ORACLE BANKING DIGITAL EXPERIENCE LICENSING
This document consists of following topics:
- Oracle Banking Digital Experience Base
- Oracle Banking Digital Experience Origination
- Oracle Banking Digital Experience Servicing
- Oracle Banking Digital Experience Wealth Management
- Oracle Banking Digital Experience Convenient Payments
- Oracle Banking Digital Experience Customer Financial Insights
- Oracle Banking Digital Experience Wallets
This chapter covers licensing information for Oracle Banking Digital Experience.
Oracle Banking Digital Experience Base
This section presents the licensing information of Oracle Banking Digital Experience Base.
Oracle Banking Digital Experience Base
The Oracle Banking Digital Experience Base provides the framework and infrastructure components of the omni channel digital experience platform. It includes functions that enable users of the financial institution to configure and manage the application; add and manage its subscribers.
The Oracle Banking Digital Experience Base also includes the UIUser Interface (User Interface) framework that has been used to build the screens of the application. This UI framework can be used for modifying or tailoring the UI screens as per the bank’s needs.
The Oracle Banking Digital Experience Base allows financial services subscribers registered in the application to access the application via two access points or channels - the mobile and online.
Oracle Banking Digital Experience also provides you with user interfaces for customer facing services like Originations, Account inquiries, Payments etc and can be accessed via Desktop or Mobile/Tablet Banking Apps.
The User Interface for Oracle Banking Digital Experience suite also provides you with following
- UI code for implementing responsive web design using Oracle JavaScript Extension Toolkit (JET. You will be free to modify the UI as per your requirements, however the support will be provided for the UI shipped out of the box
- Reference code for consuming Oracle Banking Digital Experience APIs.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Database Enterprise Edition or Oracle Database Standard Edition
- Oracle Weblogic Server Enterprise Edition or Oracle Weblogic Suite for Oracle Applications
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Base.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Base |
Online and Mobile Access Points |
c. Restricted Use Licensing
Oracle Banking Digital Experience Base product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
Oracle JavaScript Extension Toolkit (JET) 2.2.0 |
UI (User Interface) framework Note that Oracle JavaScript Extension Toolkit (JET) 3.0 shall be used only for building and modifying UI (User Interface) within Oracle Banking Digital Experience. It shall not be used for building UI (User Interface) for applications outside Oracle Banking Digital Experience. |
d. General Licensing Information
Oracle Banking Digital Experience Base can be licensed with the Financial Services Subscriber metric.
Option: Oracle Banking Digital Experience One Additional Access Point
If a financial institution needs to enable access to the various services of the application via one additional access point or channel, in addition to the two access points – mobile and online that are provided with the Base, then the Option: Oracle Banking Digital Experience One Additional Access Point would have to be separately licensed along with the Oracle Banking Digital Experience Base.
The additional Access Point would need to be configured, managed and tracked in the application, for the purpose of authorizing subscribers to access the Oracle Banking Digital Experience application. Examples of access points include but are not restricted to Smart TV, Wearable, Kiosk, ATMAutomated Teller Machine terminal allows customers having an ATM or debit card to perform several banking transactions such as cash withdrawal, balance inquiry, funds transfer, and so on., Contact Center, Branch, chatbot etc.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for the Option: Oracle Banking Digital Experience One Additional Access Point.
Licensed Program |
Features / Component Included with License |
---|---|
Option: Oracle Banking Digital Experience One Additional Access Point |
NA |
c. Restricted Use Licensing
The Option: Oracle Banking Digital Experience One Additional Access Point product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
The Option: Oracle Banking Digital Experience One Additional Access Point can be licensed with the Financial Services Subscriber metric.
Option: Oracle Banking Digital Experience Unlimited Access Points
If a financial institution needs to enable access to the various services of the application via two or more additional access points or channels, in addition to the two access points – mobile and online that are provided with the Base, then The Option Unlimited Access Points would have to be separately licensed.
The Additional Access Points would need to be configured, managed and tracked in the application, for the purpose of authorizing subscribers to access the Oracle Banking Digital Experience application. Examples of access points include but are not restricted to Smart TV, Wearable, Kiosk, ATM, Contact Center, Branch, chatbot etc.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for the Option: Oracle Banking Digital Experience Unlimited Access Point.
Licensed Program |
Features / Component Included with License |
---|---|
Option: Oracle Banking Digital Experience Unlimited Access Point |
NA |
c. Restricted Use Licensing
The Option: Oracle Banking Digital Experience Unlimited Access Point product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
The Option: Oracle Banking Digital Experience Unlimited Access Point can be licensed with the Financial Services Subscriber metric.
