Contents

1. Preface

1.1 Introduction

1.3 Documentation Accessibility

1.4 Abbreviations

1.5 Organization

1.6 Related Documents

1.7 Glossary of Icons

2. Musharaka Origination

2.1 Stages in Musharaka

2.2 Finance Prospect Maintenance

2.2.1 Maintaining Finance Prospect Details

2.2.2 Customer Tab

2.2.3 Details Tab

2.2.4 Requested Tab

2.2.5 Viewing Finance Prospect Summary

2.3 Credit Rules

2.3.1 Maintaining Credit Rating Rules

2.3.3 Risk Factor Tab

2.3.4 Specifying Credit Grades

2.3.5 Specifying Auto Decision Details

2.3.6 Viewing Credit Rule Summary

2.4 Credit Ratio

2.4.1 Maintaining Credit Ratios

2.4.2 Specifying Formula Details

2.4.3 Viewing Credit Ratio Summary

2.5 Override Maintenance

2.5.1 Maintaining Override Details

2.5.2 Viewing Override Summary

2.6 Document Checklist and Advices

2.6.1 Maintaining Document Checklist and Advices

2.6.2 Process Flow (BPEL) Report

2.6.3 Viewing Document Checklist Summary

2.7 Application Category

2.7.1 Maintaining Application Category Details

2.7.3 Agency Tab

2.7.4 Viewing Application Category Summary

2.8 Maintaining Pricing Details

2.9 Stages in Musharaka Finance Origination

2.9.2 Process Flow Diagram

2.9.3 Process Matrix

2.10 Finance Application Details Entry Stage

2.10.1 Making Application Entry

2.10.2 Main Tab

2.10.3 Capturing Customer MIS

2.10.4 Capturing Customer Account MIS

2.10.5 Financials Tab

2.10.6 Requested Tab

2.10.7 Limits Tab

2.10.8 Collaterals Tab

2.10.9 Comments Tab

2.10.10 Capturing Document Details

2.10.11 Customer Channel Button

2.10.12 Account Channel Button

2.11 Application Verification Stage

2.12 Application Management Verification Stage

2.13 Internal Blacklist Check Stage

2.14 External Blacklist Check Stage

2.15 Underwriting

2.15.1 Collateral Tab

2.15.2 Credit Score Tab

2.15.3 Bureau Tab

2.15.4 Ratios Tab

2.15.5 Financing Tab

2.15.6 Component Tab

2.15.7 Charges Tab

2.15.8 Investigation Tab

2.15.9 Comments Tab

2.16 Finance Approval Stage

2.17 Message Generation

2.18 Document Verification Stage

2.19 Finance Application Details Upload

2.20 User Acceptance Stage

2.21 Disbursement of Musharaka Stage

2.22 Manual Liquidation Stage

2.23 Stages in Musharaka Finance Origination using Oracle BPMN Framework

2.23.1 Process Flow Diagram

2.23.2 Process Matrix

2.24 Retail Islamic Financing Application Details

2.24.1 Processing Retail Musharaka Financing Transaction

2.24.2 Applicant Tab

2.24.3 Financials Tab

2.24.4 Financing Tab

2.24.5 Components Tab

2.24.6 Charges Tab

2.24.7 Limits Tab

2.24.8 Asset Details Tab

2.24.9 Down Payment Tab

2.24.10 Sale Confirmation Tab

2.24.11 Vendor Payments Tab

2.24.12 Terms Tab

2.24.13 Deviations Tab

2.24.14 Summary Tab

2.24.15 Comments Tab

2.24.16 Documents Button

2.24.17 Dedupe Button

2.24.18 Financing Asset Button

2.24.19 Preference Button

2.24.20 Covenant Button

2.24.21 Evaluation Button

2.24.22 MIS Button

2.24.23 Fields Button

2.24.24 SWIFT Message Details Button

2.24.25 Payment Mode Button

2.24.26 Ijarah Button

2.24.27 Inventory Tracking Button

2.24.28 Multi Finance Button

2.24.29 Down Payment Details Button

2.24.30 Party Details Button

2.24.31 Multiple Asset Button

3. Function ID Glossary