This chapter contains the following sections:
The following are steps need to be done for mapping of corporate deposit product in Loans.
This section contains the following topics:
The corporate deposit product defined in the FCUBS, that is ‘Corporate Deposits Product Definition’ (CDDPRMNT) screen is sent to OBCL.
You can use this screen for mapping a branch to corporate deposits products.
You can invoke the ‘Branch Auto Funding’ screen by typing ‘OLDBRAFP’ in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button.
You can use this screen for mapping a department with a specific corporate deposit products.
You can invoke the ‘Department Auto Funding’ screen by typing ‘OLDDPAFP’ in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button.
You can use this screen, to select the OL product that can use the loan deposit product.
You can invoke the ‘Auto Fund Product’ screen by typing ‘OLDAFMAP’ in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button.
You need to maintain ‘Ref Rate Code’, ‘Fixed Rate
Type’, ‘Fixed Rate Code’ in Bilateral Loans Product
Definition- MIS’ screen and the same rate codes are defaulted to
Loan and Commitment-Contract Input -MIS screen. Based on these rates,
‘Refinance Rate’ will be fetched from the ‘Treasury
Floating Rate Maintenance’ screen.
In Loan and Commitment-Contract Input screen (OLDTRONL), under ‘Preferences’ tab ensure to select ‘Funding Method’ as ‘Automatic’. If the disbursement is mode is auto, on contract creation deposit is initiated for the amount disbursed.This triggers deposit creation automatically on contract save.
On save of deposit creation the following takes place in the staging table.
OL Contract Authorization - Auto Disbursement
OL Contract authorization is validated with the deposit contract initiation status. If deposit creation is successful, then OL contract authorization is allowed.
If deposit creation is failed/ unprocessed, then OL contract authorization will not be allowed.
OL Contract Reverse Authorization - Auto Disbursement
OL Contract reverse authorization is validated with the reverse deposit contract initiation status. If the reverse deposit authorization is processed, then OL Contract reverse authorization is allowed. If the reverse deposit authorization is unprocessed or failed, then OL Contract reverse authorization is not allowed.
OL Contract modification- Auto Disbursement
If deposit creation is unprocessed, then OL contract modification will not be allowed
If deposit creation is processed, then OL contract modification will be allowed
If deposit creation is failed, then OL contract modification will be allowed
OL Contract Deletion - Auto Disbursement
If deposit creation is in unprocessed, then OL contract deletion will not be allowed.
If deposit creation is failed,
OL Contract Reversal - Auto Disbursement
On reversal of loan contract, reverse deposit request will be initiated.
Reversal of OL Contract after Authorization - Auto Disbursement
If the reverse deposit is processed, then OL Contract reverse authorization is allowed. If the reverse deposit is unprocessed or failed, then OL Contract reverse authorization is not allowed.
If deposit reverse is failed/ unprocessed, then OL contract reversal authorization will not be allowed.
Once deposit reverse gets processed, contract reversal deletion will not be allowed.
You can view list of all failed deposit contract transactions with all the request details, status, failure reason if applicable and then initiate for re-processing.
You can invoke the ‘Transaction Log’ screen by typing ‘OLSIFCD’ in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button.
Once the loan linked deposit contract is created from OL, the redemption is done when the linked loan contract is liquidated. The deposit redemption is done through web service.
If ‘Liquidate Deposit’ is selected in the ‘Manual Payment’ (OLDPMNT) screen, the deposit redemption takes place accordingly.
OL Contract Payment Deletion
If CD redemption is unprocessed/failed, then OL contract payment deletion is not allowed.
If CD redemption is processed,
OL Contract Payment Authorization
OL Payment Reversal
On reversal of OL Payment contract, deposit redemption reversal request will be initiated
OL Contract Payment Reversal Authorization
In ‘Contract Disbursement Input’ screen (OLDMNDSB), the disbursements for OL contracts are done. This triggers deposit creation or amendment automatically based on the scenario. On disbursement save, there are two possible cases.
On save of deposit creation the following takes place in the staging table.
OL Manual Disbursement Authorization
OL contract disbursement authorization is validated with the deposit contract initiation status. If deposit creation/amendment is successful, OL contract disbursement authorization is allowed.
If deposit creation/amendment is failed/ unprocessed, then OL disbursement contract authorization is not allowed.
OL Manual Disbursement Reverse Authorization
OL disbursement reverse authorization is validated with the reverse deposit contract initiation status. If the reverse deposit Creation/amendment is processed, then OL Contract disbursement reverse authorization is allowed. If the reverse deposit Creation/amendment authorization is unprocessed or failed, then OL Contract reverse disbursement authorization is not allowed.
OL Contract Manual Disbursement Modification
If deposit Creation/amendment is unprocessed, then OL contract disbursement modification is not allowed. If deposit Creation/amendment is processed, then OL contract disbursement modification is allowed.
If deposit Creation/amendment is failed, then OL contract disbursement modification is allowed
OL Contract Manual Disbursement Deletion
If deposit Creation/amendment is in unprocessed, then OL contract disbursement deletion is not allowed. If deposit Creation/amendment is failed,
OL Contract Manual Disbursement Reversal
On disbursement reversal of loan contract, reverse deposit Creation/amendment request will be initiated.
Reversal of OL Manual Disbursement after Authorization
If the reverse deposit Creation/amendment is processed, then OL Contract disbursement reverse authorization is allowed. If the reverse deposit Creation/amendment is unprocessed or failed, then OL Contract disbursement reverse authorization is not allowed.
If deposit reverse creation/amendment is failed/ unprocessed, then OL contract reversal authorization is not allowed.
Once deposit reverse gets processed, contract reversal deletion is not allowed.
Once a CD linked OL contract is booked and disbursed a deposit is created. On amendment of Maturity date or Principal amount, in the value added amendment screen, the same can be propagated to the deposit. Only these two attributes can be amended for the deposit. The deposit amendment is done through web service.
OL Contract Amendment Deletion
If CD Amendment is unprocessed/failed, then OL contract Amendment deletion is not allowed.
If CD Amendment is processed,
OL Contract Amendment Authorization
OL Amendment Reversal
On reversal of OL Amendment contract, initiates up to two actions based on the scenario as follows,
OL Contract Amendment Reversal Authorization
OL contract amendment reverse authorization is validated with the deposit amendment reversal status.