SOFT TOKEN APP

Security tokens are generally used in environments with higher security requirements as part of a multifactor authentication system. Soft tokens give the same security advantages of multi factor authentication, while simplifying distribution and lowering costs.

A Soft token app is a two - factor authentication based on Passcode or PIN and something you have (an authenticator such as smartphone), protecting your sensitive networked information and data. A soft token is a software-based security token that generates a single-use 6 digit login PIN or passcode.

To generates a single-use login PIN:

  1. Launch PaySec ure App.
  2. In the Bank Username field enter the user name.
  3. In the Passwordfield enter the password.
ClosedField Description

Field Name

Description

Username

Login id provided by the bank.

NetBanking Password

The password for channel access.
  1. Click Register to register on the app.
    The Set a PIN screen appears with prompt to select a new PIN.
ClosedField Description

Field Name

Description

PaySecure PIN

The PIN number to be set for the PaySecure.
  1. In the PaySecure PIN field, enter the PIN to be set.
  2. Click Continue to proceed to next screen.
ClosedField Description

Field Name

Description

Retype PaySecure PIN

The code sent to the customer to their registered email id or mobile number.
  1. In the PaySecure PIN field re-enter a PIN.
  2. Click Continue to proceed to next screen.
    OR
    Click Back to go back to previous screen.
ClosedField Description

Field Name

Description

Enter the code

The Soft Token code displayed on transaction screen.
  1. In the Enter the code field, enter the code appear on transaction screen.
  2. Click Continue to proceed to next screen. The Soft Token code generated successfully.
  1. Use the generated Soft Token PIN to complete the current transaction.

Note: For the Time based Soft Token Code, the code dynamically changes after every 30 sec. User has to configure App while installing and choose TOTP (Time-based one-time password) option which is a temporary passcode.
By default HOTP ( HMAC-based one-time password (OTP) algorithm) is selected, which is internet based.

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