre-Processing

All Files

Debit account should be a CASACurrent Account or Savings Accounts are operative accounts through which account holders perform day to day operations such as deposits and withdrawal of money. account, not loan or TDTerm Deposit is a deposit accepted by bank, for a fixed term, from customers. A term deposit is a liability of a bank with fixed maturity period.

15

At Pre-Processing

All Files

Debit currency in the file, should match the currency of the CASA account

16

At Pre-Processing

Internal Files

Transaction currency should match either the debit or credit CASA

17

At Pre-Processing

Internal Files

The Credit Account should be a CASA account, not loan or TD

18

At Pre-Processing

All SDSC and SDMC files

A file with multiple records, should have the same debit account

19

At Pre-Processing

Internal Ad hoc

The Credit account branch does not belong to the credit account

20

At Pre-Processing

Internal Ad hoc

The Purpose of remittance should be valid

21

At Pre-Processing

Domestic Files

The NEFT / RTGS code should be valid

22

At Approval

All Files

Duration limits should not be violated either for the Approver and the PartyA party is any individual or business entity having a banking relationship with the bank.

23

Validations in Core

All Files

The Debit account should have sufficient balance

24

Validations in Core

All Files

Debit account should not be in dormant status

25

Validations in Core

All Files

Debit account should not be in debit block status

26

Validations in Core

Internal Files

The Credit CASA account should not be closed

27

Validations in Core

Internal Files

There should not be a Credit Block on the CASA account

ClosedIf a file uploaded, is a payments file, and has a status, ‘Completed’, does that mean all payments are processed?

No, a file may be in the completed status, but it is possible that not all payments in the file have been processed, due to failure of validations in the host system. All such instances will be recorded in the response file, which the user can view, and download.

ClosedIf a payment file is in the approved status, does it mean that all the records are successfully processed?

No, the file still has to successfully pass validations in the core, before records are processed.

Closed If a working window is set for the File Upload transaction - how will processing be impacted outside of the working window?

Outside of the transaction working window set for file uploads, processing will depend on whether the file has a Record Level approval or a File Type approval.
Files with a File Type approval – will be rejected, outside of the transaction working window
Files with Record Type approval – if some records are processed within the working window, will be completed – if processing of some records, falls outside of the working window – these will be rejected.

ClosedWhat is the impact of limits on processing of File Upload transactions?

File uploads transaction, will utilize limits depending on if the transfer is an internal, domestic, or international funds transfer.
Further, for domestic funds transfer – limits are defined for each network – NEFT, RTGS and IMPS. Limits will be checked at the pre-processing’s stage for file uploads.

ClosedDoes this functionality solely cater to bulk payment transactions?

No, File uploads is used for bulk payment transactions and to add payees. Internal, domestic or international payees can be added through the file upload functionality.

Closed After a file is successfully uploaded, is the user provided notifications on its status?

Yes, Users mapped to the FI – initiators and approvers of the file, are provided with alerts / notification, as file progresses from the Uploaded stage to Approved to Processing in Progress to the Completed stage. Alternately, users can log in to view the status of the file.

Home

Copyright Information

View Table of Contents