Oracle Financial Services Profitability Application pack includes Funds Transfer Pricing, Profitability Management, Enterprise Financial Performance Analytics, Institutional Performance Analytics, Retail Performance Analytics applications.
· Oracle Financial Services Analytical Applications Infrastructure: In today's turbulent markets, financial institutions require a better understanding of their risk-return, while strengthening competitive advantage, and enhancing long-term customer value.
Oracle Financial Services Analytical Applications (OFSAA) enables financial institutions to measure and meet the risk-adjusted performance objectives, cultivate a risk management culture through transparency, lower the costs of compliance and regulation, and improve insight into customer behavior.
OFSAA uses industry-leading analytical methods, shared data models, and applications architecture to enable integrated risk management, performance management, customer insight, and compliance management. OFSAA actively incorporates risk into decision making, enables to achieve a consistent view of performance, promotes a transparent risk management culture, and provides pervasive intelligence.
OFSAA delivers a comprehensive, integrated suite of financial services analytical applications for both banking and insurance domains.
· Oracle Financial Services Funds Transfer Pricing: Enables banks to apply various transfer pricing methods on products to calculate the funds transfer price. It calculates transfer prices across all product types varying in terms of characteristics like fixed-rate or floating rate instruments, bullet or amortizing, or fixed tenor or perpetual instruments. Besides it also supports the calculation of transfer price at both the account level and ledger level including migration of charge or credit to the management ledger and posting of funding offsets to the funding center.
· Oracle Financial Services Profitability Management: Helps Banks and Financial services institutions measure and manage profitability at the lowest level of detail, the account level, allowing for a rollup of profitability results across any dimension including customer, channel, product, or organizational unit. The application provides robust allocation functionality supporting both top-down and bottom-up allocation methodologies.
· Oracle Financial Services Enterprise Financial Performance Analytics: This application is based upon a dedicated reporting mart built on the Financial Services Data Model and displays Profitability results generated at the Management Ledger level by the Funds Transfer Pricing and Profitability Management applications. OFSEFPA leverages several components of OBIEE technology. It includes various aggregate Dashboards and Reports for the user to carry out Profitability Management based analytics at the level of Organization and Product.
· Oracle Financial Services Institutional Performance Analytics: Oracle Financial Services Institutional Performance Analytics (OFSIPA) is a complete end-to-end web-based Business Intelligence solution for Profitability and Business Performance Insight. It provides tools for data integration and includes customizable, pre-built dashboards and reports, a reporting data model, and user-friendly functional subject areas for ad-hoc reporting. It enables you to actively plan, manage, and track business performances, business analysis KPIs and customer 360-degree analysis and profitability, weaker and stronger business areas, efficiency in relationship management, marketing investments with pre-built reports, dashboards, and underlying data structures.
· Oracle Financial Services Retail Performance Analytics: It focuses on the summary performance of the LOBs and overall profitability, Portfolio mix, LOB, Product-specific profitability reports analyzed against key dimensions like customer segments, product family, region, branch, risk scores and so on, Product holdings and Relationship depth across the LOBs, Customer Trends across performance drivers like Sales, Balances, Deposits, Product subscriptions (revenue services), Credit scores and delinquency bands, losses, and so on, Customer analysis and customer lifetime value, business analysis KPIs and customer 360-degree analysis. The efficiency of investments (like marketing, channel and so on) over time.
See the subsequent chapters to know more about this release.
· Oracle Financial Services Funds Transfer Pricing
· Oracle Financial Services Profitability Management
· Oracle Financial Services Enterprise Financial Performance Analytics
· Oracle Financial Services Institutional Performance Analytics