VIEW AND MANAGE CONSENTS IN OBDX

Business users can manage the consents provided to the third party applications in terms of the accounts on which the third parties can inquire and transact along with the set of transactions for each of the allowed accounts.

To manage fine grained consent business user needs to login with his credentials onto OBDX Internet Banking,

Click Menu -> Preferences -> Third PartyClosedA party is any individual or business entity having a banking relationship with the bank. Apps

This will display the third party applications that the user has registered on along with the fine grained controls i.e. accounts and transactions for each of these third party applications.

Party Application Registration

The user can revoke complete access to the third party application by turning off the application access.

System also displays the accounts that the user has given access to the Third Party Application.

Transactions shown for each of the accounts is filtered based on the scopes available to that Third Party application that are internally resolved via the application roles.

Party Application Registration

PSD2 offerings and modules

Bellow describes the PSD2 API Offerings and Modules

Sr.No

Function

Feature

1

Accounts

Fetch account balance

2

Accounts

Validate account balance sufficiency

3

Accounts

Fetch Direct Debits

4

Accounts

Fetch Standing Instructions/orders

5

Accounts

Fetch debit card details

6

Accounts

Fetch product details

7

Deposits

Fetch deposit balance

8

Loans

Fetch drawdown details

9

Loans

Fetch schedule details

10

Credit Cards

Fetch current financial situation of a card

11

Pay to own accounts

Fetch payment details

12

Pay to own accounts

Fetch payment status

13

Pay to own accounts

Make a payment

14

Pay to own accounts

Make mass payment

15

Pay to own accounts

Cancel a payment

16

Pay within the bank

Fetch payment details

17

Pay within the bank

Fetch payment details

18

Pay within the bank

Make a payment

19

Pay within the bank

Make mass payment

20

Pay within the bank

Cancel a payment

21

Pay within EU

Fetch payment details

22

Pay within EU

Fetch payment status

23

Pay within EU

Make a payment

24

Pay within EU

Make mass payment

25

Pay within EU

Cancel a payment

26

Make an international payment

Fetch payment details

27

Make an international payment

Fetch payment status

28

Make an international payment

Make a payment

29

Make an international payment

Make mass payment

30

Make an international payment

Cancel a payment

31

Payment Information (Verify and Confirmation)

Charges

32

Payment Information (Verify and Confirmation)

Exchange Rate

33

Payment Information (Verify and Confirmation)

Initiation and Value Dates

34

Authorization

Add Third Party Access Grants

35

Authorization

Disable Third Party Access Grants

36

Accounts

Show Posting Third Party Details in Narration/Remarks

37

Account

Show Payment delivery time

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