closed deposits

A term deposit is closed when it has attained maturity or if the entire deposit amount has been redeemed. In either case, customers may want to view closed term deposits for reference.

The term deposit dashboard, hence, displays a widget that displays the number of deposit accounts of the customer that have been closed. The customer can view additional details of these closed deposit accounts by selecting the ‘View All’ link on this widget.

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Dashboard > Term Deposits > My Deposit page > Overview > Closed Deposits

Closed Deposits

Field Description

Field Name	Description
Customer Name	Name of the primary account holder.
Product / Offer Name	Name of the product / offer under which the account was opened.
Account Number	Deposit account number along with the account nickname in a predefined format.
Interest Rate	Rate of interest applicable for the term deposit.
Maturity Date	Maturity maturity date of the term deposit
Net Balance	The current balance of the term deposit

Closed Deposit Details

Field Description

Field Name	Description
Customer Name	Name of the primary account holder.
Account Number	Term deposit account number along with the account nickname in the masked format.
Holding Details
Customer ID	Customer Id of the primary account holder.
Holding Pattern	Holding pattern selected for the term deposit. For example: For single owner - Single For joint ownership - Joint or multiple
Joint Account Holder	Name of the joint account holder. This field appears only if the TDTerm Deposit is a deposit accepted by bank, for a fixed term, from customers. A term deposit is a liability of a bank with fixed maturity period. is opened in a Joint mode. Note: In case of multiple joint holders, all joint account holder names will be displayed separated with a comma.
Account Details
Status	Status of the term deposit account. Displays the status as Closed.
Original Principal Amount	The amount for which the term deposit was opened.
Interest Rate	Rate of interest applicable for the term deposit.
Deposit Date	Date on which the deposit was opened.
Value Date	Value date of the deposit.
Deposit Term	Term of deposit in years, months or days.
Deposit Certificate Number	Unique number as assigned by the bank for the term deposit.
Deposit Branch	The address details of the branch in which the deposit was held.
Maturity Details
Maturity Date	The maturity date of the term deposit.
Maturity Amount	Maturity amount of the term deposit.
Net Credit Account	Net amount credited in the account at the time of Term Deposit closure.
Maturity Instructions	Maturity instructions set by the customer for the specific term deposit at the time of opening the deposit. The options can be: Close on Maturity (No Rollover) Renew Principal And Interest Renew Principal and Pay Out the Interest Renew Interest and Pay Out the Principal Renew Special Amount and Pay Out the remaining amount
Special Amount	Special amount to be rolled over. This field appears if the maturity instructions are Renew Special Amount and Payout the Remaining Amount.
Pay to	The account number in masked format to which the deposit amount will be transferred at the time of maturity along with the account type is displayed. This field is not applicable, if the option Renew Principal and Profit has been selected as maturity instructions.

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