OBP BASE SETUP CONFIGURATION GUIDE

This document includes following topics:

Introduction
Database Tables and Alert Configuration
Configurations
OBP Application Configurations
OUD Configuration in OBP
Product Configuration
Credential mapping for anonymous access

1. Introduction

This document is intended for setting up OBDX 18.1.0.0.0 with OBPOracle Banking Platform 2.5.0.2 Base release.

2. Database Tables and Alert Configuration

Please complete day one maintenance from admin screen. Please refer ‘User Manual Oracle Banking Digital Experience System Configuration.docx’ document for day one maintenance.

3. Configurations

DIGX_FW_CONFIG_ALL_B

Category ID	Property ID	Description
OriginationUserRole	USER_ROLE_CUSTOMER	Default roles for Origination user creation. The prop_id does not matter. All roles for category_id 'OriginationUserRole' would be assigned to the created user.
OriginationAlertConfig	BANK_NAME	Property value is used in Originations related Alerts. Prop_Value in Base : 'EMERALD MEMarket Entity BANK'
OriginationConfig	ORG_DOB_AGE_LIMIT_CHECK	Whether DOB check is local or to be done remotely. Possible values are LOCAL or REMOTE.
OriginationConfig	ORG_DOB_AGE_LIMIT	DOB Age Limit Value. In case the above property value is LOCAL, the age limit (as number of years) in number is to be specified for this property.
OriginationConfig	FUNDING_OPTIONS_FOR_EXISTING	Funding Options for Existing PartyA party is any individual or business entity having a banking relationship with the bank.. Values mentioned here should be values from ‘com.ofss.obp2502.enumeration.settlement.SettlementModeType’. Only these funding modes will be available in OBDX.
OriginationConfig	FUNDING_OPTIONS_FOR_NON_EXISTING	Funding Options for Non-Existing Party. Values mentioned here should be values from ‘com.ofss.obp2502.enumeration.settlement.SettlementModeType. Only these funding modes will be available in OBDX.
OriginationConfig	CARD	Two types of categories of Cards. If settlement mode ‘FUNDING_OPTIONS_FOR_NON_EXISTING’ contains ‘CARD’, then what cards should be allowed should be mentioned here. Possible ‘CARD_CREDIT,CARD_DEBIT’ (comma separated)
OriginationConfig	USERNAME_TYPE	Username type while registering the prospect. Possible values EMAIL/OTHERS.
OriginationConfig	LIST_CANCELLATION_DAYS	SubmissionA submission contains one or more applications submitted by the applicants in a single request. Cancellation List Range. This value will be used in Report Generation for Cancelled Applications. This property indicates the number of days for which the cancellation report will be generated.
OriginationConfig	ORIG_PI_EMAIL_VERIFICATION_REQUIRED	If Email Verification via OTP is required.

Apart from these mandatory changes, there are few non-mandatory configurations for ‘OriginationConfig’ category id in DIGX_FW_CONFIG_ALL_B to change system behavior which are:

