Deposit Details
Using this option, the user can view the complete details of the TDTerm Deposit is a deposit accepted by bank, for a fixed term, from customers. A term deposit is a liability of a bank with fixed maturity period.. The key details shown as part of term deposit details are;
- Investment: Original Principal Amount, Deposit Date, Value Date, Interest Rate, Deposit Branch
- Current Position: Current Balance, Deposit Term, Hold Amount, Deposit Certificate Number, Accrued Interest
- Maturity: Maturity Amount, Maturity Date, Maturity Instruction, Payout instructions (if applicable)
- Quick Links: Redemption, Top Up, Edit Maturity Instruction , and Statement Request
- Transactions
How to reach here:
Toggle Menu > Accounts > Term Deposits > Overview > Deposit Details
Field Name |
Description |
---|---|
Select Account |
Term deposit account number of user in the masked format. The account number could be of the users own PartyA party is any individual or business entity having a banking relationship with the bank. or any linked party accounts, that he has access to. |
Product name |
Term deposit product under which term deposit account is opened. |
Nickname |
The user defined description or name of the term deposit accounts which will be displayed (if nickname for the account is set by the user). Click , to add nickname , for more information click here. |
Investment |
|
Original Principal Amount |
Original principal amount at the time of opening of term deposit account. |
Deposit Date |
Deposit Opening date of the TD. |
Value Date |
Value date of the deposit as maintained by the Core Banking Application. |
Interest Rate |
Rate of interest applicable for the term deposit. |
Deposit Branch |
Deposit branch address details. |
Current Position |
|
Current Balance |
Current principal amount, that is the revised principal amount after top-up / partial redemption. |
Deposit Term |
Term of deposit in years, months and days for the respective product (as maintained by the Core Banking Application). The deposit term appears, if value is one or more than one for each of years/ months/ days for example: 5 Years, 4 Months, 10 Days. |
Hold Amount |
Hold amount for the term deposit as maintained at the Core Banking Application. |
Deposit Certificate Number |
Unique number assigned by the host to the respective term deposit. |
Accrued Interest |
Interest accumulated till current date. |
Last Interest Accrual Date |
The date on which the last interest was accrued. This field will be displayed if there is any interest accrued. |
Maturity |
|
Maturity Amount |
Maturity amount of the term deposit. |
Maturity Date |
Maturity date set for the selected TD account. |
Maturity Instructions |
Maturity instructions set by the user for the selected TD account. The options can be:
|
Special Amount |
Special amount to be rolled over. This field appears if you select Renew Special Amount and Payout the Remaining Amount option from the Maturity Instruction list. |
Pay to |
Account transfer options. The options are:
This field does not appear, if you select Renew Principal and Interest option from the Maturity Instruction list. |
Own Account This section appears for Own Account. |
|
Transfer Account |
Account number along with the account nickname to which the funds are to be transferred. On selecting Transfer Account, account related details get displayed like Account Holder's Name and Branch Details. |
Internal Bank Account This section appears for Internal Bank Account. |
|
Account Number |
Account Number to which the funds will be transferred. |
Domestic Bank Account This section appears for Domestic Bank Account. |
|
Beneficiary Name |
BeneficiaryA person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. name of the term deposit. |
Account Number |
Account number to which the funds will be transferred. |
Bank Code |
Destination Account’s bank code. On submitting Bank Code, Bank Address gets displayed based on provided Bank Code. |
Transactions It displays the account activity. |
|
Date |
The date on which the transaction is processed. |
Description |
A brief description of the transaction. |
Reference No |
Reference number of transaction. |
Amount |
The debit/ credit amount of the transaction. |
To view the term deposit account activity:
- Click to search transactions, in Transactions section.
The Transactions screen to search specific transactions appears. - From the Select Account list, select the appropriate account.
- Enter the appropriate search criteria.
- Click
OR
Click to clear the entered details.
OR
Click to navigate to the previous screen.
. Based on search criteria search result appears.
Transactions -Search Criteria
Field Name |
Description |
---|---|
Select Account |
Term deposit account number of user in the masked format. |
Balance |
Application displays the Account balance of the selected source account. |
Search By |
The transaction period. Options are:
|
Date From / Date To |
The start and end date range of the transaction – for a date bound search. Start date cannot be greater than end date. This field appears if you select the Select Date Range option in the Search By list. |
Reference Number |
Reference number of transaction. |
Transaction Type |
The type of the transaction. Options are:
|
Amount From |
The minimum amount for the search criteria. |
Amount To |
The maximum amount for the search criteria |
Search Result |
|
Date |
The date on which the transaction is processed. |
Description |
A brief description of the transaction. |
Reference Number |
Reference number of transaction. |
Amount |
The debit/ credit amount of the transaction. |
- Click , to download transaction summary in a specific format.
- Click on
OR
Click to navigate to the previous screen.
, to generate a pre-generated statement.
You can also initiate following actions using Deposit Details- Quick Links section:
- To redeem the term deposit, click .
- To top-up (add additional amount) the deposit, click .
- To modify the maturity instruction, click .
- To request for statement, click .
Pre-Generated Statement
Pre-generated statements are statements that have been generated by the core banking application, for an account. Through this option, the user can view a statement that was generated previously – he may want to do this if he has missed a past statement for some reason. (Like accidentally deleting e-statements or misplacing his mail in case of a physical copy).
To download pre-generated statements:
- In the Deposit Details screen, click the Pre-generated Statement to view the pre-generated statement.
The pop-up screen prompting you to download the pre-generated statement appears.
Field Name |
Description |
---|---|
Period |
|
Year |
The year of the pre-generated statement. |
Month |
The month of the pre-generated statement. |
Statement Number |
Statement number assigned to a statement. |
From |
Start date of the statement. |
To |
End date of the statement. |
Download |
Click the link to download the statement. |
- From the Period list, select the desired year and month of the pre-generated statement.
- Click to search for the statement for the selected period.
- Click on Download column (.pdf) to Save / Print the statement.