ACCOUNT DETAILS

The customer can navigate to this screen by selecting any active account card on the savings account widget. The account details screen displays important information pertaining to a current or savings account such as the account holding pattern and the names of all the account holders, the current status of the account and the branch in which the account is held along with details on various balances and limits applicable on the account.

Additionally, the customer can also perform activities on the account which are defined below:

You are here How to reach here:

Dashboard > My Accounts Widget > Current and Savings > Savings Account > Active Account > More options > Account Details

To view accounts details:

Field Description

Field Name	Description
Customer Name	Name of primary account holder.
Account Number	Account number in masked format.
Net Balance	The amount that can be withdrawn from the account.
Nickname	The nickname given to the account by the account holder. This nickname can be changed or deleted. Click , to add nickname , for more information click here.
Basics
Customer ID	Customer ID of the primary account holder is displayed.
Holding Pattern	The holding pattern of the account i.e. single or joint. The possible values are: Single- For single owner Joint- For joint ownership
Joint Account Holder	Name of the joint account holder.
Mode of Operation	Operation mode of the account. The possible values are: Mandate Holder Single Either Anyone or Survivor Former or Survivor Jointly
Branch	Branch name in which the account is held along with address.
Status	The current status of the account. The possible values are: Active Closed
Balance Details
Available Balance	The current available balance in the account.
Average Balance	The average balance in the account. Note: This field appears only if user has opted for Third PartyA party is any individual or business entity having a banking relationship with the bank. integration.
Amount on Hold	Displays the earmarked amount or the amount on hold in the account.
Unclear Funds	That amount of funds that have not yet been credited to the account. This amount will include the amount deposited through cheques and drafts that have not yet completed the bank’s clearing cycle.
Overdraft Limit	The maximum credit allowed by the bank for the account.
Advance Against Unclear Funds Limit	The maximum amount that can be utilized as advance against funds that have not yet been cleared.

You can also perform following account related transactions:

Add account nickname/ modify/ delete nickname , for more information click here.
To view the statement for the account, click View Statement . .
To raise the request for new cheque book, click Cheque Book Request .
To inquire the status of a cheque, click Cheque Status Inquiry.
To stop/ unblock a cheque, click Stop/ Unblock Cheque.
To view details of Debit Cards linked to the account, click Debit Cards.
To initiate the request for the physical statement for the account, click Request Statement.
Click on Back to Dashboard link to go to Dashboard screen.

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