Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Organization
1.5 Related Documents
1.6 Glossary of Icons
2. Leasing - An Overview
2.1 Elements in a Lease Structure
2.1.1 Parties to a Lease
2.1.2 Leased Asset
2.1.3 Lease Period
2.1.4 Types of Lease
2.1.5 Lease Rental
2.1.6 Down Payment
2.1.7 Residual Amount
2.2 Product Definition Facility
2.2.1 Advantages of Defining a Product
2.3 Methods of Interest Application
2.4 Methods of Interest Calculation and Payment
2.5 Flexible Repayment Schedule Set Up
2.6 Defining Grace Periods
2.7 Tracking the Status of a Lease
2.8 Supported Tax Types
2.9 Automatic Processing of Different ‘Events’
2.10 Compensation on Pre-payment
2.11 Value Dated Amendments
3. Maintenances and Operations
3.1 Maintaining Bank Parameters
3.2 Maintaining Branch Parameters
3.3 Maintaining Check Lists
3.4 Maintaining Written Down Value (Current Asset Value)
3.5 Viewing Written Down Value (Current Asset Value)
4. Defining a Leasing Product
4.1 Setting up Product
4.1.1 Setting up a Product Details
4.1.2 Defining Other Attributes of the Product
4.1.3 Specifying User Data Elements
4.1.4 Specifying Product Preferences
4.1.5 Specifying Components
4.1.6 Specifying Notices and Statements
4.1.7 Mapping Accounting Role to Product
4.1.8 Specifying Account Status
4.1.9 Specifying Events
4.1.10 Maintaining Branch /Currency Restriction
4.1.11 Restricting Customer Category
4.1.12 Defining Product Fields
4.1.13 Associating an MIS Group with the Product
4.1.14 Defining User Defined Fields
4.2 Viewing Product Summary Details
4.3 Processing EMI on Lease
5. Account Creation
5.1 Lease Account Details
5.1.1 Maintaining Lease Account Details
5.1.2 Main Tab
5.1.3 Account Details Tab
5.1.4 Default Tab
5.1.5 Checklist Tab
5.1.6 Fields Tab
5.1.7 Components Tab
5.1.8 Charges Tab
5.1.9 Linkages Tab
5.1.10 Advices Tab
5.1.11 Credit Score Tab
5.1.12 Capturing Additional Details for Leasing
5.2 Saving and Authorising Mortgage/Commitment Account
5.3 Multilevel Authorization of a Contract
5.4 Viewing Lease Account Summary Details
5.5 Maintaining Events Dairy
5.5.1 Processed Events
5.5.2 Unprocessed Events
6. Capturing Additional Details for a Lease
6.1 Additional Details
6.1.1 Viewing MIS Details of the lease
6.1.2 Viewing Account GL Balance
6.1.3 Viewing Internal Rate of Return (IRR) Details
6.1.4 Capturing Swift Message Details
6.1.5 Viewing Installment Details
6.1.6 Viewing Events Diary Details
6.1.7 Viewing Asset Values
7. Making Manual Disbursements
7.1 Lease Disbursement through ‘Manual’ Mode
7.1.1 Disbursing a Lease through the ‘Manual’ Mode
7.1.2 Verifying the Check List Items
7.1.3 Capturing Values for the Event Level UDFs
7.1.4 Viewing the Default Details
7.1.5 Viewing the Charge Details Associated with the Event
7.1.6 Capturing the Advice Related Details
7.1.7 Viewing the Swift Message Details
7.2 Authorizing a Manual Disbursement
7.3 Disbursing a Lease through ‘Auto’ Mode
7.3.1 Processing for Down Payment
8. Operations
8.1 Leasing Payments Details
8.1.1 Maintaining Leasing Payments
8.1.2 Partial Payment
8.1.3 Payments Simulation
8.2 Saving and Authorising Leasing Payments
8.3 Viewing Leasing Payments
8.4 Leasing Amendments Details
8.4.1 Leasing Amendments
8.4.2 Amendments Tab
8.4.3 Account Details Tab
8.4.4 Default Tab
8.4.5 Components Tab
8.4.6 Charges Tab
8.4.7 Saving and Authorizing Leasing Amendments
8.4.8
VAMI Simulation
8.5 Maintaining Manual Status Change
8.6 Viewing Manual Status Change
9. Batch Processes
9.1 Batch Processes
9.1.1 Configuring Batch Processes
9.1.2 Defining Batch Processes
9.1.3 Initiating the Batch Process
9.1.4 Multi-threading of Batch Processes
9.1.5 Excess Amount Allocation Batch
9.1.6 Interest Posting (INTP Event)
9.1.7 Processing the CL Batch
9.1.8 Processing Minimum Amount Due Batch
9.1.9 Processing the EMI Change Batch (EMIC)
9.2 Triggering User Defined Events
9.2.1 Viewing MIS Details
9.2.2 Viewing Rate Details
9.2.3 Viewing Charge Details
9.2.4 Viewing Event Details
9.2.5 Viewing Event Fields
10. Annexure A
10.1 Accounting Entries for Leasing
10.2 Events
10.3 Accounting Roles
10.4 Amount Tags
10.5 Event-wise Accounting Entries
10.5.1 Financial Lease
10.5.2 Operational Lease
10.6 Event-wise Advices
10.7 LE SDEs
11. Function ID Glossary