WEALTH MANAGEMENT

Wealth Management or Investment Management is an important offering in a bank's product bundle. Wealth management services offered by banks usually involves risk profiling a client and recommending investments that suit the risk profile. Investments could be in multiple instruments like Mutual Funds, Equity shares, Bonds etc. Performance of these investments are regularly tracked.

OBDX Wealth Management functionality supports placing of opening of Investment account, Risk profiling , Mutual Fund order placement and tracking of these mutual funds’ performance

Features Supported In the Application

The Wealth Management module of the application supports the following features:

You are here How to reach here:

Dashboard > Toggle Menu > Wealth Management > Overview

Overview

Wealth Management overview provides you a snapshot of your mutual fund portfolio at a given point of time.

The overview/ dashboard page displays an overview of the customer’s investments with the bank as well as quick links to various wealth management transactions offered to the customer.

Overview

The Wealth management Overview screen features the following:

  

Portfolio Summary:

The Portfolio Summary widget allows the user to view the following:

  • Total money invested in Mutual Funds
  • Current market value of the investments done
  • Change in the market value of investments over previous value, if the change is positive it will be in green color and red color if change is negative
  • Profit/ Loss amount for the above investments
  • Change in the profits figure over previous value, if the change is positive it will be in green color and red color if change is negative
  • Rate of return in percentage for the above investments
  • Change in rate of returns figure over previous value, if the change is positive it will be in green color and red color if change is negative
  • The realized gain/ loss figure for the above investments
  • Value of dividends earned from the above investments
  • Number of SIPs current running/ active in the investment account.

Click the Reports link in the Realized Gain/ Loss section to access the Capital Gain Report screen.
OR
Click the Reports link in the Dividends section to access the Dividends Report screen.
OR

Click Investment Details to access the Investment Details screen.
OR

Click Open another Investment Account link to access the Open Investment Account screen.

Quick Links:

Quick links to access the following transactions:

  • Purchase : Click to access the Purchase Mutual Funds screen
  • Redeem: Click to access the Redeem Mutual Funds screen
  • Switch: Click to access the Switch Mutual Funds screen
  • Risk Profiling: Click to access the Risk Profiling screen
  • Order Status: Click to access the Order Status screen

Investment Allocation:

The investor/ user can view the details summary of all his investment accounts.

Doughnut chart displays the distribution of current market value various fund categories along with legends.

Top & Bottom Funds

This widget displays the following details:

  • Fund Name: Names of the Top/ Bottom fund amongst the funds held by user – based on performance
  • Price: Latest available price per unit of the fund
  • % Change: Percent change in price of the fund over previous value, positive changes in Green and negative changes in Red

Investment Accounts

The investment account details are displayed in the form of bar chart. The X axis denotes the investment amount and current market value (Two vertical bars) of the investment accounts where as Y axis denotes the amount.

Performance Analysis

The widget allows the user to view the performance of his investments in graphical form. The graph represents percent return of the investment account over time periods – 1 month, 3 month, 1 year, 3 years and 5 years.

News

The News widget displays the news feed/ headlines.

Reports

This widget allows the user to directly access the report instead of navigating from the menus.

The following reports can be accessed:

  • Capital Gains Report
  • Transactions Report
  • Dividends Report

Offers

Any offers and rewards as hosted by the bank will be shown in this section of the dashboard.

Note: Offers data needs to be supplied to the OBDX .

  

Promotions

This section of the dashboard displays promotional messages of any bank offerings applicable to the user.

Note: Promotions data needs to be supplied to the OBDX

  

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