Add

In order to make fund transfers or payments through the wallet, there should be balance available into a wallet. The wallet can be funded using :

• External accounts like credit card, debit card (using payment aggregator)
• Internet banking (same bank account)

Funding wallet from any credit or debit card or using internet banking requires processing the transaction from an aggregator mode.

Using internet banking, a user can fund wallet using his own account available within bank. After a successful authentication, a user can select an account from which the wallet is to be funded. Depending on the transaction status (acknowledgment) from the aggregator, wallet balance is updated.

How to reach here:

Wallet Dashboard > Add

Field Description

Field Name	Description
Wallet Balance	Balance in the wallet along with currency.
Amount	Amount to be funded.
Comments	Free text for user to enter any comments/ remarks as desired by the user.

To fund a wallet:

• In the Amount field, enter the amount to be funded.
• In the Comments field, enter the appropriate comment.
• To fund the wallet, click Add Funds.
• The Review screen appears which navigates the user to the aggregator page, click Confirm.
• The Aggregator screen appears; select either Credit card / Debit card or Internet banking option.

Aggregator - Internet Banking

Field Description

Field Name	Description
Modes of payments	The mode using which, wallet is to be funded. The modes can be: Internet banking (same bank account) - an account which user maintains in the same bank. Credit Card Debit Card
Payment Description	Section displaying the transaction details like: Mobile number and email id of the wallet user payment amount

• Select the Internet Banking mode, if you want to add funds by your own account and click Proceed.
  The application will get acknowledgment regarding the transaction and money will be credited into user’s wallet account.

Aggregator - Credit/ Debit Card

Field Description

Field Name	Description
Pay by Credit/ Debit Card
Card Number	The credit or debit card number using which the amount is to be transferred to the wallet.
Expiry Date	Expiry date of the card.
CVV/ CVC	The CVV/ CVC number as security check.
Card Holder Name	The name mentioned on the card.
Payment Description	Section displaying the transaction details like: Mobile number and email id of the wallet user payment amount

To fund a wallet using credit/ debit card:

• In the Card Number field, enter the credit or debit card number.
• From the Expiry Date list, select the appropriate month and year.
• In the CVV/ CVC field, enter the CVV/ CVC number written on the back of your card.
• In the Card Holder Name field, enter the name mentioned on the card.
• Click Pay Now.
  The application will get acknowledgment regarding the transaction and money will be credited into user’s wallet account.

FAQs

Are my funds safe and secure?

The bank takes financial security and payment regulations very seriously. It strictly ensures the financial security of both the bank and the account holders.

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