Card Payment

This page provides the option to the user to make payments towards his credit card bills. User can select the amount he is willing to pay, whether that is minimum due, outstanding amount or a specified amount. This page is displayed when the user selects the ‘Card Payment’ option.. The user can opt to pay the minimum amount due, the total outstanding amount due or can even specify an amount other than the minimum amount due or the total outstanding amount, to pay towards credit card bill payment.

All the linked current and savings accounts of the user will be available for selection from which to make the payment. Once the user selects a source account, the available limit of that account will be displayed against the field so as to enable better management of funds.

You are here How to reach here:

Toggle menu > Credit Cards > Card Payment
OR
Dashboard > My Accounts Widget > Credit Cards > More options > Card Payment

Field Name

Description

Select Amount to Pay

Select an option from what is provided as options to make credit card payments.

The options are:

  • Minimum: The user can select this option to pay the minimum amount due towards the card payment.
  • Outstanding: This option can be selected if the user wishes to pay the total amount outstanding on the card payment.
  • Specify: The user can select this option in order to specify a certain amount to be paid towards the card payment.

Amount

Specific amount to be paid towards credit card bill payment.

This field is enabled for input, if you select Specify option in Select Amount to Pay field.

Source Account

The user’s current and savings accounts from which funds can be transferred for bill payment are listed.

Balance

The account balance amount (with currency) of the current or savings account selected as source account.

To make credit card payment:

  1. In the Select Amount to Pay field, select the appropriate Payment type.
  2. If you select the Specify option in Select amount to Pay field:
  3. In the Amount field, enter the amount to be paid.
  4. From the Source Account list, select the appropriate account number.
  5. If you select the Minimum or Outstanding options in Select amount to Pay field:
    The respective amount that has to be paid for bill payment appears.
  6. From the Source Account list, select appropriate account number.
  7. To initiate the card payment, click Pay .
    OR
    Click Cancel to cancel the transaction.
  8. The Review screen appears. Verify the details, and click Confirm .
    OR
    Click Cancel to cancel the transaction.
    OR
    Click Back to navigate back to the Card Payment screen.
  9. The success message appears, along with the transaction reference number.
  10. Click on the Go to Dashboard link to go back to the Dashboard screen.
    OR
    Click Go to Account Details to visit the accounts page.

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