Manage Payees

A ‘Payee’ is the final recipient of various types of payment transactions. OBDX provides an option to a customer to maintain the payees for all the fund payment transactions. The advantage of creating payee is, it saves the time and effort of re-keying in the payee details, every time a payment is to be made.

Once a Payee is created, funds transfer can be done by selecting the Payee name. Details of selected payee are auto populated on transaction screen. Customer needs to fill in payment details to initiate the transaction.

Payee Maintenance is provided for following payment transactions:

• Bank Account
• Internal Bank Account
• Domestic Bank Account
• International Bank Account
• Demand Drafts
• Domestic Bank Account
• International Bank Account

Pre-Requisites

• Transaction access is provided to retail user
• Cooling period is defined

Features Supported In Application

Functions available on Payees are as follows:

• Create Payee
• View Payee
• Edit Payee
• Delete Payee

Workflow

How to reach here:

Dashboard > Payments Widget > Manage Payees & Billers

OR

Dashboard > Toggle Menu > Payments > Manage Payees & Billers
OR

Dashboard > Payments Menu > Manage Payees & Billers

Payee Summary

Summarized views of all the Payees maintained by the logged in user, are listed on Payee Summary screen. A quick search is available on the screen by specifying the payee name. Further drill down is provided on the payee to view the complete details of a payee.

Field Description

Field Name	Description
Manage Whom	Allows the user to select either payee or billers.
Payees List	Displays the list of payee's name.
Below fields appear if you click down arrow against the payee name.
Payee Name	Name of the payee.
Payee Type	Type of a payee (Internal/ Domestic/ International/ Domestic Demand Draft/ International Demand Draft/ Peer to Peer)
Add New Account	Link to add a new account type payee.
Add New Demand Draft	Link to add a new demand draft type payee.

To manage payees:

• In the Manage Whom field, select the Payee option.
  All the beneficiaries (Payees) appear on Manage Payees & Billers screen.
  OR
  Click the Add New Payee link if you want to add a new payee.
  
• From the Payee List, select and click on relevant payee whose details you want to view.
  OR
  Click to search and select the payee whose details you want to view.
  A card displaying Payee Name, Payee Type and links to add new payee appears.
  OR
  Click Add New Payee to create new payee.

• Click and then click View/ Edit. The View/ Edit Payee screen appears.
  OR
  Click Add New Account or Add New DD to add new account type or demand draft type of payee.
  OR
  Click Back to Dashboard to navigate back to the dashboard.
  

Manage Payees & Billers - View/ Edit Payee

Field Description

Field Name	Description
Payee Account card Details - Bank Account Below fields appears if the payee is holding a bank account.
Payee Name	Name of the payee.
Account Name	Name of the payee in the bank account.
Nick Name	Nick name to identify the payment destination (account).
Account Type	Type of account associated with the payee. The type can be: Internal Domestic International
Pay Via	Network for payment. This field appears if the Account Type is Domestic or International.
Bank Details	Address of the payee's bank account. This field appears if the Account Type is Domestic or International.
Daily Limit	Limit set to transfer the funds.
Payee Account card Details - Demand Draft Below fields appears if the payee is holding a draft.
Payee Name	Name of the payee.
Draft Favouring	Name of the payee of the draft.
Account Type	Type of account that is demand draft.
Draft Type	Type of draft associated with the Payee. The type can be: Domestic International
Pay at City	City name where the draft would be payable at.
Pay At Country	Country of the payee. This field appears for International draft type.
Daily Limit	Limit set to transfer the funds.
Payee Account card Details - (Peer to Peer) Below field appears if the payee is holding a email ID/ Mobile Details.
Payee Name	Name of the payee.
Account Type	Peer to Peer.
Transfer Mode	Mobile/ Email Id.
Transfer Value	Mobile Number of payee/ Email Id of payee.
Delivery Location	Address of the payee’s to deliver the drafts.
Daily Limit	Limit set to transfer the funds.
Payee Account card Details - SEPA (Credit Transfer and Card Payment) Below fields appears for SEPA fund transfer
Payee Name	Name of the payee.
Payment Type	Type of network selected for the payees bank account.
Bank Details	Address of the payee 's bank account.
Payee Account card Details - UK Below fields appears for UK fund transfer
Payee Name	Name of the payee.
Account Number	Payee's bank account number along with the account nickname. For more information on Account Nickname, click here.
Account Name	Name of the payee account.
Payment Type	Type of network selected for the payees bank account.
Bank Details	Address of the payee 's bank account.

