Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Organization
1.5 Related Documents
1.6 Glossary of Icons
2. Maintaining Customer Information Files
2.1 Customer Maintenance
2.1.1 Invoking Customer Maintenance Screen
2.1.2 Personal Tab
2.1.3 Corporate Tab
2.1.4 Additional Tab
2.1.5 Director Tab
2.1.6 Auxiliary Tab
2.1.7 Checklist Tab
2.1.8 MFI Details Tab
2.1.9 Fields Button
2.1.10 Other Basic Customer Information
2.1.11 Cards Button
2.1.12 OFAC Check Button
2.1.13 KYC Details Button
2.1.14 Joint Venture Button
2.1.15 NSF Blacklist Status Button
2.1.16 Documents Button
2.1.17 Banking Channels Button
2.1.18 Account Details Button
2.1.19 MT920 Button
2.1.20 Group Button
2.1.21 Linked Entities Button
2.1.22 Viewing Customer Information
2.2 Personally Identifiable Information
2.3 Customer Category Maintenance
2.3.1 Defining Customer Category
2.3.2 Invoking Customer Category Screen
2.3.3 Creating Customer Categories
2.4 Customer Group Maintenance
2.4.1 Maintaining Customer Groups
2.4.2 Maintaining Limits for Customer Group
2.5 Customer Segment Maintenance
2.5.1 Maintaining Customer Segment
2.5.2 Viewing Customer Segment Summary Screen
2.5.3 Associating Segment Code to Customer
2.5.4 Viewing Customer Segment Association Summary Screen
2.6 Capturing Customer Prefixes
2.7 Storing Authorized Variations of Customer’s Name
2.8 Quick Customer Addition
2.8.1 Invoking Quick Customer Addition Screen
2.8.2 Personal Tab
2.8.3 Corporate Tab
2.8.4 Check List Tab
2.8.5 Account Details Button
2.8.6 MIS Button
2.8.7 Fields Button
2.8.8 Change Log Button
2.8.9 Viewing Quick Customer Addition Summary
2.9 Employer Maintenance
2.10 Tax Waiver Maintenance
2.10.1 Maintaining Waiver for Customer Tax Group
2.10.2 Maintaining Tax Allowance Limit for Customers
2.11 Maintaining Risk Category for Customers
2.12 Maintaining Customer Ownership
2.13 Viewing Customer Net Worth Report
2.14 Customer Relationship Maintenance
2.14.1 Maintaining Types of Relationships
2.14.2 Maintaining Relationships between Customers
2.15 Float Days Maintenance
2.15.1 Maintaining Float Days for Outward Clearing Customer Transactions
2.15.2 Extending Float Days for Outward Clearing Transaction
2.15.3 Extending Float Days of a Specific Outward Clearing Transaction
2.15.4 Float Extension Batch Process
2.16 Account Address Location Maintenance
2.17 KYC Maintenance
2.17.1 Maintaining KYC Type
2.17.2 Maintaining Customer KYC Details
2.17.3 Corporate Customer Tab
2.17.4 Corporate/Audit HO Details Tab
2.17.5 Financial Customer Button
2.17.6 Fields Button
2.18 Alphabet Equivalent Maintenance
2.18.1 Maintaining Alphabet Equivalents
2.18.2 Viewing Alphabet Equivalent Summary
2.19 Creating a Message Advice Format
2.20 Customer Closure Data from Channels
2.21 Searching for Customers
2.22 Pin Code Maintenance
2.22.1 Viewing Pin Code Details
3. Maintaining Mandatory Information
3.1 NSF Level Maintenance
3.1.1 Maintaining NSF Cheque Level
3.1.2 Action Components in NSF Level
3.1.3 Advice Button
3.1.4 Maintaining NSF Cheque Parameter
3.1.5 Mutual Settlement Transaction
3.2 Maintaining Narratives
3.3 Instruction Maintenance
3.3.1 Maintaining Customer Instruction Details
3.3.2 Viewing Customer / Account Instructions on ‘F6’ Key-Press
3.3.3 Viewing Customer / Account Instruction Details in Override Screen
3.3.4 Viewing the Instructions Summary
3.4 Lead Details Maintenance
3.4.1 Maintaining Lead Details
3.4.2 Product Code Tab
3.4.3 Offer Details Tab
3.5 Service Request Maintenance
3.5.1 Maintaining Service Request Input Details
3.5.2 Viewing Service Request Details
3.6 Maintaining Location Details
3.7 Capturing Algorithm Details in Oracle FLEXCUBE
3.8 Generating Procedure for Algorithm
3.9 Maintaining Deposits Instructions
4. Foreign Account Tax Compliance Act
4.1 Maintaining FATCA Product
4.2 Customer Type-wise FATCA Maintenance
4.2.1 Maintaining Customer Type-wise FATCA Parameters
4.2.2 Viewing Customer Type-wise FATCA Parameters
4.3 Entity FATCA Classification
