Account Details

This page provides basic information about the accounts, as well as balances and limits in the accounts.

The complete account details are fetched on a real time basis from core banking system.

The Account Details screen provides the information below:

Account Number along with account nickname (if any), balance in the account, and Product Name
Basic: It includes the basic information about the account, like Account Type, Account Currency, Account Status, etc.
Balances: It includes information like Available Balance, Amount on Hold, Net Balance, Un-cleared Balance, Overdraft Limits, AUF Limit, Daily ATM Withdrawal and Minimum Balance Required.
Limits: It includes information like Overdraft Limits, AUF Limit, Daily ATM Withdrawal, and Minimum Balance Required.

In addition to the complete snapshot of the account, the user can initiate the following transactions, through Quick Links:

Cheque Status Inquiry
Stop/ Unblock Cheque
Request Cheque Book
Statement Request

You are here How to reach here:

Toggle Menu > Accounts > Current and Savings > Overview > Account Summary > Account Number > Account Details

Field Description

Field Name	Description
Select Account	Account number in masked format along with the account nickname. The account number could be either the user’s PartyA party is any individual or business entity having a banking relationship with the bank. account or any linked party accounts that he has access to. If the user has set a nickname for the account, it will be displayed. Else he has the option to add it here.
Product	The product under which account is opened.
Nickname	The user defined description of the CASACurrent Account or Savings Accounts are operative accounts through which account holders perform day to day operations such as deposits and withdrawal of money. accounts will be displayed. Click , to add nickname, for more information on Account Nickname, click here.
Account Info
Account Type	Account type of the selected account that is current or a savings Account.
Account Currency	The currency of the account.
Account Branch	Branch of the account / home branch.
Account Status	Status of the account. Status could be: Active Inactive Dormant
Balances This section displays the balances in the account.
Available Balance	Available balance is the total available balance in the account.
Net Balance	With-drawable balance in the account.
Amount on Hold	Displays the earmarked amount or the amount on hold in the account.
Unclear Balance	Un-cleared funds pertaining to the cheques and the clearing related to the account.
Average Balance	Average account balance for the defined period. E.g. Daily, Monthly, Quarterly. The balance will be shown if the details are available in core banking application.
Limits This section displays the applicable limits for the account.
Overdraft Limit	The maximum credit allowed by the bank for the account.
AUF Limit	Advance against un-cleared funds limit for the account.
Daily ATM Withdrawal	The daily transaction amount limits for an ATMAutomated Teller Machine terminal allows customers having an ATM or debit card to perform several banking transactions such as cash withdrawal, balance inquiry, funds transfer, and so on. transaction.
Minimum Balance Required	The minimum balance to be maintained for an account.
Transactions This section displays the account activity.
Opening Balance	Opening balance of the account for the selected period.
Closing Balance	Closing balance of the account for the selected period.
Date	The date of the transaction.
Description	The brief description of the transaction.
Reference Number	Reference number of the transaction.
Amount	The amount of the transaction, with the debit/ credit indication.
Balance	Running balance in the user's account.

To view the savings and current account activity:

From the Select Account list, select the appropriate account.
The account activity details appears on screen.
Click to search transactions.
Enter the search criteria.
View the search results, based on search criteria.
OR
Click E-Statement to subscribe for the monthly electronic statement.
OR
Click Pre-Generated Statement to view previously generated statement.
OR
Click Back to navigate to the previous screen.
OR
Click Download to download the transactions statement in csv, MT940, pdf, gif, ofx format.

Transactions -Search Criteria

Field Description

Field Name	Description
Select Account	Account number in masked format along with the account nickname (if any).
Search By	The transaction period. Options are: Current Period Previous Month Previous Quarter Select Date Range
Date From	The start date of the transaction for the search criteria. Start date cannot be greater than end date. This field appears if you select the Select Date Range option in the Search By list.
Date To	The end date of the transaction for the search criteria. This field appears if you select the Select Date Range option in the Search By list.
Reference Number	Reference number of transaction.
Transaction Type	The type of the transaction. Options are: All Debits Only Credits Only
Amount From	The from amount range, to narrow the search for transactions.
Amount To	The to amount range, to narrow the search for transactions.
Search Result
Opening Balance	Opening balance of the account.
Closing Balance	Closing balance of the account.
Date	The transaction date.
Description	The brief description for the transaction.
Reference Number	Reference number of transaction.
Amount	The amount of the transaction, with the debit/ credit indication.
Balance	Running balance in the user's account.

The account details page, allows the user to add / modify/ delete account nickname

You can also initiate following actions using Quick Linkssection:

To inquire the status of a cheque, click Cheque Status Inquiry.
To stop/ unblock a cheque, click Stop/ Unblock Cheque
To raise a request for new cheque book, click Cheque Book Request.
To request for a statement, click Statement Request

Pre-generated Statement

Pre-generated statements are statements that have been generated by the core banking application, for an account. Through this option, the user can view a statement that was generated previously – he may want to do this if he has missed a past statement for some reason. (Like accidentally deleting e-statements or misplacing his mail in case of a physical copy).

To download pre-generated statements:

Click Pre-generated Statement to download a pre-generated statement.
Specify the year / month to download the pre-generated statement, in the pop-up screen.

Field Description

Field Name	Description
Period
Year	The year for which the pre-generated statement to be downloaded.
Month	The month for which the pre-generated statement to be downloaded.
Statement Number	Statement number assigned to a statement.
From	Start date of the statement.
To	End date of the statement.
Download	Click the link to download the statement.

From the Period list, select the desired year and month for which pre-generated statement is to be generated.
Click Search to search for the statement for the selected period.
Click on Download column (.pdf) to Save / Print the statement.

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