• Click Pay/ Issue to transfer funds/ issue demand draft.
  OR
  Click Edit against the Daily Limit field to edit the daily transaction limit. The View/ Edit Payee screen with daily limit in editable form appears.
  OR
  Click Delete to delete the payee.

Manage Payees & Billers - Edit Payees

Application allows the customer to edit the payees created by logged in user. As a part of edit payee functionality, customer is allowed to change only the ‘Daily Limits’. An option of transferring the funds to the Payees is also available on the screen.

To edit the payee:

• From the Payee List, select and click on relevant payee whose details you want to edit.
  OR
  Click to search and select the payee whose details you want to edit.
  A card displaying Payee Name, Payee Type and links to add new payee appears.
  OR
  Click Add New Payee to create new payee.
• Click and then click View/ Edit. The View/ Edit Payee screen appears.
  OR
  Click Add New Account or Add New DD to add new account type or demand draft type of payee.
• Click Edit to edit the payee. The View/ Edit Payee screen with values in editable form appears.
  OR
  Click Pay/ Issue to transfer funds/ issue demand draft.
  OR
  Click Delete to delete the payee.

Field Description

Field Name	Description
Payee Account card Details - Bank Account Below fields appears if the payee is holding a bank account.
Payee Name	Name of the payee.
Account Name	Name of the payee in the bank account.
Nick Name	Nick name to identify the payment destination (account).
Account Type	Type of account associated with the payee. The type can be: Internal Domestic International
Pay Via	Network for payment. This field appears if the Account Type is Domestic or International.
Bank Details	Address of the payee's bank account. This field appears if the Account Type is Domestic or International.
Daily Limit	Limit set to transfer the funds.
Payee Account card Details - Demand Draft Below fields appears if the payee is holding a draft.
Payee Name	Name of the payee.
Nick Name	Nick name to identify the payment destination (account).
Account Type	Type of account that is demand draft.
Draft Type	Type of draft associated with the Payee. The type can be: Domestic International
Pay at City	City name where the draft would be payable at.
Pay At Country	Country of the payee. This field appears for International draft type.
Daily Limits	Limit set to transfer the funds.

• In the Daily Limits field, edit the limit value if required.
• Click to save the edit payee request.
  The success message of setting the limits appear.
  OR
  Click to cancel the editing.
  OR
  Click Pay to transfer funds/ issue demand draft.

Manage Payees & Billers - Delete

To delete the payee:

• From the Payee List, select and click on relevant payee whose details you want to delete.
  OR
  Click to search and select the payee whose details you want to delete.
  A card displaying Payee Name, Payee Type and links to add new payee appears.
  OR
  Click Add New Payee to create new payee.
• Click and then click Delete. The Delete Payee message box with a warning message prompting the user for confirming the deletion appears.
  

• Click Proceed to proceed with the deletion request.
  OR
  Click Cancel to cancel the deletion process.
• The success message of submitting the deletion request along with the unique transaction reference number appears. Click Go to Dashboard to navigate to the dashboard.
  OR
  Click More Payment Options to pay bills and go to other payment options.

Add New Payee

• In the Manage Payees & Billers screen, click the Add New Payee link. For more information on Add Payee - Bank Account, click here.
  OR
  To add demand draft payee, click the Add New Payeelink. For more information on Add Payee - Demand Draft, click here.

FAQs

How do I transfer funds to another bank?

After successfully adding a payee, you may proceed to transfer funds immediately or set a future date for the transaction to take place.

Can I delete payees that I no longer need to make payments to?

Yes. You can choose to delete the payees that you no longer need.

What are the stages of the fund transfer?

There are two stages in Fund Transfer transactions Payee Addition and Transactions Initiations

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