1. Preface

1.1 Introduction

This manual is designed to help you define and maintain Corporate Deposit product. It helps you in processing interest and fee components, linking them to a product and applying them on a contract. It also tells you what to do when you want to renew a deposit or make changes to the terms of a deposit, which will affect its financial details and accounting entries. Plus it also details the advantages of maintaining cluster deposits.

1.2 Audience

This manual is intended for the Customer Service Representatives (CSRs) and staff in charge of setting up new products in your bank.

1.3 Documentation Accessibility

For information about Oracle's commitment to accessibility, visit the Oracle Accessibility Program website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.

1.4 Organization

This manual is organized as follows:

Chapter	Description
Chapter 1	About this Manual gives information on the intended audience. It also lists the various chapters covered in this User Manual.
Chapter 2	Deposits – An Overview gives you an overview of the deposits module.
Chapter 3	Defining Attributes Specific to Deposit Products describes the procedure to define attributes specific to deposit products.
Chapter 4	Capturing Details of Deposit explains at length how to capture the details of a deposits product in Oracle FLEXCUBE.
Chapter 5	Processing Repayments explains the procedure for defining repayment schedules and processing repayments have been discussed in detail in the chapter on Repayment Schedules.
Chapter 6	Rolling Over Deposit explains how to process a deposit that has been renewed or rolled over.
Chapter 7	Automatic Events in Life Cycle of Deposit explains the various events in the life cycle of a deposit that will be carried out automatically.
Chapter 8	Making Value Dated Changes tells you how the changes made to the terms of a deposit affect its financial details and accounting entries. The changes that you can make include changes to the components of a deposit like increasing the principal of a deposit, changing the interest rate or amount, charges or fees and changing the maturity date of a deposit.
Chapter 9	Cluster Deposits enables you to understand the input of a deposit as a multiple of specific units of a particular currency.
Chapter 10	Customer Correspondence explains the various types of advices and notices generated at each stage for the type of contract that the Deposits module handles.
Chapter 11	Annexure B - Accounting Entries and Advices contains an event-wise list of suggested accounting entries and advices for the Deposits module.
Chapter 12	Deposits Reports provides a list of reports that can be generated in this module and also explains their contents.
Chapter 13	Function ID Glossary has alphabetical listing of Function/Screen ID's used in the module with page references for quick navigation.

1.5 Related Documents

• The Procedures User Manual
• Core Services user manual

Also refer to the chapter titled ‘Handling the Euro’ for a larger picture of the manner in which Oracle FLEXCUBE handles Euro. The chapter is available in the Core Services user manual.

1.6 Glossary of Icons

This User Manual may refer to all or some of the following icons.

Icons	Function
	Exit
	Add row
	Delete row
	Option List