TERM DEPOSIT ACCOUNT APPLICATION

Help us understand your term deposit requirements

Deposit Amount

Specify deposit amount and currency in which the account is to be opened.

Tenure

Specify the time period for which the term deposit is to be opened.

Interest Payout Frequency

Select an interval at which the interest amount is to be paid.

The interest payout frequency could be:

• Monthly
• Quarterly
• Half Yearly
• Yearly etc.

Is there a co-applicant

You can identify if you need to add a co-applicant.

Is Co-applicant an existing user

Indicates whether co-applicant is an existing user.

This field is displayed, if you select Yes, in the Is there a Co-ApplicantAn applicant refers to an individual or a non-individual (organization or trust) who has applied for one or more main lines. ? field.

Co-applicant Customer ID

You are required to enter the co-applicant’s customer ID, if the co-applicant is an existing user.

This field is displayed, if you have selected Yes, in the Is Co-Applicant an existing user ? field.

Send Verification Code via

Indicates the channel on which the verification code is to be sent.

The options are:

• Co-applicants registered email address
• Co-applicants registered phone number

This field appears, if you select Yes, in the Is Co-Applicant an existing user ? field.

Salutation

Select your salutation. Examples are.

• Dr
• Mr
• Ms
• Mrs
• Miss

First Name

Enter your first name.

Middle Name

Enter your Middle Name. This field is optional

Last Name

Enter your Last name.

Date of Birth

Enter your date of birth.

The system validates your date of birth so as to identify whether you have attained age of majority.

Gender

Select your gender.

Marital Status

Select applicable marital status from the list.

The options are:

• Married
• Single
• Divorced
• Separated
• Widowed
• De facto
• Undisclosed

Number of Dependents

Specify number of people dependent on you.

Country of Citizenship

Select your country of citizenship.

Permanent Resident

You are required to identify whether you are a permanent resident.

Country of Residence

Select your country of residence.

This field is displayed if you select No in the Permanent Resident field.

Identity

Type of Identification

Select the identification document that you want to provide as proof of identity.

The identification type could be:

• Passport
• Driving License

ID Number

Enter your Identification number corresponding to the identification type.

Expiration Date

Enter the date on which your identification document will expire. This date can be found printed on your identification document. The system will validate if the expiration date has passed or if it is a valid date i.e. not one that is too ahead in the future (the number of years will be defined by the bank) and will display an appropriate error message. In this case, you can either modify the expiration date or select a different ID to submit as proof of identity, one that has a valid expiration date.

Residential Address

Country

Enter the country name in which you reside.

Address 1-2

Enter your Address details.

City

Enter the name of the city in which you reside.

State

Select the state from the list.

Zip Code

Enter your Zip code.

Staying Since

Date since which you have been residing at the current address. If you identify a date that is less than the minimum amount of time required for you to have resided in the current residence, the system will display fields in which you can specify your previous residence address.

Accommodation Type

The type of accommodation in which you reside.

The accommodation types are:

• Company Provided
• Inherited
• Leased
• Owned
• Parental
• Rented
• Other

Previous Residential Address

Country

Select the country where you resided previously.

Address Line 1-2

Enter address details of your previous residence.

City

The city in which you resided previously.

State

The state in which you resided previously.

Zip Code

Enter the zip code where you resided previously.

Accommodation Type

The type of accommodation in which you resided previously.

The accommodation types are:

• Company Provided
• Inherited
• Leased
• Owned
• Parental
• Rented
• Others

Email

Email

Enter your email address.

Please confirm your email ID

Re-enter your email ID to confirm the same.

Phone Number

Phone Type

Select the phone number type that you want to define as primary contact number.

The options are:

• Personal Mobile
• Work Mobile
• Home Phone
• Work Phone

Primary Phone Number

Enter your phone number corresponding to the selected phone type.

Add an alternate phone number

You can select Yes if you want to add an alternate phone number. It is not mandatory to add an alternate phone number.

Phone Type

Type of phone number that is being added as an alternate number.

