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Siebel Insurance Guide > Managing PUL Policies > About PUL PoliciesPUL Policies are a specialized type of insurance policy. Rather than provide financial protection for real property, a PUL policy provides an umbrella of liability coverage that is above that provided by a policyholder's other insurance policies. A PUL policy requires the collection of information about the property that is covered by the contract, plus information about the policies that provide the basic liability coverage for those pieces of property. Within a PUL policy, the policies that provide the basic liability coverage are termed "underlying policies." The PUL policy provides for liability coverage that exceeds the liability coverage provided by the underlying policies. The PUL (personal umbrella liability) Policies views are used by service and licensed sales representatives to create and manage PUL insurance policies, including issuing quotes for a new policy or for a change in an existing policy. For more information on views common to all policy screens, see Common Policy Views. |
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