About the Rules for an Override
The rules for an override are that any setting, whether a single-line setting or multi-line setting, specified at the lower levels also overrides that same setting name at higher levels. Thus the settings at the application level apply unless specific settings are overridden for a particular component or a particular user. When an override occurs, it occurs for the complete setting name. Thus, if a particular multi-line setting has three rows at the user level and twelve rows at the application level, then the resulting multi-line setting value for that setting contains only the three rows at the user level. An override mechanism also allows a setting to be removed, rather than replaced.