Oracle Banking Digital Experience Origination
This section presents the licensing information of Oracle Banking Digital Experience Origination Applications.
Oracle Banking Digital Experience Retail Origination
The Oracle Banking Digital Experience Retail Origination includes functionalities that enable prospects or existing users of the financial institution to register for the Oracle Banking Digital Experience application.
It enables applicants, both existing customers as well as prospects to apply for products offered by the bank, it enables the applicants to view/update/track their applications once they are saved or submitted. The Oracle Banking Digital Experience Retail Origination also includes functionalities to enable new retail customer opening and origination of retail deposit products offered by the financial institution.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Retail Origination.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Retail Origination |
Cross-Channels Originations |
c. Restricted Use Licensing
Oracle Banking Digital Experience Retail Origination product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Retail Origination can be licensed with the Bank Account Application metric.
Option: Oracle Banking Digital Experience Personal Loans Originations
The Oracle Banking Digital Experience Personal Loans Originations provides the functionalities to both prospects and existing customers to originate personal loans. Based on the personal loan product requirements it has functionalities to capture data from the applicants and then use them during the loan origination process. It also includes functionalities to track, manage and monitor the submitted personal loan applications.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
Oracle Banking Digital Experience Retail Originations
b. Components and Features Included
The following table describes the components and features included with a license for the Option: Oracle Banking Digital Experience Personal Loans Originations.
Licensed Program |
Features / Component Included with License |
---|---|
Option: Oracle Digital Experience Personal Loans Originations |
NA |
c. Restricted Use Licensing
Option: Oracle Banking Digital Experience Personal Loans Originations product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Option: Oracle Banking Digital Experience Personal Loans Originations can be licensed with the Bank Account Application metric.
Oracle Banking Digital Experience Servicing
This section presents licensing information for Oracle Banking Digital Experience Servicing Applications.
Oracle Banking Digital Experience Retail Servicing
The Oracle Banking Digital Experience Retail Servicing enables the financial services subscribers that are retail customers of the financial institution to conduct various transactions and inquiries for the retail products of the bank.
The Oracle Banking Digital Experience Retail Servicing includes functionalities related to account inquiries, customer services, customer inquiries, credit cards, loans, and term deposits. The Oracle Banking Digital Experience Retail Servicing also contains functionalities for fund transfers across own accounts, domestic and international transfer.
It also contains functionalities for bill payments and the related maintenances.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Retail Servicing.
Licensed Program |
Features / Component Included with License |
|
---|---|---|
Oracle Banking Digital Experience Retail Servicing |
Retail (Retail Inquires, Retail Customer Services, Retail Term Deposits, Retail Transfer and Payments, Retail Bill Payments), Retail Loans, Retail Credit Cards |
c. Restricted Use Licensing
Oracle Banking Digital Experience Retail Servicing product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Retail Servicing can be licensed with the Financial Services Subscriber metric.
Oracle Banking Digital Experience Corporate Servicing
The Oracle Banking Digital Experience Corporate Servicing enables the financial services subscribers that are SME or Corporate customers of the financial institution to conduct various transactions and inquiries for the corporate products of the bank.
The Oracle Banking Digital Experience Corporate Servicing includes functionalities related to account inquiries, customer services, corporate loans, and term deposits.
The Oracle Banking Digital Experience Corporate Servicing also contains functionalities for fund transfer and the related maintenances across domestic, internal and international networks.
It also contains functionalities for bill payments and the related maintenance in Oracle Banking Digital Experience.
It supports bulk file maintenance and support for the corporate customers of the financial institution.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Corporate Servicing.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Corporate Servicing |
Corporate (Corporate Inquires, Corporate Customer Services, Corporate Term Deposits, Corporate Transfer and Payments, Corporate Bill Payments, Corporate Bulk Payments), Corporate Loans |
c. Restricted Use Licensing
Oracle Banking Digital Experience Corporate product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Corporate Servicing can be licensed with the Financial Services Subscriber metric.
Option: Oracle Banking Digital Experience Corporate Trade Finance
The Option Oracle Banking Digital Experience Corporate Trade Finance contains functionalities related to Trade Finance.
Some of these available functionalities are related to Letters of Credit, Outward Guarantees, as well as Import and Export bills.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Corporate Servicing
b. Components and Features Included
The following table describes the components and features included with a license for Option: Oracle Banking Digital Experience Corporate Trade Finance.
