Contents

1. Preface

  • 1.1 Introduction
  • 1.2 Audience
  • 1.3 Documentation Accessibility
  • 1.4 Organization
  • 1.5 Related Documents
  • 1.6 Glossary of Icons

    • 2. Leasing - An Overview

  • 2.1 Elements in a Lease Structure
  • 2.1.1 Parties to a Lease
  • 2.1.2 Leased Asset
  • 2.1.3 Lease Period
  • 2.1.4 Types of Lease
  • 2.1.5 Lease Rental
  • 2.1.6 Down Payment
  • 2.1.7 Residual Amount
  • 2.2 Product Definition Facility
  • 2.2.1 Advantages of Defining a Product
  • 2.3 Methods of Interest Application
  • 2.4 Methods of Interest Calculation and Payment
  • 2.5 Flexible Repayment Schedule Set Up
  • 2.6 Defining Grace Periods
  • 2.7 Tracking the Status of a Lease
  • 2.8 Supported Tax Types
  • 2.9 Automatic Processing of Different ‘Events’
  • 2.10 Compensation on Pre-payment
  • 2.11 Value Dated Amendments

    • 3. Maintenances and Operations

  • 3.1 Maintaining Bank Parameters
  • 3.2 Maintaining Branch Parameters
  • 3.3 Maintaining Check Lists
  • 3.4 Maintaining Written Down Value (Current Asset Value)
  • 3.5 Viewing Written Down Value (Current Asset Value)

    • 4. Defining a Leasing Product

  • 4.1 Setting up Product
  • 4.1.1 Setting up a Product Details
  • 4.1.2 Defining Other Attributes of the Product
  • 4.1.3 Specifying User Data Elements
  • 4.1.4 Specifying Product Preferences
  • 4.1.5 Specifying Components
  • 4.1.6 Specifying Notices and Statements
  • 4.1.7 Mapping Accounting Role to Product
  • 4.1.8 Specifying Account Status
  • 4.1.9 Specifying Events
  • 4.1.10 Associating an MIS Group with the Product
  • 4.1.11 Defining User Defined Fields
  • 4.2 Viewing Product Summary Details
  • 4.3 Processing EMI on Lease

    • 5. Account Creation

  • 5.1 Lease Account Details
  • 5.1.1 Maintaining Lease Account Details
  • 5.1.2 Main Tab
  • 5.1.3 Account Details Tab
  • 5.1.4 Default Tab
  • 5.1.5 Checklist Tab
  • 5.1.6 Fields Tab
  • 5.1.7 Components Tab
  • 5.1.8 Charges Tab
  • 5.1.9 Linkages Tab
  • 5.1.10 Advices Tab
  • 5.1.11 Credit Score Tab
  • 5.1.12 Capturing Additional Details for Leasing
  • 5.2 Saving and Authorising Mortgage/Commitment Account
  • 5.3 Multilevel Authorization of a Contract
  • 5.4 Viewing Lease Account Summary Details
  • 5.5 Maintaining Events Dairy
  • 5.5.1 Processed Events
  • 5.5.2 Unprocessed Events

    • 6. Capturing Additional Details for a Lease

  • 6.1 Additional Details
  • 6.1.1 Viewing MIS Details of the lease
  • 6.1.2 Viewing Account GL Balance
  • 6.1.3 Viewing Internal Rate of Return (IRR) Details
  • 6.1.4 Capturing Swift Message Details
  • 6.1.5 Viewing Installment Details
  • 6.1.6 Viewing Events Diary Details
  • 6.1.7 Viewing Asset Values

    • 7. Making Manual Disbursements

  • 7.1 Lease Disbursement through ‘Manual’ Mode
  • 7.1.1 Disbursing a Lease through the ‘Manual’ Mode
  • 7.1.2 Verifying the Check List Items
  • 7.1.3 Capturing Values for the Event Level UDFs
  • 7.1.4 Viewing the Default Details
  • 7.1.5 Viewing the Charge Details Associated with the Event
  • 7.1.6 Capturing the Advice Related Details
  • 7.1.7 Viewing the Swift Message Details
  • 7.2 Authorizing a Manual Disbursement
  • 7.3 Disbursing a Lease through ‘Auto’ Mode
  • 7.3.1 Processing for Down Payment

    • 8. Operations

  • 8.1 Leasing Payments Details
  • 8.1.1 Maintaining Leasing Payments
  • 8.1.2 Partial Payment
  • 8.1.3 Payments Simulation
  • 8.2 Saving and Authorising Leasing Payments
  • 8.3 Viewing Leasing Payments
  • 8.4 Leasing Amendments Details
  • 8.4.1 Leasing Amendments
  • 8.4.2 Amendments Tab
  • 8.4.3 Account Details Tab
  • 8.4.4 Default Tab
  • 8.4.5 Components Tab
  • 8.4.6 Charges Tab
  • 8.4.7 Saving and Authorizing Leasing Amendments
  • 8.4.8 VAMI Simulation
  • 8.5 Maintaining Manual Status Change
  • 8.6 Viewing Manual Status Change

    • 9. Batch Processes

  • 9.1 Batch Processes
  • 9.1.1 Configuring Batch Processes
  • 9.1.2 Defining Batch Processes
  • 9.1.3 Initiating the Batch Process
  • 9.1.4 Multi-threading of Batch Processes
  • 9.1.5 Excess Amount Allocation Batch
  • 9.1.6 Interest Posting (INTP Event)
  • 9.1.7 Processing the CL Batch
  • 9.1.8 Processing Minimum Amount Due Batch
  • 9.1.9 Processing the EMI Change Batch (EMIC)
  • 9.2 Triggering User Defined Events
  • 9.2.1 Viewing MIS Details
  • 9.2.2 Viewing Rate Details
  • 9.2.3 Viewing Charge Details
  • 9.2.4 Viewing Event Details
  • 9.2.5 Viewing Event Fields

    • 10. Annexure A

  • 10.1 Accounting Entries for Leasing
  • 10.2 Events
  • 10.3 Accounting Roles
  • 10.4 Amount Tags
  • 10.5 Event-wise Accounting Entries
  • 10.5.1 Financial Lease
  • 10.5.2 Operational Lease
  • 10.6 Event-wise Advices
  • 10.7 LE SDEs

    • 11. Function ID Glossary