1. Welcome to Transactions User Guide
Transaction is a process of money transfer, typically for corporates
by banks. It includes banking products, payments, international trade
and other services. Every day there are more than several billions of
transactions are made around the world. It is an extraordinary amount
of money that is transferred from one account to another.
This section contains the following topics:
1.1 Internal Transfer
You can transfer funds from one virtual account to another account
of the same corporate.
1.1.1 Internal Transfer Summary
The summary screen provides a list of configured internal transfer
fund details for a customer. You can perform an internal transfer fund
using the Internal Transfer Maintenance.
1.1.1.1 How to reach here:
Virtual Account Management > Transactions > Internal Transfer
> View Internal Transfer
Field
|
Description
|
Real Customer Number
|
Displays the number of
the customer.
|
Booking Date
|
Displays the booking date
associated with the internal transfer.
|
Booking Reference Number
|
Displays the booking reference
number associated with the internal transfer.
|
Transaction Virtual Account
Number
|
Displays the transaction
virtual account number.
|
Status
|
Displays the status of
the record.
|
1.1.2 Internal Transfer Maintenance
The maintenance screen allows you to configure internal transfer of
funds from one virtual account to another within the structure mapped
to the same account of the corporate customer.
1.1.2.1 How to reach here:
Virtual Account Management > Transactions > Internal Transfer
> Create Internal Transfer
1.1.2.2
How to add an internal transfer:
- In the Create Internal Transfer screen, provide
the required details:
- Booking Reference Number: The system generates the booking reference
number.
- Booking Date: Click Calendar to select a booking date from the dropdown
calendar.
- Value Date: Click Calendar to select a value date from the dropdown
calendar.
- Transaction Branch: Enter the transaction branch.
- Source Code: Enter the source code.
- Source Reference Number: Enter the reference number of the source.
- Customer Number: Click Search to view and select the customer number.
- Real Account Number: Click Search to view and select the account
number.
- Original Reference Number: Enter the original reference number.
Transaction Details
- Virtual Account Number: Click Search to view and select the virtual
account number.
- Currency: Click Search to view and select the currency.
- Amount: Enter the amount details.
- Transaction Code: Click Search to view and select the transaction
code.
- Debit/Credit Indicator: Select one of the options.
Offset Details
- Virtual Account Number: Click Search to view and select the virtual
account number.
- Currency: Click Search to view and select the currency.
- Amount: Enter the amount details.
- Transaction Code: Click Search to view and select the transaction
code.
- Debit/Credit Indicator: Select one of the options.
Other Details
- Exchange Rate: Enter the exchange rate.
- Remarks: Enter any additional details about the internal transfer
fund.
- Click Save. You can view the configured internal transfer
details in the Internal Transfer Summary.
1.2 Journal Online
Journal online is used for posting debit and credit transactions to
the virtual accounts. Any transaction posted on the virtual account is
redirected to the underlying DDA for transaction posting into the real
account.
1.2.1 Journal Online Summary
The summary screen provides a list of journal online transactions.
You can post debit and credit transactions to the virtual accounts using
the Journal Online Maintenance.
1.2.1.1 How to reach here:
Virtual Account Management > Transactions > Journal Online >
View Journal Online
Field
|
Description
|
Processing Reference Number
|
Displays the processing
reference number details.
|
Source Reference Number
|
Displays the source reference
number details.
|
Source Code
|
Displays the code of the
source.
|
Status
|
Displays the status of
the record.
|
1.2.2 Journal Online Maintenance
The maintenance screen allows you to post debit and credit transaction
for a virtual account.
1.2.2.1 How to reach here:
Virtual Account Management > Transactions > Journal Online >
Create Journal Online
1.2.2.2
How to add a journal online:
- In the Create Journal Online screen, provide
the required details:
- Source Code: Enter the source code of the transaction.
- Source Reference Number: Enter the source reference number.
- Booking Date: Select a booking date for the transaction from
the dropdown calendar.
- Initiation Date: Select a initiation date for the journal online
from the dropdown calendar.
- Processing Reference Number: The system generates an unique
processing reference for the transaction.
- Original Reference Number: The system generates an original
reference number for the transaction.
- Click + to add a row and provide the required details:
- Virtual Account: Click Search to
view and select the required the virtual account.
- Virtual Account Currency: Displays the virtual account currency.
- Virtual Account Branch: Displays the virtual account branch.
- Debit/Credit: Select whether the account is debited/credited.
- Force Debit: If selected, the account is forced debited and
no balance check is performed.
- Transaction Currency: Click Search to view and select the transaction
currency.
