Top up
This feature enables a customer to invest some amount, he might have, in an existing term deposit. Customers can top-up an existing term deposit with the desired and permissible top-up amount.
The application not only displays the current investment position of the term deposit, but also has the provision to calculate the revised maturity amount, interest rate and total investment. The customer can fund the top-up using any of his current or savings accounts held with the bank.
How to reach here:
Dashboard > My Accounts > Term Deposits > Top Up
OR
Toggle Menu > Accounts > Term Deposits > Top Up

Field Name |
Description |
---|---|
Account Number |
Account number of the term deposit for which top-up is to be done. |
Balance |
The current balance of the deposit account is displayed. |
Current Balance |
The current principal amount of the term deposit. |
Top-up Amount |
The customer is required to specify the amount by which the term deposit is to be topped up. |
Maximum Top-up amount |
The maximum amount by which the term deposit can be topped up will be displayed below the Top UP Amount field. |
Top up amount in Multiple of (X amount with currency) |
top up amount should be a multiple of this value in the given currency. |
Revised Principal Amount |
The revised principal amount once top up amount is defined. |
Revised Maturity Amount |
The revised maturity amount of the deposit will be displayed, once top up amount has been defined. |
Revised Interest Rate |
The revised interest rate applicable on the deposit will be displayed once top up amount has been defined. |
Source Account |
The customer is required to select a current or savings account held with the bank, which will be debited in order to top up the deposit account. All the current and savings accounts of the customer along with nickname, if defined, will be listed down. |
Balance |
Account balance of the source account will be displayed once an account has been selected. |
To top-up the term deposit:
- In the Top-up Amount field, enter the top-up amount.
- From the Source Account list, select the appropriate option.
- To add the top-up amount, click Top Up.
OR
To calculate the revised principal amount and maturity amount, click Calculate Maturity.
OR -
Click
link to navigate to the Dashboard.
- The Review screen appears. Verify the details and click
OR
Click to cancel the transaction.
OR
Click Back to navigate to the previous screen.
. - The Confirm screen is displayed containing a success message and reference number.
Click Go to Dashboard link to navigate back to the Dashboard.
OR
Click Go To Account Details link to view the deposit details.