7. Annexure – B

7.1 Debit and Credit Advices for Retail Teller Module

The advice types that are available for the Retail Teller module are the debit and credit advices generated for the debit or credit entries that would be passed to customer accounts, namely, “DR ADVICE” and “CR ADVICE”. The formats for these advices are given below.

This section contains the following topics:

7.1.1 Debit Advice Format (Retail Teller Module)

#RH

DEBIT ADVICE

DATE: _BRN-DATE_ PAGE: _PG_

#SC

_CUSTOMER-NAME_

_CUSTADDR1_

_CUSTADDR2_

_CUSTADDR3_

_CUSTADDR4_

#EC

#EH

#PH

PAGE: _PG_

#EH

#B

CUSTOMER ID: _CUSTOMER_

ACCOUNT No: _ACCOUNT_

OUR REFERENCE NO: _CONTRACTREFNO_

USER REFERENCE NO: _USERREFNO_

WE HAVE EXECUTED THE FOLLOWING TRANSACTION ON YOUR BEHALF ON _TRNDT_:

-------------------------------------------------------------------

VALUE DATE CCY AMOUNT

-------------------------------------------------------------------

_VALDT_ _CCY_ _AMOUNT_

-------------------------------------------------------------------

DETAILS OF CHARGES FOR THE ABOVE TXN ARE:

CHARGE AMOUNT 1: _CHGAMT1_ -CHGCCY1_

CHARGE AMOUNT 2: _CHGAMT2_ -CHGCCY2_

CHARGE AMOUNT 3: _CHGAMT3_ -CHGCCY3_

CHARGE AMOUNT 4: _CHGAMT4_ -CHGCCY4_

CHARGE AMOUNT 5: _CHGAMT5_ -CHGCCY5_

THE ACCOUNT BALANCE AFTER THE TXN IS: _ACCBAL_

#EB

#RF

AUTHORIZED SIGNATORY

#EF

7.1.2 Credit Advice Format (Retail Teller Module)

#RH

CREDIT ADVICE

DATE: _BRN-DATE_ PAGE: _PG_

#SC

_CUSTOMER-NAME_

_CUSTADDR1_

_CUSTADDR2_

_CUSTADDR3_

_CUSTADDR4_

#EC

#EH

#PH

PAGE: _PG_

#EH

#B

_DEPSLIPNO_

_UNITID_

CUSTOMER ID : _CUSTOMER_

ACCOUNT : _ACCOUNT_

OUR REFERENCE NO : _CONTRACTREFNO_

USER REFERENCE NO : _USERREFNO_

WE HAVE EXECUTED THE FOLLOWING TRANSACTION ON YOUR BEHALF:

-------------------------------------------------------------------

VALUE DATE CCY AMOUNT

-------------------------------------------------------------------

_VALDT_ _CCY_ _AMOUNT_

-------------------------------------------------------------------

#EB

#RF

AUTHORIZED SIGNATORY

#EF

Note

You can generate both debit and credit advices on completion of the transaction. Multiple advice generation is supported for the below mentioned RT screens

The following are the multiple advices which are supported for the above screens:

VAT_ADVICE.xml will show the advice generated for the message type VAT_ADV from host. It would show the host generated advice whereas the other message types will be branch generated ones.

 

7.1.3 Fixed Deposit Confirmation Advice

Field Tags

Description

Branch

Branch Code

Date

Account Opening Date

Time of Transaction

Checker Date-TimeStamp

Customer Name

-

Customer No.

-

Teller

MakerId

TD account number

-

TD amount

-

TD amount in words

-

TD tenor (in days)

Number of days between Maturity Date and StartDate.

Start date

-

Maturity date

-

Interest rate

-

Interest amount

Projected interest amount at the time of maturity.

TD Ccy

Currency of the TD

7.1.4 Collection Cheque Credit Advice

System would support the below mentioned advice field tags:

For BC/DD:

Field Tags

Description

Account number

-

CCY

-

Cheque amount

-

Charges

-

Amount credited

Net of charges

Paying bank

-

Date sent

Date of issue

Date realized

Liquidation date

Cheque number

-

amount in words

-

Branch name

-

Customer name

-

For Cheques:

Field Tags

Description

Account number

-

CCY

-

Cheque amount

-

Charges

-

Amount credited

Net of charges

Paying bank

-

Date sent

Instrument date

Date realized

Clearing date

Cheque number

-

amount in words

-

Branch name

-

Customer name

-

7.1.5 Collection Cheque Return Advice

System would support the below mentioned advice field tags:

For BC/DD:

Field Tags

Description

Account number

-

CCY

-

Cheque Amount

-

Return Charges

-

Returning bank

-

Date sent

Date of issue

Date returned

Liquidation date

Branch name

-

Teller number

MakerId

Amount in words

-

Time

Checker Date-TimeS­tamp

Customer name

-

customer address

 

Return reason

Reject Reason

Cheque number

 

For Cheque:

Field Tags

Description

Account number

-

CCY

-

Cheque Amount

-

Return Charges

-

Returning bank

-

Date sent

Date of issue

Date returned

Liquidation date

Branch name

-

Teller number

MakerId

Amount in words

-

Time

Checker Date-TimeS­tamp

Customer name

-

customer address

 

Return reason

Reject Reason

Cheque number

 

7.1.6 Accounting Entries for Loan Repayment by Cash:

Following are the accounting entries passed for the manual repayment of loan by cash:

EVENT

Dr/Cr

ACCOUNTING ROLE

AMOUNT TAG

INIT

Dr

OFFSET_ACCOUNT (The GL for Cash)

OFS_AMT

INIT

Cr

DR_SETTL_BRIDGE

TXN_AMT

7.1.7 Accounting Entries for Loan Disbursement by Cash:

Following are the accounting entries passed for the manual repayment of loan by cash:

EVENT

Dr/Cr

ACCOUNTING ROLE

AMOUNT TAG

INIT

Dr

CR_SETTL_BRIDGE

TXN_AMT

INIT

Cr

OFFSET_ACCOUNT (The GL for Cash)

OFS_AMT

7.1.8 Accounting Entries for FX Sale through the Account

Following are the accounting entries passed for the sale of foreign currency to the CASA account holder:

EVENT

DR/CR

ACCOUNTING ROLE

AMOUNT TAG

INIT

DR

TXN_ACCOUNT(CASA)

TXN_AMT

INIT

CR

OFFSET_ACCOUNT(ASSET)

OFS_AMT

7.1.9 Accounting Entries for FX Purchase against the Account

The system passes the following accounting entries for FX purchase against account:

EVENT

DR/CR

ACCOUNTING ROLE

AMOUNT TAG

INIT

DR

OFFSET_ACCOUNT(ASSET)

OFS_AMT

INIT

CR

TXN_ACCOUNT(CASA)

TXN_AMT