Additionally there are a set of APIs available to specify information pertaining to features and funding options. Once an application is submitted, the same can be tracked through the application tracker.
Listed below are the gamut of services available to the customer for different originations.
Listed below are the set of API’s which would be invoked to create, modify, view or delete the products and Offers provided to the customer:
To fetch the offer details for the offer id for the selected product( casa, TD, Loan, CC)
To fetch the product groups
To validate the availability of the product for a particular state
To fetch the list of loan purpose type when user is submitting the form for a loan account
To fetch product group details for a particular product group id
To fetch list of offers for the product group
To fetch the list of currency for product group
To fetch products for a particular product group
To fetch list of offers for the product.
To fetch offer details for offer id
To fetch list of product groups
To fetch list of offers
To fetch the list of CASA products
To fetch Loan Product Details
To fetches the residential and employment stability criteria as defined under the bank policy.
To fetch the product details
To fetch Loan Product Details
To fetch interest rates of a product
To fetch the list of deposit products
To fetch deposit product details
Listed below are the different APIs available for this:
To fetch the applicant details for a submission
To Update applicant details for a particular submission ID
To fetch the contact details of an applicant for a submission
To create contact details for an applicant as part of a submission
To fetch a list of addresses of the applicant
To create addresses for an applicant as part of a submission
To create address for an applicant as a part of submission
To fetch details of contact point created for an applicant
To update details of the contact points created for an applicant
To delete details of the contact points created for an applicant
To fetch address details of the applicant for current or previous addresses
To update address details of the applicant for current or previous addresses
To delete address details of the applicant for current or previous addresses
To fetch the list of accommodation types
To create accommodation type maintenance
To Update the accommodation type maintenance
To delete accommodation type maintenance
List of APIs for the above with their details are:
To Update the funding instructions for deposit application
To create funding instruction for deposit application
To fetche list of funding options
To fetch account configuration for deposit application
To validate account configuration for deposit application
To fetch list of debit cards for offer associated with submission
To update card holder preferences
To create card holder preferences
To create term deposit account requirements
To confirm loan account configuration
To Fetch Loan Account Configuration
To create loan account configuration
To fetch credit card account configuration details
To create credit card account configuration details
To fetch list of card add-on holders
To update a card add-on holder
To create a card add-On holder
To delete a card add-on holder
To fetch list of backgrounds for credit card
To fetch list of balance transfer instructions
To fetch list of network providers of various credit cards
Listed below are the set of API’s which would be invoked to capture, edit or delete the identification details of the customer:
To fetch the list of identifications
To update the identifications details
To create identification for an applicant
To fetch identification details
To delete identification of an applicant
The below mentioned API’s enable the bank to create, validate, update or delete the employment profile:
To fetch the list of employment types and applicable employment status list
To validate the employment profile.
To create an employment profile id
To validate the employment stability by employment start date
To validate employment profiles
Adds employment profiles for the applicant.
To fetch employment profile details
To updates employment profile details
To delete the employment profile for the applicant.
To fetch the list of all employment profiles of an applicant
To add an employment profile for the applicant
The APIs to capture, view, modify or delete the various financial information of customers are:
To fetch list of financial income types that will be available to the user for selection.
To fetch list of financial liability types that will be available to the user for selection.
To fetch the financial template from which the applicable financial parameters can be resolved for income, liability, assets and expenses.
To fetch details of an asset created for an applicant as part of submission
To update details of an asset created for an applicant as part of submission.
To delete an asset that was mapped to an applicant.
To fetch the list of assets mapped to the applicant
To create an asset record along with details as part of submission
To fetch the list of incomes mapped to the applicant
To create an income record along with details for an applicant as part of submission
To fetch the details of an income created for an applicant
To update the details of an income created for an applicant
To delete the details of an income created for an applicant
To fetch the list of expenses mapped to the applicant
To create an expense record along with details for an applicant as part of submission
To fetch the details of an expense created for an applicant
To update the details of an expense for an applicant
To delete the details of an expense for an applicant
To fetch the details of the liability created for an applicant
To update the details of the liability created for an applicant
To delete the details of the liability created for an applicant
To fetch the list of liabilities created for an applicant
To create a liability record along with the details for an applicant
To validate the financial details captured by the applicant
To fetch the list of current assets created for an applicant
To create the record of a current asset for an applicant as part of submission
To modify the details of the current asset created for an applicant
To delete a current asset along with details created for an applicant
To fetch the list of current liabilities created for an applicant
To create the record of a current liability for an applicant as part of submission
To modify the details of the current liability created for an applicant
To delete a current liability along with details created for an applicant
To fetch the list of financial parameters for an applicant
The API’s that enable the banks to capture such details are:
To fetch the document checklist
To create a document checklist
To submit an application to core banking for processing
To fetch the application fee
To update the application fee instructions
To fetch the list of documents for application
To fetch the submission fee
To fetch the list of insurance instructions.
To fetch submission summary details
To fetch the list of documents
To create a submission document
To delete the submission document
To fetch the list of submissions
To create a submission
To fetch the residential and employment stability criteria as defined under the bank policy.
The API’s that enable capture the data as per user requirements are :
To fetch the list of dealer details available with bank.
To fetch loan item details
To delete the loan item details
To submit an application to core banking for processing
To create the loan item details
To fetch selected offer
To associate an offer to the product
To validate loan requirements
To fetch list of vehicles incase of an auto loan
To fetch the list of vehicle sub type
To fetches list of vehicle models
To fetch the loan requirements
To update the loan requirements
To creates loan requirements
To delete the loan requirements
To fetch a list of interest frequencies
To validate term deposit requirements
To update the term deposit requirements
To fetch the term deposit requirements
To create the term deposit requirements
To validate the demand deposit requirements
To fetch demand deposit requirements
To update the demand deposit requirements
To create demand deposit requirements
To fetch credit card requirements
To update credit card requirements
To create credit card requirements
To fetch funding table details
To update funding table details
To update funding table with customer contribution
To fetch the list of property types
To fetch the list of property sub types
To Fetch list of vehicle policy templates
The API’s that enable users to view or delete the application form are:
To fetch list of submission disclosures of the applicant
To fetch list of applicants of the applicant
To fetch the list of applications for submission
To fetch application details for application id
To withdraw an application of the applicant
To fetch an application form of the applicant
To fetch the application progress of the applicant
To fetch the application summary for application id of the applicant
To fetch the list of repayment instructions for loan application of the applicant
To update repayment instructions for loan application of the applicant
To fetch the offer documents for loan application of the applicant
To update the offer document status for loan application of the applicant
To fetch the list of status history of the applicant
To fetch the list of pending actions of the applicant
To fetch the statement instructions for loan application of the applicant
To update statement instructions for loan application of the applicant
To fetch primary card holder preferences for credit card application
To update primary card holder preferences for credit card application
To fetch membership details for credit card application
To update membership details for credit card application
To fetch the list of balance transfer instructions for credit card application
To update balance transfer instructions for credit card application
To fetch additional details for credit card application
To update additional details for credit card application
To fetch the list of add-on card holders for credit card application
To fetch the list of applicants
To update activity profile of the applicant
To create activity profile of the applicant
To fetch the list of application proposals of the applicant
Updates application proposal for loan application of the applicant
To fetch the card holder preferences for credit card application
To update the card holder preferences for credit card application
To fetch delivery preferences for credit card application
To update delivery preferences for credit card application
To cancel a submission
The APIs to per form administrative work for originations are:
To fetch the list of origination workflows for the specified product
To create an origination workflow
To update origination workflow details
To activate the origination workflow