Licensed Program |
Features / Component Included with License |
---|---|
Option: Oracle Banking Digital Experience Corporate Trade Finance |
Corporate Trade Finance |
c. Restricted Use Licensing
Option: Oracle Banking Digital Experience Corporate Trade Finance product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Option: Oracle Banking Digital Experience Corporate Trade Finance can be licensed with the Financial Services Subscriber metric.
Oracle Banking Digital Experience Wealth Management
This chapter includes licensing information for Oracle Banking Digital Experience Wealth Management Applications.
Oracle Banking Digital Experience Retail Mutual Funds
The Oracle Banking Digital Experience Retail Mutual Funds provides functionalities to buy, redeem, or switch mutual funds in the application.
The Oracle Banking Digital Experience Retail Mutual Funds also includes other mutual fund- related functionalities such as details for the mutual fund portfolio and dividend information of the mutual funds.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Retail Mutual Funds.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Retail Mutual Funds |
Retail Mutual Funds |
c. Restricted Use Licensing
Oracle Banking Digital Experience Retail Mutual Funds product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Retail Mutual Funds can be licensed with the Financial Services Subscriber metric.
Oracle Banking Digital Experience Convenient Payments
This chapter includes licensing information for Oracle Banking Digital Experience Convenient Payment Applications.
Oracle Banking Digital Experience Retail Peer-to Peer Payments
The Oracle Banking Digital Experience Retail Peer-to Peer (P2P) Payments includes functionalities to transfer funds, using an email id or mobile number or to a facebook ID. The sender uses the application to initiate the payment. The beneficiary can or cannot be a customer of the bank to receive the payment. The beneficiary registers his details with the bank to receive the payment.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Retail Peer-to-Peer Payments.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Retail Peer-to-Peer Payments |
Retail Peer-to-Peer Payments |
c. Restricted Use Licensing
Oracle Banking Digital Experience Retail Peer-to-Peer Payments product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Retail Peer-to-Peer Payments can be licensed with the Financial Services Subscriber metric.
Oracle Banking Digital Experience Merchant Payments
The Oracle Banking Digital Experience Merchant Payments application provides the facility of interfacing with third party merchants. To perform Merchant Payment transactions, a Merchant URL is provided. Merchants can login through this URL using merchant details. The financial service subscribers can then login to the application can carry out funds transfers to the merchants as payments.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Merchant Payments.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Merchant Payments |
External Payment Interface |
c. Restricted Use Licensing
Oracle Banking Digital Experience Merchant Payments product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Merchant Payments can be licensed with the Financial Services Subscriber metric.
Oracle Banking Digital Experience Customer Financial Insights
This chapter includes licensing information for Oracle Banking Digital Experience Customer Financial Insights Applications.
Oracle Banking Digital Experience Personal Finance Management
The Oracle Banking Digital Experience Personal Finance Management includes functionalities for creation and managing of personal financial goals.
The Oracle Banking Digital Experience Personal Finance Management also contains functionalities related to spending analysis and budget maintenance for individuals.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Personal Finance Management.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Personal Finance Management |
External Payment Interface |
c. Restricted Use Licensing
Oracle Banking Digital Experience Personal Finance Management product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Personal Finance Management can be licensed with the Financial Services Subscriber metric.
Oracle Banking Digital Experience Wallets
This chapter includes licensing information for Oracle Banking Digital Experience Wallets.
Oracle Banking Digital Experience Wallets
The Oracle Banking Digital Experience Wallets provides the user with digital wallets.
It allows the user to open a wallet, fund a wallet, pay money to friends and family, merchants and other using the wallet. Receive funds from other into the wallet. It can also allow the financial institution to display the context offers to the customer in the wallet.
a. Separately Licensed Prerequisite Products
The following prerequisite products require separate licenses:
- Oracle Banking Digital Experience Base
b. Components and Features Included
The following table describes the components and features included with a license for Oracle Banking Digital Experience Wallets.
Licensed Program |
Features / Component Included with License |
---|---|
Oracle Banking Digital Experience Wallets |
NA |
c. Restricted Use Licensing
Oracle Banking Digital Experience Wallets product contains all or portions of the following Oracle products:
Product or Component |
Available Features |
---|---|
NA |
NA |
d. General Licensing Information
Oracle Banking Digital Experience Wallets can be licensed with the Financial Services Subscriber metric.