Property ID	Description	Default Value
CONTACT_INFO	This property allows admin to enable or disable de-dupe check for contact information. Possible values can be ‘true’ or ‘false’.	false
CONTENT_UPLOAD_ALLOWED_TYPE_LIST	BANK_NAME	.txt,.png,.xlsx,.doc,.pdf,.jpeg,.jpg
CONTENT_UPLOAD_MIME_TYPES_WHITE_LIST	MIME type (comma separated) which can be uploaded by user at various stage of Origination process.	application/pdf,image/jpeg,image/png,application/x-compressed,application/x-zip-compressed,application/zip,application/msword,application/vnd.openxmlformats-officedocument.wordprocessingml.document,text/plain,application/pdf,application/vnd.ms-excel,application/vnd.openxmlformats-officedocument.spreadsheetml.sheet
CONTENT_UPLOAD_MIME_TYPES_ZIP_LIST	This property contains allowed zipped file types and MIME type which can be uploaded by user at various stage of Origination process.	application/x-compressed,application/x-zip-compressed,application/zip
DATA_REQUIRED_FOR_SUBMISSION	This property determines whether to send applicant’s data with submission id at submission stage or not. For OBP base set up values of the property id should always be false.	false
DRIVING_LICENSE_EXPIRY_DURATION	This property contains maximum years allowed for the expiry duration of driving license.	15
DRIVING_LICENSE_MAX_LENGTH	This property contains maximum length allowed for the id of driving license.	30
EMPLOYMENT_INFO	This property allows admin to enable or disable de-dupe check for employment information. Possible values can be ‘true’ or ‘false’.	false
EMPLOYMENT_STABILITY_MONTH_DURATION	This property contains minimum duration (in years) of employment needs to be captured during the origination process.	12
IDENTITY_INFO	This property allows admin to enable or disable de-dupe check for identity information. Possible values can be ‘true’ or ‘false’.	false
INTEREST_ONLY_STAGES	This property contains list of Interest only stages supported by the system.	IOIInterest Only Installment is an installment type where the customer pays only the interest on the disbursed loan amount usually in the first stage of a loan.,IOAInterest Only in Advance is an installment type where the total interest or interest amount for the IOI stage is paid in advance by the customer.
IS_CAPITALIZE_FEES_ENABLE	This property allows admin to enable or disable capitalization of fee. Possible values can be ‘true’ or ‘false’.	true
IS_LMI_ENABLED	This property determines whether to consider LMILenders Mortgage Insurance is a type of insurance that protects the lender in case a borrower is not able to repay the loan and the lender is not able to recover its costs after foreclosure and sale of the mortgaged property. while calculating funding details. Contains value for LMI capitalization. Value can be ‘true’ or ‘false’	false
IS_NOMINATE_FOR_FEE	This property determines whether applicant is nominated for fees consideration while calculating funding details.	true
IS_REGISTRATION_MANDATORY	This property determines whether registration of applicant before submission is mandatory or not. If value is ‘true’, the applicant has to register himself as a user before final submission. Else applicant can directly progress for final submission.	false
MANDETORY_DOCUMENT_CHECK_NEEDED	This property determines whether to display all documents or only mandatory documents. Possible values can be ‘true’ or ‘false’.	false
MAX_ALLOWED_VEHICLE_AGE	This property contains maximum allowed age (in years) for used vehicles.	10
ORG_REG_LINK_TIMEOUT	This property contains time out value (in minutes) for Registration link for co-applicant.	15
ORIGINATION_DEALER_REDIRECTION_URL	This property contains URL used for redirecting user from dealer page to bank.	http://${OBDX.WEB.HOST}:${OBDX.WEB.PORT}/index/public/model-bank.html?module=payday&context=index
ORIGINATION_WORKFLOW_LOADER	This property contains configuration whether to fetch workflow from database or from cache. Possible Values can be CACHE (for fetching workflow from cache) or DB(for fetching workflow from database.	DB
PRIMARY_INFO	This property allows admin to enable or disable de-dupe check for primary information. Possible values can be ‘true’ or ‘false’.	false
PRINCIPAL_STAGES	This property contains list of principal only stages supported by the system.	EPIExternal Payment Interface,EIPI
VEHICLE_MILEAGE_MAX_LIMIT	This property contains allowed maximum mileage for used vehicle	125000
VEHICLE_YEAR_MAX_LIMIT	This property contains maximum difference allowed (in year)between system date and Vehicle Manufacturing year.	10

3.1 OBP Application Configurations

Following maintenance / configurations should be done in OBP application.

Funding table template maintenance

This maintenance decides which all sections like LMI, Fees should be part of funding table.

Application level fees

This maintenance decides which all fees like ‘Title Search fee’, ’Registration fee’ should be shown on application tracker and funding table.

Financial template maintenance

This maintenance decides which all income, expense, liability and asset should be visible as part of financial template. It is also used to decide the mandatory and non-mandatory options for income, expense, liability and asset.

3.2 OUD Configuration in OBP

OUD configuration is mandatory in OBP if save for later or existing user flow is needed in OBDX originations.

OUD configuration steps for OBP HOST and OBP SOA:

Go to admin console of OBP host.

OBP Basetup Configuartion

Go to security realms on the left panel.

OBP Base Setup Configuration

Go to myrealm.

OBP Base Setup Configuration

Go to the tab providers.

OBP Base Setup Configuration

Click on lock and edit button. After that New button will be enabled. Create a new provider, by clicking on New button.

OBP Base Setup Configuration

Enter the name for the provider and the type of the provider. And click on Ok button.

OBP Base Setup Configuration

You will see the new added provider on the bottom. Click on reorder button, to reorder the providers and make OUD provider on the top. Click on Ok button to save changes. You will see the OUD provider on the top (for SOA make OUD on second priority i.e., after OIDAuthenticator).

OBP Base Setup Configuration

Click on OUD provider and go to configurations tab and set control flag to sufficient and save changes.

OBP Base Setup Configuration

Click on provider specific tab to enter details of the OUD. Such as host, port, principal credentials, user base DN, group base DN etc. and save changes. Restart all servers for this configuration to take effect.

OBP Base Setup Configuration

4. Product Configuration

To enable the products execute the following script.

Update DIGX_OR_PRODUCT_TYPE set STATUS = 'ACTIVE' where ID IN ('SAVINGSH1', 'CHECKINGH1',

'TERMDEPOSITH1', 'CREDITCARDH1', 'AUTOLOANH1', 'PERSONALLOANH1', 'MORTGAGELOANH1', 'MORTGAGELOANIPAH1');

This will enable the savings, checking, term deposits, credit cards, auto loans, personal loans, mortgage loans and in principal approval (for mortgage loans) products.

5. Credential mapping for anonymous access

Please refer Origination Web service Username Token Configuration for “Anonymous user configuration”. This will add the security policy, policy key and credentials for anonymous user.

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