- Transaction Amount: Enter the transaction amount.
- Value Date: Select a value date from the dropdown calendar.
- Transaction Code: Enter the transaction code.
- Value Date: Select a date on which the transaction is effective from
the dropdown calendar.
- Exchange Rate: Enter the exchange rate.
- Additional Text: Enter additional information about the transaction,
if any.
- Reconciliation Reference Number: Enter additional information
about the transaction that is used for the reconciliation purpose, if
any.
- ECA or Block Reference Number: Enter the block or ECA reference
number.
- Reporting Information: Enter additional information about the
transaction which must be reported.
- DDA Offset: Click Search to view
and select the DDA offset details.
- Click Save. You can view the configured journal online
details in the Journal Online Summary.
1.3 Amount Block
You can create an amount block for a virtual account.
1.3.1 Amount Block Summary
The summary screen provides a list of amount blocks for a virtual
account. You can create an amount block using the Amount Block Maintenance.
1.3.1.1 How to reach here:
Virtual Account Management > Transactions > Amount Block >
View Amount Block
Field
|
Description
|
Effective Date
|
Displays the start date
of the amount block.
|
Maker
|
Displays the name of the
user who created the record.
|
Once Authorized
|
Indicates if the record
is authorized once or not.
|
Branch
|
Displays the name of the
branch.
|
ECA Reference Number
|
Displays the ECA reference
number.
|
Status
|
Displays the status of
the record.
|
1.3.2 Amount Block Maintenance
The maintenance screen allows you to create an amount block for a
virtual account.
1.3.2.1 How to reach here:
Virtual Account Management > Transactions > Amount Block >
Create Amount Block
1.3.2.2
How to add an amount block:
- In the Create Amount Block screen, provide
the required details:
ECA Details
- Effective Date: Select a start date for the amount block from
the dropdown calendar.
- Expiry Date: Select an expiry date for the amount block from
the dropdown calendar.
- Block Type: Select a block type from the dropdown list.
- ECA Reference Number: The system generates the ECA reference
number.
- Source Code: Click Search to
view and select the required source code.
- External Reference Number: Enter reference number from an external
system requesting for the block.
- Mask as Error: By default, this is disabled. If enabled, the
failed records are marked as error. If disabled, the failed records are
not marked as error.
- Branch: Displays the name of the branch.
- ECA Status: The system generates the ECA status.
Amount Block Details
- Click + to add a row and provide the required
details:
- Account Number: Click Search to view
and select the account number.
- Account Branch: Based in the Account Number selected the information
is auto-populated.
- Requested Amount: Enter the requested amount block.
- Approved Amount: The system generates the approved amount.
- Released Amount: The system generates the release amount.
- Outstanding Amount: The system generates the outstanding amount.
- Status: Displays the status of the block.
- Partial Block: By default, this is disabled. If selected, you
can partially block the transaction account.
- Partial Release: By default, this is disabled. If selected,
you can partially release the amount to the account.
- Remarks: Enter additional details of the amount block.
- Click Save. You can view the account block details in the
Amount Block Summary.
1.4 Account Transaction Enquiry
You can view the transaction details for a virtual account. The transactions
include both journal transactions and internal transfers.
1.4.1 Account Transaction Enquiry Query
The query screen provides a list of transaction on a virtual account.
1.4.1.1 How to reach here:
Virtual Account Management > Queries > Account Transaction Enquiry
1.4.1.2
How to query an amount transaction enquiry:
- In the Create Amount Transaction Enquiry screen,
provide the required details:
- Virtual Account Number: Click Search to view and select a virtual
account number.
- Virtual Account Name: Displays a virtual account name.
- Transaction Start Date: Select a transaction start date from the
dropdown calendar.
- Transaction End Date: Select a transaction end date from the dropdown
calendar.
- Click Query to view the columns with the updated details:
Column
|
Description
|
Debit/Credit
|
Indicates if its a debit/credit
transaction.
|
Transaction Narration
|
Displays the transaction
narration.
|
Transaction Code
|
Displays the transaction
code.
|
Transaction Reference Number
|
Displays the transaction
reference number.
|
Transaction Currency
|
Displays the transaction
currency.
|
Transaction Amount
|
Displays the transaction
amount.
|
Exchange Rate
|
Displays the exchange rate.
|
Value Date
|
Displays the value date.
|
Reconciliation Reference
Number
|
Displays the reconciliation
reference number.
|
Additional Information
|
Displays additional information
about the transactions.
|
Source Code
|
Displays the source code.
|
Source Reference Number
|
Displays the source reference
number.
|