Multi Entity Implementation

Banks can have multiple implementations across different geographies or can have multiple brands within the same legal entity.

Multi Entity is a mechanism through which the banks can deploy a single instance of OBAPIs platform and onboard multiple entities onto the platform.

The same platform can host data of multiple entities on a single instance that runs on a set of resources. The banks can have data sharing enabled across multiple entities so that users from one entity can have access to data of other entities if required.

As part of the OBAPIs Installer, there will always be default entity created along with a system administrator.

If the implementation of the bank is multi entity enabled, system administrator can create new entities along with details as part of system configuration and also edit details of the default entity.

The system administrator by default gets access to all the created as well as the default entities.

There is a parameter for multi entity enabled implementation wherein the bank can decide if data sharing across entities is required.

Note: Currently in the system, data sharing across entities is always enabled and the same cannot be disabled by the user.

Users can be mapped to more than one entity depending on the implementation requirements. User always has a default/ home entity to which he/she is mapped to and can also have accessible entities to access details of other entities.

If there is a need by the bank wherein some of the users i.e. bank administrator or corporate/ retail users should not get access to all of the created entities then the same can be controlled through User Management by not giving access to the required entities.

For users who have access to multiple entities, there will be an entity switcher as part of the transaction/ inquiry screen wherein the user can switch the entity to the home/ accessible entity and inquire details of that entity.

The system maintenances can be at an enterprise level i.e. the same maintenance/ configuration being applicable for all the created entities and certain maintenances are specific to an entity i.e. each entity can have a different setup or configuration.

Workflow

The classification of administrative maintenances being at an enterprise or an entity level is present below:

SR No.

Transactions

Transactions

Remarks

1

System Configuration

Entity

 

2

Transaction Aspects

Enterprise

 

3

Limits Definition

Entity

 

4

Limits Package

Entity

 

5

Spend Category Maintenance

Entity

 

6

Goal Category Maintenance

Entity

 

7

System Rules

Enterprise

Role level limits will be defined for each entity

8

Role Transaction Mapping

Enterprise

 

9

Payment Purpose Mapping

Entity

 

10

Payee Restrictions

Entity

 

11

Biller Category Mapping

Entity

 

12

Authentication

Enterprise

 

13

Manage Security Questions

Enterprise

 

14

Password Policy Maintenance

Enterprise

 

15

User Group Subject Mapping

Entity

 

16

Alerts Maintenance

Enterprise

Alert message template are at entity level.

17

Mailers

Entity  

18

Mailbox

Entity  

19

User Print Information

Enterprise

 

20

User Onboarding

Entity

 

21

Merchant Onboarding

Entity

 

22

Transaction Blackout

Entity

 

23

Working Window

Entity

 

24

Manage Brand

Entity

 

25

Audit Log

Entity

 

26

ATM/ Branch Maintenance

Entity

 

27

Product Mapping

Entity

 

28

Party Preferences

Entity

 

29

Party to Party Linkage

Entity

 

30

Workflow Management

Entity

 

31

Rules Management

Entity

 

32

Party Account Access

Entity

 

33

User Account Access

Entity

 

34

Service Request

Entity

 

35

File Identifier Maintenance

Entity

 

36

User File Identifier Mapping

Entity

 

37

Reports

Entity

 

38

User Report Mapping

Enterprise

 

39

User Group Management

Entity

 

40

Alert Subscription

Entity

 

41

Session Summary

Enterprise

 

42

ATM/ Branch Locator

Entity

 

43

Manage Alerts

Entity

 

Once the OBAPIs installation is complete, system administrator logs in and starts with the system configuration.

There will always be a default entity available in OBAPIs i.e. one created as part of installer irrespective of whether the implementation is multi entity enabled.

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