4.3.1 Maintaining Customer FATCA Classification
4.3.2 Viewing Customer FATCA Classification
4.4 Criteria for Applying US Indicia
4.5 Tracking FATCA Customers
4.6 Viewing FATCA Withholding Log
4.7 FATCA Referral Processing
4.7.1 Processing FATCA Referral Transactions
4.7.2 Viewing Referral Processing Summary
4.8 FATCA Rule Maintenance
4.8.1 Maintaining FATCA Withholding Rule
4.8.2 System Data Elements
4.8.3 Expression Builder
4.8.4 Viewing FATCA Rule Summary
4.8.5 Reporting Income Code Maintenance
4.9 Intraday Batch Maintenance
4.9.1 Maintaining Intraday Batches
4.9.2 Processing FATCACOM Batch
4.9.3 Processing FATCAEXT Batch
4.10 Post EOTI Batch Maintenance
4.10.1 Processing FATCAINC Batch
4.11 Data Population into Data Stores
4.11.1 FATCA Classification Data Population into Data Stores
4.11.2 Automatic Population of Check List for Due Diligence
4.12
FATCA Obligation Population and Classification Scenarios
5. Common Reporting Standard
5.1 CRS Jurisdiction Maintenance
5.1.1 Maintaining CRS Jurisdiction
5.1.2 Viewing CRS Jurisdiction Details
5.2 CRS Bank Parameters
5.2.1 Maintaining CRS Bank Parameters
5.2.2 Viewing CRS Bank Parameters
5.3 CRS Customer Status
5.3.1 Tracking CRS Customer Status
5.3.2 Viewing CRS Customer Status
5.4 Batch Maintenance
5.4.1 Pre-existing Customer Batch
5.4.2 New/Modified Customer Batch
5.4.3 Extract Batch
6. Processing Referrals in Oracle FLEXCUBE
6.1 Referral Queues
6.1.1 Viewing Transactions in Referral Queue
6.1.2 Invoking the Referral Queue Screen
6.2 Maintenance Required for Referral Processing
6.2.1 Enabling Referral Required Option
6.2.2 Specifying Referral Cut-off Time
6.2.3 Enabling Netting Required Option
6.2.4 Enabling Limit Maintenance Screen
6.2.5 Future-dated Funds Transfers (FT)
6.2.6 Standing Instructions (SI)
6.2.7 Payments and Collections (PC)
6.2.8 Clearing (CG) Transactions
7. Provisioning for Customer Accounts
7.1 Status Processing
7.1.1 Specifying Basis for Status Processing
7.1.2 Status Processing at Group/CIF Level
7.1.3 Processing at Individual Contract/Account Level
7.2 Setting up Customer Groups for Provisioning
7.3 Setting up Customer Classifications for Status Processing
7.4 Exposure Category Maintenance
7.4.1 Setting up Exposure Categories
7.4.2 Specifying Status-wise Provisioning Percentages for Each Exposure Category
7.4.3 Specifying Exposure Category for Customer
7.5 Maintaining Rules for Provisioning
7.6 Derivation Rules for Status Change
7.7 Provision Processing for Accounts
7.7.1 The Provisioning Batch
7.7.2 Specifying Frequency at which Provisioning Batch is Executed
7.8 Computation of Provision Amount
7.9 Specifying Rebooking Provision Entries
7.10 Maintaining Accounting Entries for Provisioning
8. Fast Accounting
8.1 Fast Accounting Hand-off routine
8.2 Accounting Entry Monitor
8.2.1 Re-submitting Failed Jobs
8.3 Intraday Batch Processing
8.4 EOD Batch Processing
8.5 Closure/Redemption/Online Liquidation
8.6 Processing Authorization and Delete Requests
8.7 Handling ECA Request from External Systems
8.7.1 ECA Block Request
8.7.2 ECA Cancellation
8.7.3 ECA Debit
9. Customer Information Query
9.1 Customer Position Maintenance
9.1.1 Invoking Customer Position Screen
9.1.2 Accounts Tab
9.1.3 Loans Tab
9.1.4 Deposits Tab
9.1.5 FX Tab
9.1.6 FT Tab
9.1.7 Collaterals Button
9.1.8 Assets/Liabilities Button
9.1.9 Limits Button
9.1.10 MIS Button
9.1.11 Projections Button
9.1.12 Accounting Button
9.2 Customer Account Balance Query
9.2.1 Viewing Customer Account Balance
9.2.2 Account Statistics Button
9.2.3 Account Details Button
9.3 Overdrawn Accounts Query
9.4 Uncollected Funds Query
10. 360 Degree Customer View
10.1 Invoking 360Degree Retails Customer View Screen
10.2 Viewing 360 Degree Retail Customer Details
10.2.1 Reports Button
10.2.2 Summary Tab
10.2.3 Profile Tab
10.2.4 Accounts Summary Button
10.2.5 Loans Tab
10.2.6 Events Tab
10.2.7 Schemes Tab
10.2.8 Alerts Tab
10.2.9 Limits Tab
10.2.10 Payments Tab
10.2.11 Is-Deposits Tab
10.2.12 Is-Financing Tab
10.2.13 External Products Details
