Maintaining Limits

If anchor/spoke is a customer of the bank, their limits will be maintained in the bank’s limits system. In case if it is not maintained, user will be allowed to enter limits in the OBSCF system.

Navigation Path: Supply Chain Finance > Maintenance > Limits Management > Create/ View

Anchor Limits

Field Name	Description
Anchor Id	All the distinct anchors from the program master can be searched from this field.
Effective From	This is the date from which this limit is effective.
Expires On	This is the date when the limit expires.
Limit Currency	This is the currency in which limits are to be maintained.
Sanctioned Limit	This is the sanctioned limit for the anchor.
Available Limit	This is the available limit that gets updated when a finance is disbursed/settled. This is the limit available for utilization.
Utilized Limit	This is the limit utilized after a finance is disbursed. This gets reduced as and when finance is disbursed and increases when the finance is settled.
Blocked Limit	This is the limit earmarked when a finance is being processed.
Adhoc Limit	This is the adhoc limit provided to the anchor for a specific time period.
Available Adhoc Limit	This is the adhoc limit available after utilization from total adhoc limit.
Utilized Adhoc Limit	This is the adhoc limit utilized from the total adhoc limit.
Blocked Adhoc Limit	This is the adhoc limit blocked.
Adhoc Limit Effective Date	This is the date from which this adhoc limit is effective.
Adhoc Limit Expiry Date	This is the date when the adhoc limit expires.
Interchangeability Allowed	This indicates if interchangeability is allowed. For example: If anchor limit is 1M and interchangeability is enabled, then each of the products can be allocated a limit of 1M or less. In case if Interchangeability is not enabled then sum of the limits allocated to the products should be 1M or less.
Active	This can be set to ‘No’ when limits are to be frozen.

Sub Limits

Sub limits are maintained at various levels – Product, Program, and Spoke.

Sub Limits: Product Level

Field Name	Description
Product	All the distinct products from the product master can be searched from this field.
Effective From	This is the date from which this limit is effective.
Expires On	This is the date when the limit expires.
Limit Currency	This is defaulted to the anchor limits currency. This is disabled.
Sanctioned Limit	This is the sanctioned limit for the product.
Available Limit	This is the available limit that gets updated when a finance for this product is disbursed/settled. This is the limit available for utilization.
Utilized Limit	This is the limit utilized after a finance for this product is disbursed. This gets reduced as and when finance is disbursed and increases when the finance is settled.
Blocked Limit	This is the limit earmarked when a finance for this product is being processed.
Adhoc Limit	This is the adhoc limit provided to the product for a specific time period.
Available Adhoc Limit	This is the adhoc limit available after utilization from total adhoc limit.
Utilized Adhoc Limit	This is the adhoc limit utilized from the total adhoc limit.
Blocked Adhoc Limit	This is the adhoc limit blocked.
Adhoc Limit Effective Date	This is the date from which this adhoc limit is effective.
Adhoc Limit Expiry Date	This is the date when the adhoc limit expires.
Interchangeability Allowed	This indicates if interchangeability is allowed. For example: If anchor limit is 1M and interchangeability is enabled, then each of the programs can be allocated a limit of 1M or less. In case if Interchangeability is not enabled then sum of the limits allocated to the programs should be 1M or less.
Active	This can be set to ‘No’ when limits are to be frozen.

Sub Limits: Program Level

Field Name	Description
Program	All the distinct programs for the selected anchor can be searched from this field.
Effective From	This is the date from which this limit is effective.
Expires On	This is the date when the limit expires.
Limit Currency	This is defaulted to the anchor limits currency. This is disabled.
Sanctioned Limit	This is the sanctioned limit for the program.
Available Limit	This is the available limit that gets updated when a finance for this program is disbursed/settled. This is the limit available for utilization.
Utilized Limit	This is the limit utilized after a finance under this program is disbursed. This gets reduced as and when finance is disbursed and increases when the finance is settled.
Blocked Limit	This is the limit earmarked when a finance under this program is being processed.
Adhoc Limit	This is the adhoc limit provided to the program for a specific time period.
Available Adhoc Limit	This is the adhoc limit available after utilization from total adhoc limit.
Utilized Adhoc Limit	This is the adhoc limit utilized from the total adhoc limit.
Blocked Adhoc Limit	This is the adhoc limit blocked.
Adhoc Limit Effective Date	This is the date from which this adhoc limit is effective.
Adhoc Limit Expiry Date	This is the date when the adhoc limit expires.
Interchangeability Allowed	This indicates if interchangeability is allowed. For example: If anchor limit is 1M and interchangeability is enabled, then each of the spokes can be allocated a limit of 1M or less. In case if Interchangeability is not enabled then sum of the limits allocated to the spokes should be 1M or less.
Active	This can be set to ‘No’ when limits are to be frozen.

Sub Limits: Spoke Level

Field Name	Description
Spoke	All the spokes for the selected programs can be searched from this field.
Effective From	This is the date from which this limit is effective.
Expires On	This is the date when the limit expires.
Currency	This is defaulted to the anchor limits currency. This is disabled.
Sanctioned Limit	This is the sanctioned limit for the spoke.
Available Limit	This is the available limit that gets updated when a finance for this spoke is disbursed/settled. This is the limit available for utilization.
Utilized Limit	This is the limit utilized after a finance for this spoke is disbursed. This gets reduced as and when finance is disbursed and increases when the finance is settled.
Blocked Limit	This is the limit earmarked when a finance for this spoke is being processed.
Adhoc Limit	This is the adhoc limit provided to the program for a specific time period.
Available Adhoc Limit	This is the adhoc limit available after utilization from total adhoc limit.
Utilized Adhoc Limit	This is the adhoc limit utilized from the total adhoc limit.
Blocked Adhoc Limit	This is the adhoc limit blocked.
Adhoc Limit Effective Date	This is the date from which this adhoc limit is effective.
Adhoc Limit Expiry Date	This is the date when the adhoc limit expires.
Interchangeability Allowed	This indicates if interchangeability is allowed. For example: If anchor limit is 1M and interchangeability is enabled, then each of the spokes can be allocated a limit of 1M or less. In case if Interchangeability is not enabled then sum of the limits allocated to the spokes should be 1M or less.
Active	This can be set to ‘No’ when limits are to be frozen.