The options are:

• Personal Mobile
• Work Mobile
• Home Phone
• Work Phone

This field is displayed if you select Yes in the Add an alternate phone number field.

Alternate Phone Number

Alternate phone other than primary phone number.

Phone number corresponding to the selected alternate phone type.

Default as that of Primary Applicant

Specify whether address details of co-applicant are same as primary applicant.

This field is displayed if you select Yes in the Is there a co-applicant field in the requirement screen.

Employment Type

Occupation type of the applicant.

The types are:

• Salaried
• Self Employed
• Others

If employment type selected is Others, then there will be a set of options listed for selection like Home duties, Student, Unemployed, etc.

Employment Status

Occupation status of the applicant.

The options are:

• Part Time
• Full Time

Employer Name

Name of the company or firm in which the applicant is employed.

Start Date

Employment start date of the applicant.

Designation

Designation of the applicant.

Gross Annual Salary

Annual salary of the applicant.

Country

Country name in which the applicant is employed.

Address Line 1-2

Enter your employer’s address.

City

Enter the city in which you are currently employed.

State

Select the state name where you are currently employed.

Zip Code

Specify the zip code of the location where you are currently employed.

Your Funding Source

I will use my Credit Card

Select this option if you wish to transfer funds from your credit card.

I will fund my deposit later

Select this option if you do not wish to fund your deposit at this stage and will do it subsequently.

I will use my Debit Card

Select this option if you wish to transfer funds from your debit card.

I will transfer funds from another account with the bank (Your savings or checking account)

Select this option if you wish to transfer funds from your savings or checking account held with the bank. This option will be available only if you are an existing customer of the bank.

Account Number

This field will be displayed only if you have selected the option to fund your account from one of your savings or checking accounts held with the bank. All your active savings and checking accounts that are held with the bank will be displayed in a drop-down and will be available for selection with the exception of any accounts that are in a debit block state.

The following fields are displayed if you opt to fund your account via an account held with another bank

Account Number

All your linked savings and checking accounts will be displayed in this drop-down and will be available for selection.

Account Name

This field will be displayed once you have selected an account. This field will display the name of your account.

Bank ID

The ID of the bank in which your account is held. This field will be displayed once you have selected an account.

Bank Branch

The branch at which your account is held. This field will be displayed once you have selected an account.

The following fields are displayed if you opt to fund your account via credit card or debit card:

Card Type

Enter your card’s network provider. E.g. VISA, American Express, Discovery, etc.

Card Number

Enter your card number as it is printed on the card.

Expiration Date (Month and Year)

Enter the month and year on which your card expires.

Name on Card

Enter your name as it is printed on the card.

Security Code

Enter the security code of your card. Your security code is the three digit number printed on the back of your card. On an American express credit card, it is the four digit number printed on the front of your card just above your card number.

Define Login Credentials

Email

Enter the email ID with which you would like to register.

Confirm Email

To confirm the email ID re-enter the email ID entered in the Email field.

Verify

Click on this link to verify the email ID entered. A unique security code will be sent to the email address defined and a pop up window will be opened in which you can verify the email ID by entering the security code in the specified field.

Password

Enter a password to be used for the purpose of registration. You will be required to enter this password when you log-in to the system in the future.

Confirm Password

To confirm the password re-enter the password entered in the Password field.

Set Security Questions

Skip set up of security questions?

Through this option, you can opt to skip setting up security questions at the time or registration.

The options are:

• Yes
• No

By default the option No will be selected and the security question and answer fields will be displayed. If you select the option Yes, identifying that you wish to skip set up of security questions, the security question and answer fields will be disabled and hidden.

Security Question

Select a question to be assigned as a security question.

The security questions will be numbered, e.g. Security Question 1, Security Question 2 and so on. The number of security questions and answers available will be dependent on the number configured by the bank administrator.

Answer

Specify an answer for the selected security question.

The fields in which you can specify answers to selected security questions will be displayed below each security question and will be numbered, e.g. Answer 1, Answer 2 and so on.

