Deposit Details

Using this option, the user can view the complete details of the TD. The key details shown as part of term deposit details are;

Investment: Original Principal Amount, Deposit Date, Value Date, Interest Rate, Deposit Branch
Current Position: Current Balance, Deposit Term, Hold Amount, Deposit Certificate Number, Accrued Interest
Maturity: Maturity Amount, Maturity Date, Maturity Instruction, Payout instructions (if applicable)
Quick Links: Redemption, Top Up, Edit Maturity Instruction , and Statement Request
Transactions

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Dashboard > Toggle Menu > Accounts > Term Deposits > Overview > Deposit Details

Field Description

Field Name	Description
Select Account	Term deposit account number of user in the masked format. The account number could be of the users own Party or any linked party accounts, that he has access to.
Product Name	Term deposit product under which term deposit account is opened.
Nickname	The user defined description or name of the term deposit accounts which will be displayed (if nickname for the account is set by the user). Click , to add nickname , for more information click here.
Investment
Original Principal Amount	Original principal amount at the time of opening of term deposit account.
Deposit Date	Deposit Opening date of the TD.
Value Date	Value date of the deposit as maintained by the host.
Interest Rate	Rate of interest applicable for the term deposit.
Deposit Branch	Deposit branch address details.
Current Position
Current Balance	Current principal amount, that is the revised principal amount after top-up / partial redemption.
Deposit Term	Term of deposit in years, months and days for the respective product (as maintained by the host). The deposit term appears, if value is one or more than one for each of years/ months/ days for example: 5 Years, 4 Months, 10 Days.
Hold Amount	Hold amount for the term deposit as maintained at the host.
Deposit Certificate Number	Unique number as assigned by the host for the respective term deposit.
Accrued Interest	Interest accumulated till current date.
Maturity
Maturity Amount	Maturity amount of the term deposit.
Maturity Date	Maturity date set for the selected TD account.
Maturity Instructions	Maturity instructions set by the user for the selected TD account. The options can be: Close on Maturity (No Rollover) Renew Principal and Interest Renew Principal and Pay Out the Interest Renew Interest and Pay Out the Principal Renew Special Amount and Pay Out the remaining amount
Special Amount	Special amount to be rolled over. This field appears if you select Renew Special Amount and Payout the Remaining Amountoption from the Maturity Instructions list.
Pay to	Account transfer options. The options are: Own accounts Internal Bank Account Domestic Bank Account This field does not appear, if you select Renew Principal and Interest option from the Maturity Instructions list.
Own Account This section appears for Own Account.
Transfer Account	Account number along with the account nickname to which the funds are to be transferred. On selecting Transfer Account, account related details get displayed like Account Holder's Name and Branch Details.
Internal Bank Account This section appears for Internal Bank Account.
Account Number	Account Number to which the funds will be transferred.
Domestic Bank Account This section appears for Domestic Bank Account.
Beneficiary Name	Beneficiary name of the term deposit.
Account Number	Account number to which the funds will be transferred.
Bank Code	Destination Account’s bank code. On submitting Bank Code, Bank Address gets displayed based on provided Bank Code.
Transactions It displays the account activity.
Date	The date on which the transaction is processed.
Description	The brief description of the transaction.
Reference No	Reference number of transaction.
Amount	The debit/ credit amount of the transaction.

To view the term deposit account activity:

From the Select Account list, select the appropriate account.
The term deposit activity details appears on screen.
Click to search transactions.
Enter the search criteria.
Based on search criteria search result appears.

Transactions -Search Criteria

Field Description

Field Name	Description
Select Account	Term deposit account number of user in the masked format.
Balance	Application displays the Account balance of the selected source account.
Search By	The transaction period. Options are: Current Period Previous Month Previous Quarter Select Date Range
Date From	The start date of the transaction for the search criteria. Start date cannot be greater than end date. This field appears if you select the Select Date Range option in the Search By list.
Date To	The end date of the transaction for the search criteria. This field appears if you select the Select Date Range option in the Search By list.
Reference Number	Reference number of transaction.
Transaction Type	The type of the transaction. Options are: All Credits Only Debits Only
Amount From	The minimum amount for the search criteria.
Amount To	The maximum amount for the search criteria
Search Result
Date	The date on which the transaction is processed.
Description	The brief description for the transaction.
Reference Number	Reference number of transaction.
Amount	The debit/ credit amount for the transaction.

Click Download, to download transaction summary in a specific format.
Click on Pre-Generated Statement, to generate a pre-generated statement.
OR
Click Back to navigate to the previous screen.

You can also initiate following actions using Quick Linkssection:

To redeem the term deposit, click Redemption.
To top-up (add additional amount) the deposit, click Top Up.
To modify the maturity instruction, click Edit Maturity Instruction.
To request for physical statement, click Statement Request.

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