closed deposits
A term deposit is closed when it has attained maturity or if the entire deposit amount has been redeemed. In either case, customers may want to view closed term deposits for reference.
The customer is able to view the deposit accounts that have been closed by selecting the provided option on the term deposits widget. The customer can view additional details of any closed deposit account by selecting the specific deposit account on this widget.
How to reach here:
Dashboard > My Accounts > Term Deposits > Inactive/ Closed Deposits
Closed Deposits
Field Description
|
Field Name |
Description |
|---|---|
|
Customer Name |
Name of the primary account holder. |
|
Account Number |
The deposit account number along with the account nickname in a predefined format. |
|
Interest Rate |
The rate of interest applicable on the term deposit. |
|
Maturity Date |
The maturity date of the term deposit. |
|
Deposit Type |
The type of deposit i.e. conventional or Islamic. |
|
Current Balance |
The current balance of the term deposit. |
|
Total Count |
The total number of deposits that are inactive or closed is displayed on the widget. |
Closed Deposit Details
Field Description
|
Field Name |
Description |
|---|---|
|
Customer Name |
The name of the primary account holder is displayed. |
|
Account Number |
Term deposit account number in masked format along with the account nickname (if defined) is displayed. |
|
Current Balance |
Indicates the current balance in the account. |
|
Add Nick Name |
Click |
|
Account Details |
|
|
Customer ID |
The primary account holder’s customer ID in masked format. |
|
Original Principal Amount |
The amount for which the term deposit was opened. |
|
Holding Pattern |
Holding pattern of the term deposit.
|
|
Joint Account Holder 1 |
Name of the joint account holder. This field displayed only if the holding pattern of the term deposit is Joint. |
|
Joint Account Holder 2 |
Name of the second joint account holder. This field displayed only if the holding pattern of the term deposit is Joint and if multiple joint account holders are defined instead of just one. |
|
Status |
Status of the term deposit account. Displays the status as Closed. |
|
Deposit Details |
|
|
Deposit Date |
The date on which the deposit was opened. |
|
Deposit Term |
The deposit term which is displayed in terms of years, months and/or days as defined by the customer at the time the deposit was opened. |
|
Value Date |
Value date of the deposit. |
|
Deposit Certificate Number |
Unique number as assigned by the bank to the term deposit for easy identification. |
|
Deposit Branch |
Details of the branch at which the deposit was held. |
|
Maturity Details |
|
|
Accrued Interest |
The total amount of interest accrued till date. |
|
Maturity Date |
The maturity date of the term deposit. |
|
Maturity Amount |
The value of the term deposit at the time of maturity. |
|
Charges |
The charges applicable in case the deposit was redeemed prematurely. |
|
Net Credit Account |
The total amount credited, minus any charges, in the specific account at the time the term deposit was closed. |
|
Paid to |
The account number, in masked format, to which the deposit amount was transferred at the time of maturity along with the account type, is displayed. This field is not displayed if the maturity instruction was Renew Principal and Profit. |
, to add nickname , for more information