Terms and Conditions

I have read, fully understood and agreed with the terms and conditions

Select this checkbox to acknowledge agreement to the terms and conditions of registration for online banking access.

Terms and Conditions Link

Click this link to view the terms and conditions.

Verification Code

Enter the security code sent to the email ID you have defined in the registration screen.

Email

Specify the email ID of the co-applicant for registration. This field will be displayed only if the co-applicant involved in the application is not registered with the bank.

Reason for Cancelling

Indicate the reason for which you are cancelling the application. This is an optional step.

The cancellation reason could be:

• Difficulty in completing the form
• Insufficient time
• Need more product details
• Incorrect product selection
• Others

Please Specify

This field is displayed if you have selected the option Others as Reason for Cancelling.

Enter the reason for which you are cancelling the application in this field.

Email

Enter the email ID with which you would like to register.

Confirm Email

To confirm the email ID re-enter the email ID entered in the Email field.

Verify

Click on this link to verify the email ID entered. A unique security code will be sent to the email address defined and a pop up window will be opened in which you can verify the email ID by entering the security code in the specified field.

Refer the Verify sub section under section Register User for further information on verification.

Password

Enter a password to be used for the purpose of registration. You will be required to enter this password when you login to the system in the future.

Confirm Password

To confirm the password re-enter the password entered in the Password field.

Set Security Questions

Skip set up of security questions?

Through this option, you can opt to skip setting up security questions at the time or registration.

The options are:

• Yes
• No

By default the option No will be selected and the security question and answer fields will be displayed. If you select the option Yes, identifying that you wish to skip set up of security questions, the security question and answer fields will be disabled and hidden.

Security Question

Select a question to be assigned as a security question.

The security questions will be numbered, e.g. Security Question 1, Security Question 2 and so on. The number of security questions and answers available will be dependent on the number configured by the bank administrator.

Answer

Specify an answer for the selected security question.

The fields in which you can specify answers to selected security questions will be displayed below each security question and will be numbered, e.g. Answer 1, Answer 2 and so on.

Terms and Conditions

I have read, fully understood and agreed with the terms and conditions

Select this checkbox to acknowledge agreement to the terms and conditions of registration for online banking access.

Terms and Conditions Link

Click this link to view the terms and conditions.

Email

Specify the email ID of the co-applicant for registration. This field will be displayed only if the co-applicant involved in the application is not registered with the bank.

Term Deposit Offer Name

The name of the term deposit offer for which the application has been made.

Deposit Amount

The amount for which the deposit was applied.

Application ID

The application reference number as generated by the bank at the time the application was submitted.

Progress Bar

The current status of the application is displayed graphically with the help of a progress bar.

Applicant Name

The names of both the primary and co-applicant will be displayed here. If no co-applicant has been added, only the primary applicant’s name will be displayed.

Submitted On

The date on which the application was submitted.

Status

The current status of the application.

Term Deposit Offer Name

The name of the offer for which the application has been made.

Deposit Amount

The amount for which the deposit was applied.

Application ID

The application reference number as generated by the bank at the time the application was submitted.

Progress Bar

The current status of the application is displayed graphically with the help of a progress bar.

Applicant Name

The names of both the primary and co-applicant will be displayed here. If no co-applicant has been added, only the primary applicant’s name will be displayed.

Submitted On

The date on which the application was submitted.

Status

The current status of the application.

Account Number

The account number generated by the bank.

Term Deposit Offer Name

The name of the term deposit offer which application was made.

Term

The term of the deposit.

Account Type

The type of account i.e. individual or joint.

Interest Rate

The interest rate applicable on the deposit.

Account Holders

The names of the applicants.

Interest Payment

The interest payment frequency.

Deposit Amount

The amount for which the deposit was applied.

Maturity Date

The date on which the deposit will mature.

Status History

State

The status of the application.

Remarks

Displays the remarks, if any.

Acted By

User ID of the person who has processed the account application.

Updated On

The date on which the specific status was updated.