First Time Login
When a new user first time logs in into the application with the authorized user name and password, there are certain steps that he needs to follow like accepting terms and conditions of the bank, change of system generated password, setting up security questions ( only if the bank administrator has set it as a second factor authentication for any of the transactions).
Prerequisites:
- Bank administrator has enabled the First time login steps for Retail users
How to reach here:
Portal Page > Login
To log in to the application:
- Open an internet browser to access the application.
- Type the Oracle Banking Digital Experience URL in the Address bar, and press Enter.
The Portal page appears. - Click
The Login screen to enter the user name and password appears.
.

Field Name |
Description |
---|---|
User ID |
The unique user ID. |
Password |
Password for channel access. |
- In the Username field, enter the user ID.
- In the Password field, enter the password.
Note: The characters typed in the Password field appear masked (••••••) for security reasons.
- Click
The First Time Login - Terms and Condition screen appears.
.
First Time Login - Terms and Condition
- Read the terms and conditions.
- Click
The Force Change Password screen appears
to accept the terms and Conditions.
Note: Force Change Password screen will only appear for users for whom the password is set by administrator and not for the users who have self-registered themselves.
Force Change Password

Field Name |
Description |
---|---|
Current Password |
Current password as received on your email address. |
New Password |
New password for channel access. |
Re-enter Password |
Re-enter the new password to confirm. |
- In the Current Password field, enter the password.
- In the New Password field, enter the password.
OR
Read the Password Conditions to set the new password. - In the Re-enter Password field, re-enter the password.
- Click
The User is directed to User Security Question Setup screen.
. The success message appears.
Note: Password Conditions gets highlighted in green if the user’s password is meeting the Password Policy criteria and similarly in Red if the password is not as per the Password Policy maintained.
User Security Question Setup
- Click
The Set Security Questions screen.
OR
Click to skip this step.
to setup security questions.
Set Security Questions

Field Name |
Description |
---|---|
User Security Questions |
|
Security Questions |
Questions available for user selection. |
Answer |
Answer entered by user against the security question |
- From the Security Questions list, select the security question to be added in set.
- In the Answers field, enter the answers corresponding to the security question.
- Click
The user is directed to the Dashboard screen.
to save the security questions.