Accounts

Current and savings accounts are the most basic and critical products of retail banking. Most banking customers hold either a current or a savings account with their banks. Banks, in turn, encourage the use of current or savings accounts as it results in a higher profit margin for the bank.

This application provides a platform by which banks are able to offer their customers an enriching online banking experience in performing activities on their accounts.

Through the online banking application, customers can perform various activities on their accounts. Customers can view account balances and statements, initiate service requests and perform other inquiries as well as perform financial transactions on their accounts.

Features Supported In the Application:

The retail accounts module of the application supports the following features:

• My Accounts Widget
• View Account Details
• View Statement
• E-statement
• Pre-generated Statement
• Cheque Book Request
• Cheque Status Inquiry
• Stop/Unblock Cheque
• Debit Card Details
• Update Debit Card Limits
• Apply for New Debit Card
• Block Debit Card
• Request for new Debit Card PIN
• Reset Debit Cards PIN
• Request Statement
• Forex Calculator
• View Inactive Accounts

Pre-Requisites

• Transaction access is provided to retail users
• CASA accounts are maintained in the host system under a party ID mapped to the user

How to reach here:

Dashboard > My Accounts Widget > Current and Savings

SAVINGS WIDGET

The savings accounts widget showcases a summary of the accounts held by the customer. It provides the facility for users to access all the important features and information related to the account.

Click on individual components to view in detail.

Dashboard Overview

Savings This section lists down all the active and inactive current and savings accounts that the customer holds with the bank. Active Accounts: Each account displays the basic details such as the name of the primary account holder, account number in the masked format and account nickname, if defined, along with the net balance of the account. If the customer holds both conventional as well as Islamic accounts, the type of account is also identified on each account. The customer can view further details by clicking more option available on each account. Inactive / Closed Accounts: This displays the number of accounts of the customer that are in inactive status. The customer can view further details by clicking more option available on each account. More options: It provides the facility for users to access all the important features like: Account Details View Statement Cheque Book Request Cheque Status Inquiry Stop/Unblock Cheque Debit Cards

Forex Calculator The forex calculator is a link provided on the Savings widget from which the customer can access the Forex Calculator.

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