10.2.14 Investor Fund Details Tab
10.3 Viewing 360Degree Corporate Customer Details
10.3.1 Reports Button
10.3.2 Summary Tab
10.3.3 Profile Tab
10.3.4 Image Button
10.3.5 Linked Customers Button
10.3.6 Locker Details Button
10.3.7 Directors Button
10.3.8 Linked Entity Button
10.3.9 KYC Details Button
10.3.10 Fields Button
10.3.11 MIS Button
10.3.12 Deposits Tab
10.3.13 Account Signatory Tab
10.3.14 Standing Instruction Button
10.3.15 Periodic Instructions Button
10.3.16 Transactions Button
10.3.17 Cheques Button
10.3.18 Statement Generation Button
10.3.19 Cards Button
10.3.20 Others Button
10.3.21 Account Signatory Button
10.3.22 Loans Tab
10.3.23 Trade Tab
10.3.24 Treasury Tab
10.3.25 Events Tab
10.3.26 Schemes Tab
10.3.27 Alerts Tab
10.3.28 Limits Tab
10.3.29 Payment Tab
10.3.30 Is-Deposits Tab
10.3.31 Is-Financing Tab
10.3.32 Is-Trade Tab
10.3.33 Is-Treasury Tab
10.3.34 External Products Tab
10.3.35 Investor Fund Details Tab
10.4 Viewing Customer Trade 360 Degree
10.4.1 Summary Tab
10.4.2 Documentary Credit
10.4.3 Documentary Collection
10.4.4 Guarentees/Stand-by-LCs
10.4.5 Trade Loan Tab
10.4.6 Limits Tab
10.5 Viewing Islamic Trade 360 Degree
10.5.1 Summary Tab
10.5.2 Is-Documentary Credit Tab
10.5.3 Is-Documentary Collection Tab
10.5.4 Is-Guarantee and Stand By LCs
10.5.5 Trade Finance Tab
10.5.6 Limits Tab
11. Glossary
11.1 Important Terms
12. Reports
12.1 Maintaining Printing Options for Reports
12.2 IRA Statement Reports
12.2.1 Generating IRA Statement Reports
12.2.2 Selection Options
12.2.3 Contents of the Report
12.3 Minimum Withdrawal Advice Reports
12.3.1 Generating Minimum Withdrawal Advice Reports
12.3.2 Apart from the header the following details are printed for the report:
12.4 Charge Advice Reports
12.4.1 Generating Charge Advice Reports
12.4.2 Contents of the Report
12.5 IRS Form 5498
12.5.1 Generating IRS Form 5498
12.5.2 Generating Form 5498 as Part of Initial Filing
12.5.3 Generating Form 5498 after Tax Filing
12.5.4 Details printed on Form 5498
12.6 IRS Form 1099-R
12.6.1 Generating IRS Form 1099-R
12.6.2 Generating Form 1099-R as Part of Initial Filing
12.6.3 Generating Form 1099-R after Tax Filing
12.6.4 Details printed on Form 1099-R
12.7 Customer Account Opening Confirmation Report
12.8 Report for NSF Returned Cheque
12.8.1 Generating Report for NSF Returned Cheque
12.8.2 Contents of the Report
12.9 Report of Blacklisted Customers
12.9.1 Generating Blacklisted Customers Report
12.9.2 Contents of the Report
12.10 Report of Blacklisted Customers from Central Bank
12.10.1 Generating Central Bank Blacklisted Customers Report
12.10.2 Contents of the Report
12.11 Report for Actions Triggered During NSF Status Change
12.11.1 Generating Actions Triggered During NSF Status Change Report
12.11.2 Contents of the Report
12.12 Netting Report
12.12.1 Generating Netting Report
12.12.2 Contents of the Report
12.13 Combined Statement Reports
12.13.1 Generating Combined Statement Reports
12.13.2 Contents of the Report
12.14 Missing Signature Report
12.14.1 Generating Missing Signature Report
12.14.2 Contents of the Report
12.15 Large Credit Transaction Report
12.15.1 Generating Large Credit Transaction Report
12.15.2 Contents of the Report
12.16 Large Debit Transaction Report
12.16.1 Generating Large Debit Transaction Report
12.16.2 Contents of the Report
12.17 Daily Account Opening Statistics Report
12.17.1 Generating Daily Account Opening Statistics Report
12.17.2 Contents of the Report
12.18 Dormant Account Reactivated Report
12.18.1 Generating Dormant Account Reactivated Report
12.18.2 Contents of the Report
12.19 360 Degree Customer Report
12.19.1 Generating 360 Degree Customer Report
12.19.2 Contents of the Report
12.20 Netting Group Transaction Report
12.20.1 Generating Netting Group Transaction Report
12.20.2 Contents of the Report
12.21 Print Maintenance Control Log Report
12.21.1 Generating Print Maintenance Control Log Report
12.21.2 Contents of the Report
13. Function ID Glossary